QUOTE(nexona88 @ Mar 5 2023, 09:54 PM)
Hehehe
😜😊
Even that low rate...
Many still waking up early morning to buy more 😁
😡 😡 😡
QUOTE(Unkerpanjang @ Mar 6 2023, 07:10 AM)
Unker still feels ASNB fixed funds is a good diversification. Nothing goes UP or DOWN forever.
If you already have substantial KWSP, UT, Stocks, Sgp Bonds, Gold, etc then buy-lah some ASNB fixed funds. Nobody can predict the correct future dividend %.
Many years ago, Unker was simulating my retirement $ based on 6.5% then 6.0%, 5.5%, (total investment), but yearly it has been dropping,...this year is likely sub 5.0%.
In summary, I think a person just have to grow the nest egg accordingly before they become $ unproductive...either working overseas, delay retirement, increase investment, etc. (Rather than finding the perfect silver bullet for investing)
Then, there's people like Auntie, never really worried about future lack of $ nor lazy $, if no money eat broth lor.
Like this post. Uncle belanja satu stocks

Actually kwsp and asnb is very diversify already. Only gain no losses.. just how much. Rather than actively picking and trading and rebalancing, it is done for us free of charge. Leave them to do what is needed and we just need to get some work that pays our bill will do. When the time is right.. retire and relax.
Pssst.. apa good stock and what is the target price ah?