I think he meant if the asm is "protected" by gov as in FD and bank savings/current protected by PIDM. As in if anything happens to it will the gov give back money. That kinda protect. Not how it stays rm1 per unit forever. A lot of ppl believes if asmx fails, gov doesn't have to do anything and can still happily sing song talk bs. That kinda "protected".

Ah... Yes. You cannot check balances only. You can still buy. You buy using myasnb. When unit locked you can choose maybank2u... Log in maybank website it redirect you to.. click secure2u... Open your MAE apps and click approve... Then go back to myasnb and click you approved and you return to merchant.. return to merchant again and you will see successful page. So yes you can still buy using maybank2u. Just need secure2u. I bought all these while using mbb at 2am. The only thing is you cannot check your balances in maybank2u. Logging in and buy still can.

Edit: you can check balances i think... Cannot check transaction history only... Or maybe cannot check balances...i don't remember coz i check at 11.59pm normally to decide if i want to wait until 2am to buy or not

This post has been edited by Wolves: May 5 2023, 05:39 PM

Good luck.

Advice: log in exactly 2am. Not 1 am 59 minutes 59 second. If you log in early you will have "transaction bla bla bla error contact branch at 8am bla bla bla". And don't missed the 2am sharp timing coz a lot of ppl still fight you for the unit. 😂 Once you lock the unit you can take your time paying.

"Fresh fund" only. So yes. No switching until july 31st. But buying online, myasnb, bank and branch allowed. New fund. Buying online on myasnb apps at 2am all these while was allowed. You can sell your units in other product and use that money but asm 1. Nobody say that is not allowed.

He sold 500k of asm3 on 24th April wanting to buy asm1 on 1st may 2023 and to top up asb 1 and asb 2. So no. He done it earlier before the time at counter and filling up the forms on 24th april 2023. Click on his name and see his post. 24th april 2023 one.

Switch is jump from asm 3 (or whatever) to asm1 without taking out the money. Go counter need to fill in form and wait for money to arrive and then buy at counter. It's a workaround and not a direct switch. Red tapes? The stuff Malaysia famous for? Not everybody free to do that. It's different still. Extra steps and hurdles. It is to prevent everybody one click on the apps to switch. Get it?

I am sure they thought of it. Just that they cannot totally block everything plus if buy at counter need to pay rm1. Good for business. 😂 Rm1 still rm1 unless they sell then on myasnb and buy ownself. Another loophole for not paying money. 😂 Plus cannot be too strict la.. later tak laku..

Exactly. They need some hurdles and red tape but cannot fully block or else ppl memberontak with pent up frustration of not able to buy asm1 for years. Need to help them release a bit so leave a way to do it. Not everybody can wake up 2am click click click like me. 😂

Not need meh? I thought i heard some need rm1 or something if use bank. Hmmm... Nvm.. i will never know coz i don't do it there. 😂

Cannot buy beyond for asm 1. I saying before the 5 bil units i already buying asm1 every morning at 2am picking up units. So not everybody can be like me 2am still awake and fishing. Get it?

No difference to be i still sleep past 2am lately even when not fishing. Two days ago helped someone bought 20k asm1 noon time. One shot got. 😂 Yesterday visit tiger bank see for first time asnb mobile van parking right at the door and helping ppl with asnb stuff... 😂 Suddenly so rajin..

There you go again... Asnb.. arrest that man (or woman)! Throwing mud at asm again!.. 😂

Not counted daily. It is counted monthly base on the lowest value of the month. Paid out yearly.

Some truth not need say. As long as giving 4.5% can already. Don't care rob or steal or fake. As long as can take out money when need can already. 😂

I wouldn't call it a failure coz it's the condition of the economy worldwide. Not many ppl can fork out 100k one shot. i myself have not bought any asm1 from the 5bil pool. Even today i thinking if i should get 1k or not. 😂

This post has been edited by Wolves: May 12 2023, 11:55 AM

Same same... I just got some money yesterday but i need to last until middle of next month... But... But.... I shouldn't buy... But... But... It's asm1... But i cannot last that long.... But..... But... It's asm1... Asm1.... Asm1!! I shouldn't... But...

Hmmm... Conspiracy... I smell conspiracy.....

Maybe pmx wanna move 100% bumi to asb and leave all non at asm so he can Rob asm... Jeng jeng jeng.... Kidding kidding.. just messing around.. Don't kill me...

You sarawakian? Which area?

Tuesday to Friday. Saturday don't bother.

Sat 2am you try it will say operating hours bla bla bla. Doubt its asnb side but bank side issue. So sat morning don't bother as well...

Busy day today... In out in out and finally did what i have been putting off since 2018... Close my kwsp "employer" account and register i-saraan instead.. no limit to how much you can put into kwsp (except your bank account).. 😂 register and put there only. No money put in and really not interested to pump coz not yet reach retirement age. Just open up an alternative route first...

Counter lady say no limit. Faq says no limit on minimum deposit as in that month you pay 0 also nvm but max 60k (100k soon). I specifically asked if it's same as self contribution and counter lady say no.. It's a separate option. Right now the "option" still not there so i cannot check. Once "i-saraan" option appear under self contribution i will put in some money and see if it affects self contribution limit. I am sure i successfully submit the application bit after 48 hours i still no see option so kinda doubtful now .

You can deposit anytime and that deposit will not be counted for that month except if you do it in the 1st of the month. Dividend is base on the "lowest month value" (except 1st of that month). Example: at 1st jun you have 100k. You deposit 100k on 2nd jun. For the month of jun your lowest value is 100k so only 100k get dividend. If you have 100k on 1st jun. you deposit 50k on 2nd june. You took out 80k on 30th jun. Your jun lowest value is 70k. Only 70k (100k+50k-80k) have dividend for month of jun. Get it?

Weird.. i just recieved email from asnb about my penyata asm1 ending march 2023 but it says my kadar is only 4% again. Not 4.5%... should i be worried? 😂

This post has been edited by Wolves: May 18 2023, 12:28 AM

Still 2am sharp

This is the first time you get the penyata from asm1? I think those just bought it this year will face the same issue. I heard before that the first dividend they will put the previous year one for some funny reason but they will correct it next year but the amount credited should be correct.

Don't la slander ppl. Later kena LOD then you know they very stress liao... As long as money is correct then tutup satu mata lo.

No la. Remember April 1st? I mentioned this saying the myasnb write wrong figure for the dividend. Someone pointed out that is coz it's my first time getting it so new accounts have this issue.

You seems to really dislike asm lo. Jump on them every chance you got

This post has been edited by Wolves: May 18 2023, 10:46 AM

That's what i said on April 1st... 😂 But i think this round is more like copy and paste last year one.. Forget to change the %... Hand too fast.. ctrl+c ctrl+v...

This post has been edited by Wolves: May 18 2023, 05:00 PM