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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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xiaoxiaoshen
post Jul 1 2022, 05:12 PM

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QUOTE(cybpsych @ Jul 1 2022, 07:31 AM)
Apply & Get Rewarded [ PBB | T&Cs ]

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0% Balance Transfer for New-to-Bank Cardmembers [ PBB | T&Cs/Form ]

user posted image
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i own PBB CC for long time, but PIB CC less than a year, can consider new to bank customer for above BT?

edited: got my answer stated in T&C. new to bank mean really new. sad.gif

This post has been edited by xiaoxiaoshen: Jul 1 2022, 05:14 PM
xiaoxiaoshen
post Jul 3 2022, 07:43 PM

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QUOTE(jenern84 @ Jul 2 2022, 11:18 PM)
Don't think you can pay car purchase with credit card.
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i did my 2nd hand car purchase using Citi CC call on cash during promotion in year 2000. flat interest 3.13%/year, if i apply loan during that time the interest is higher 3.3-3.5%.
xiaoxiaoshen
post Jul 3 2022, 09:26 PM

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QUOTE(MGM @ Jul 3 2022, 08:16 PM)
Full or partial amount ?
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Citibank CC call on cash, can use upto your CC limit. but i only need partial. i m not buying a new car.
xiaoxiaoshen
post Jul 4 2022, 09:22 AM

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QUOTE(babysotong @ Jul 3 2022, 11:25 PM)
That is very high effective interest rate.

Flat interest rate of 3.13% for a 5 years loan is equivalent to approximately 6.2% effective interest rate. HP interest rTe is also fixed interest rate. Need to becareful
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car loan is also FIR. i believe only homeloan are show in EIR.
xiaoxiaoshen
post Jul 5 2022, 11:27 PM

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QUOTE(jacksonpang @ Jul 5 2022, 06:04 PM)
"Ewallet top up cash back month 1 - RM18" is in.
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i topup 8am try luck...........i also got it.

never try, u got nothing.
xiaoxiaoshen
post Jul 8 2022, 01:24 PM

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QUOTE(Papertank @ Jul 8 2022, 01:19 PM)
Mine no issues. u r using ios?
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IOS not problem aslo can view.
xiaoxiaoshen
post Jul 21 2022, 02:38 PM

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QUOTE(Wolgie @ Jul 21 2022, 12:54 PM)
Just share some info  biggrin.gif
PB Quantum Master Card
Exclusive Flexi-Payment Plan Offer
1% for 12 months with minimum purchase of RM1,200

*Include ewallet reload too
*
got 0% (10months) why you need to pay 1% (12 months)

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xiaoxiaoshen
post Jul 21 2022, 02:56 PM

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QUOTE(Wolgie @ Jul 21 2022, 02:43 PM)
because i really buy item and that item not 3k over. only 1.2k  tongue.gif
and i though this only benefit of Quantum card, other PB card also can?

for this 3k 0%, have anyone try ewallet yet and can?
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can reload 3k n buy your thing 1.2k.

i still have 2 flexi pay 0%/6 months (PIB cc on shopee reload) and BT to serve. biggrin.gif

not exclusion mentioned i suppose it can also for e wallet reload, not try yet.
xiaoxiaoshen
post Jul 22 2022, 09:44 AM

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my rebate of SST for PIB master CC with condition, visa not condition just rebate:
- usage of RM500 excluded e wallet reload.
xiaoxiaoshen
post Jul 22 2022, 12:01 PM

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QUOTE(cybpsych @ Jul 22 2022, 09:55 AM)
no usage for the card?

i was able to get sst rebate without condition.
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low usage on PIB master on grocery, since better use quantum 5% n Vs 6% for grocery.
now use more on PIB master to grocery because of RM30 min spend. biggrin.gif
xiaoxiaoshen
post Aug 9 2022, 10:57 AM

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QUOTE(cybpsych @ Jul 28 2022, 07:21 PM)
yalor. written in my post biggrin.gif

new number appeared in pbe 2 days ago. today received card. mail drop by citylink.

p/s: my replacement card was for fraud txn recorded (visa provisioning)
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QUOTE(jacksonpang @ Jul 28 2022, 07:43 PM)
Meanwhile, my statement date just passed, and the visa provisioning stuff disappeared. So far so good. We went different approach, lol.
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QUOTE(sjz @ Jul 29 2022, 09:02 AM)
me too. got the visa provisioning unposted transaction few days back when i never use the card at all.

