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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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celciuz
post May 9 2020, 12:33 PM

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QUOTE(dragonteoh @ May 9 2020, 12:19 PM)
SST cannot be waive, but can request to convert to cashback (depends on their management approval & your usage records)
By the way, I think is easier for PBB VS to request convert SST to cashback.
I just call and request for convert , the CS terus say ok, will submit the request
(I already tried 2 years, so far terus help request without giving any excuse)
End of last year, i request for PBB QMC , that one quite hard, CS keep on say cannot even i utilize the card each month and give lots of excuse.
At the end call few CS , the last CS only say will try request.
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My experience with VS, QM and QV all rebate without condition. But they always mention the same thing is “subject for management approval” 😅
celciuz
post May 25 2020, 08:15 PM

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QUOTE(chonghe @ May 25 2020, 07:40 PM)
May I know why have to monitor this? If the limit hits, can still wave and pin, also got 5%
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So far my experience if reach 15x, and amount below RM200 or RM250 then it will error mention "do not honor".
celciuz
post May 26 2020, 11:55 AM

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QUOTE(Anangie @ May 26 2020, 11:21 AM)
Yes, same to me too. I can’t proceed with the wave transaction and showed “do not honor”. If such case, I used another cc to make payment. How to still use quantum visa for that case and entitled for 5% for wave transaction?
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So every now and then for transaction above 250 I still use QV so to reset the pin. Else is petrol station method 😅 I haven’t really tried cause using Setel now.
celciuz
post May 27 2020, 08:57 PM

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QUOTE(chonghe @ May 27 2020, 07:37 PM)
Strange.

I have been using paywave all the time since the QV card revised its feature. Pretty sure I must have hit either the transaction count or limit, but never encounter "do not honour" transaction.
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Well if you scroll up, a few of us here have encountered it. If only it would prompt pin once the limit has been reached.
celciuz
post Jun 21 2020, 04:16 PM

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QUOTE(virgoguy @ Jun 21 2020, 04:14 PM)
does the contact-less refer to paywave only or applicable to the card slot into the card machine with pin?
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Wave, then input pin without inserting the machine to the reader.
celciuz
post Jul 11 2020, 06:06 PM

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QUOTE(Haloperidol @ Jul 11 2020, 05:16 PM)
Bypass QM online criteria by topup in BP
Praying hard the QM benefit is not reduced...
My Maybank card kena slash 99 benefit...
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Enjoy while it lasts, can see the trend now all the banks are cutting costs tongue.gif We need more of those who would pay the interest so contribute to our cash backs xD
celciuz
post Jul 11 2020, 06:15 PM

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QUOTE(blibala @ Jul 11 2020, 06:14 PM)
Any min amount to spend by pin entey in order to reset paywave ar?
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No, as long you enter pin it will be reset. Best scenario is have once in a while > RM250 that triggers OTP pin nod.gif

This post has been edited by celciuz: Jul 11 2020, 06:20 PM
celciuz
post Jul 11 2020, 06:21 PM

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QUOTE(GrumpyNooby @ Jul 11 2020, 06:17 PM)
OTP?
Wave or PIN transaction needs OTP?
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Sorry, I meant PIN. mega_shok.gif my mind is playing tricks on me sad.gif
celciuz
post Jul 11 2020, 06:57 PM

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QUOTE(wym6977 @ Jul 11 2020, 06:42 PM)
I always reset at Shell pump dispenser.. no need to pump, after PIN key in, at last step cancel the transaction....
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Take the nozzle out then replace it back after authorised?
celciuz
post Jul 13 2020, 05:27 PM

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QUOTE(ronnie @ Jul 13 2020, 04:57 PM)
My 5x BigPay topup : 12:01, 12:02, 12:32, 12:52, 1:11
Hopefully can get the RM30 promo cash back...
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It gets unblocked after 30 minutes? I just top up but 3rd one is blocked so... sweat.gif
celciuz
post Jul 28 2020, 07:59 AM

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QUOTE(jacksonpang @ Jul 28 2020, 12:32 AM)
Depends on merchant using which type of machine..
From my experience, those newer machine with full touch screen one can support paywave and pin for >RM250.. while old machine cannot, if wave >RM250 will just show error, them have to do pin entry (bye bye 5% CB)..
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I did my car service + insurance renewal at Honda last week, so when I renew car insurance they able to wave then enter pin (I used another card since its way RM600). Then when I paid for my service, the machine unable to wave and pin, cashier then wanted to slot in ._. I faster asked for my card back then gave another LOL.

And yes looks like the machine used for car insurance (in the admin office) is newer than the cashier for service car collection.
celciuz
post Jul 28 2020, 09:44 AM

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QUOTE(angel&demon @ Jul 28 2020, 09:22 AM)
yaya. LOL , if they want slot in machine with QV, better stop them.. laugh.gif
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brows.gif input wrong pin then change to another card if tak jadi stop them
celciuz
post Aug 10 2020, 12:20 AM

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I did 3x BP, 1x Boost, 1x TnG (without save card). Tried another 1x BP but card is blocked, since I heard some people got blocked after 4th attempt.
celciuz
post Aug 10 2020, 01:05 AM

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QUOTE(ronnie @ Aug 10 2020, 12:39 AM)
Is this block intiate by PBB ?
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Yes blocked by PBB, IIRC someone mentioned they had to talk to CS to unblock the card while doing the topping up for 4th and 5th.
celciuz
post Aug 10 2020, 08:54 AM

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QUOTE(ronnie @ Aug 10 2020, 07:47 AM)
Called to PBB CS
It seem that PBB is blocking BigPay reloads up to max 4 times per day due to many fraud cases.

So after the 4th attempt, kindly call the bank to "unlock" subsequent topups to BigPay
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sweat.gif my 4th transaction can't get through =/

Aiya I guess this is one way to prevent "multiple" transactions laugh.gif
celciuz
post Aug 10 2020, 09:23 AM

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QUOTE(kkdavelim @ Aug 10 2020, 09:21 AM)
Last months I call, they say is not about fraud.
Is too many ppl participating eWallet top up during campaign.
Tell me is not fair he unblock for me, ask me to top up other wallets instead
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Maybe BigPay complained to PBB, that their servers overloaded due to this laugh.gif well just gotta workaround it.
celciuz
post Sep 5 2020, 02:40 PM

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Aiya, I just realized my CCs kena charge for SST sad.gif Before I call up, does PB have live chat?
celciuz
post Nov 9 2020, 01:45 PM

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QUOTE(fruitie @ Nov 9 2020, 01:33 PM)
Yeah.

Anyway, I have self-invited and no losses for me as I will still get VS monthly cash back if I don't get this cash back.
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I did the same thing, sent SMS got the reply then just did RM200 x2. If get then consider bonus brows.gif

This post has been edited by celciuz: Nov 9 2020, 01:45 PM
celciuz
post Mar 31 2021, 10:45 PM

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Just noticed got new card! Just submitted application... but my application with PBB usually takes much longer than normal tsk cause I have to tick the portion as my wife works there dry.gif so got extra layer of verification required.
celciuz
post Apr 2 2021, 02:20 PM

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Submit on 31/3 at night, then 1/4 gotten the reply... and today appeared in CCRIS. Limit is much higher than my PBB conventional limit, but likely will be revised anyways haha. But doesn't matter... I don't swipe that much tongue.gif

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