CS inform if never use the card,
then it seems to be something suspicious, as the so called "visa provisioning" won't come by its own.

so they block card immediately and send replacement card.
to be safe
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i got the same issue, visa provision rm0.00 seen on apps login only, and disappear 1-2 days later. i think many also kene but if you not login frequently you may not aware it.
just need to monitor closely loh from now. sad.gif
xiaoxiaoshen
post Aug 12 2022, 10:10 AM

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QUOTE(Chiggah @ Aug 11 2022, 09:58 PM)
Was Quantum Visa yea.

Yes i am aware of this. I waved first, then it said Declined or something.

So I just used the card and PIN it
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if too many wave within a bill cycle, will require 1 time key in pin to reset, then can continue to wave xx times.
as few suggested to use pin reset at petrol terminal pump rm1.
xiaoxiaoshen
post Aug 16 2022, 02:47 PM

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QUOTE(helloguyssss123 @ Aug 16 2022, 02:46 PM)
i got RM34 too, how they calculate?
I pump RM96.08 1/7, RM47 on 2/7.
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opps...........T&C. min rm50 will only count for cash back.

exact you should get rm33.63?

This post has been edited by xiaoxiaoshen: Aug 16 2022, 02:50 PM
xiaoxiaoshen
post Aug 17 2022, 10:27 AM

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[quote=cybpsych,Aug 16 2022, 01:47 PM]
// 16 AUG 16 AUG SPEND,FUEL @ ENJOY 35% CASH BACK-MTH3 50.00 CR //

// 16 AUG 16 AUG SPEND & WIN @ ZCITY - MTH 1 35.00 CR //
Congratulations to July's 100 winners of [SPEND & WIN RM100 REWARDS WITH PB CARDS] campaign!

RM35 Cash Back & RM65 ZCITY Gift Pack are now yours!
Kindly take note that the rewards will be credited into the winner's account within 7 working days from 9/8/2022 onwards.
Those who are not in the winner list, make sure you keep trying in the August attempt, we will see you in the next winner list!

user posted image user posted image

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[/quote]
*

[/quote]


cybpsych, really wonder how much need to spend to become top 100 spender for Z city.
xiaoxiaoshen
post Aug 19 2022, 01:27 PM

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3 PDRM summons cry.gif
what CC got CB? it seem all PBB card not entitle.
better pay this weekend at shah alam stadium 50% discount. biggrin.gif
xiaoxiaoshen
post Aug 19 2022, 05:04 PM

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QUOTE(PoisonSoul @ Aug 19 2022, 02:59 PM)
the terminals may high likely be gov MCCs. So I guess none.

Can try there's one MyEG card by RHB but that doesn't award you with CB.

Gov give u 50% already from the fair/event. That's the highest CB of all cards.
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just see can get 50% + 5%. tongue.gif but no luck biggrin.gif
xiaoxiaoshen
post Aug 30 2022, 06:37 PM

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encounter some funny thing............... Islamic card are not able to buy non-halal store item. the CS told me it is actually in T&C, where i got read the T&C, i apply this card for online CB only.
but i do remember i use it at 18 gourmet (NSK non-halal store) before and it no problem. maybe cannot use on PUB selling alcohol drink.
xiaoxiaoshen
post Sep 2 2022, 12:29 AM

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https://www.pbebank.com/pdf/Promotions/tc_mc-weekend.aspx

dont ask read. rclxs0.gif
xiaoxiaoshen
post Sep 2 2022, 09:30 AM

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QUOTE(MGM @ Sep 2 2022, 06:36 AM)
Already shown here when campaign started, but excludes Quantum MC.
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just a reminder, month 3, first week.
FCFS, 1000. will it last until 2nd week confused.gif

This post has been edited by xiaoxiaoshen: Sep 2 2022, 09:33 AM
xiaoxiaoshen
post Sep 6 2022, 09:54 AM

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QUOTE(aubergine6958 @ Sep 6 2022, 09:25 AM)
Can any sifu advice why am I only getting RM5 cashback??

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Oh my G.O.D. (grocery online dining).

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