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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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cybpsych
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Aug 7 2019, 09:55 AM
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QUOTE(marquis @ Aug 7 2019, 09:52 AM) Anyone with good credit standing, earn more than what is required by the card, yet still got their application rejected? I called them up to check, but the CS said there's no reason for the rejection. I'm finding this very odd. FWIW, I applied via Ringgit Plus reapply direct with pbb submit more documentation to help support/strengthen your application
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cybpsych
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Aug 7 2019, 10:45 AM
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QUOTE(AskarPerang @ Aug 7 2019, 10:43 AM) Hi, wander how you specify that you want Quantum Visa only? And not together with the Master? Coz the application form just stated Public Bank Quantum. And I assumed this is bundled package card, 2 cards together. put a remark below the "public bank quantum" option
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cybpsych
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Aug 7 2019, 04:44 PM
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QUOTE(IzaakC @ Aug 7 2019, 04:42 PM) Will a canceled application affects my next application? Previously my income not reaching their min req for quantum, they offer me gold card but I turned down the offer by cancelling the application. I received increment recently and planning to reapply for quantum cards. all these occurs within 3 months. proceed lor, should be fine
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cybpsych
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Aug 8 2019, 11:08 AM
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QUOTE(Kookie10 @ Aug 8 2019, 11:07 AM) Hi, owner of the PBB quantum cards here. Just wanna ask, is there like a limit for amount of times for paywave for each card? Sometimes the paywave just doesnt work for no reason. 9 times or rm500 cumulative limit, whichever earlier reset with pin
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cybpsych
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Aug 9 2019, 11:33 AM
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QUOTE(jochin @ Aug 9 2019, 11:25 AM) After the new PBB T&C, still can get separate cash back for Quantum Mastercard for supp cards on separate statement ? for new T&C, read the new PDS on/after 1 Sep. PBB doesnt update the documentation until it takes effect.
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cybpsych
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Aug 9 2019, 12:24 PM
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update for 1 Sep contactless cashback:
1) as long as use PIN, not eligible. even if u wave for amount >RM250 and later enter pin, this is not eligible.
2) Govt transaction excluded.
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cybpsych
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Aug 9 2019, 12:52 PM
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QUOTE(MGM @ Aug 9 2019, 12:48 PM) Is this already in b&w? Cos CS told me otherwise on (1). from cs
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cybpsych
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Aug 9 2019, 01:11 PM
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QUOTE(MGM @ Aug 9 2019, 01:09 PM) So different CSs contradicting. yalor NVM la, later sure someone will report back whether working or not This post has been edited by cybpsych: Aug 9 2019, 01:11 PM
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cybpsych
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Aug 10 2019, 01:09 PM
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QUOTE(brkli @ Aug 10 2019, 12:36 PM) i recently applied for a PBB visa signature, recieved an sms on the application is approved, but then when i recieved the card, is a PBB visa platinium. didn't get any call or notification on this "changes", anyone experience this before? not changes. pbb didn't approve vs for you. they gave you a lower card. approval sms doesn't state the card type. you need to call cs to ascertain the exact card type which was approved. happened to me first time applying vs.
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cybpsych
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Aug 10 2019, 07:26 PM
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QUOTE(celciuz @ Aug 10 2019, 07:24 PM) I know, but does it reset the contactless or need to specifically do a transaction with pin with card? dont think so. online is CNP. you need a card-present transaction (aka pin) to reset. that's the reason for security.
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cybpsych
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Aug 10 2019, 07:46 PM
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QUOTE(celciuz @ Aug 10 2019, 07:44 PM) Aiya, oh well. Btw what does CNP stands for? cnp - card not present
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cybpsych
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Aug 10 2019, 11:54 PM
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QUOTE(vince-90 @ Aug 10 2019, 11:13 PM) Huh? :confused: I knew BP is online but feel that can be retail also ma?? what is your understanding of "retail transaction"?
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cybpsych
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Aug 11 2019, 08:13 AM
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QUOTE(wym6977 @ Aug 11 2019, 07:51 AM) Seems a brilliant idea Also the count will reset whenever there is pin input right? (eg after cumulative wave counts (9) or cumulative amount limit RM500, above RM250..) BTW any better way to keep track the contacless counts so that we can plan to do the reset accordingly? yes, all limit reset after pin entry. sadly, no way to see/track these limits unless checking with cs or track ownself. those who track their spending can easily track their limit anyway
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cybpsych
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Aug 11 2019, 02:18 PM
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QUOTE(cybpsych @ Aug 8 2019, 11:08 AM) 9 times or rm500 cumulative limit, whichever earlier reset with pin QUOTE(leootan @ Aug 11 2019, 01:44 PM) Actually, with the new QV revision come effect after 1st September 2019, 5% cash back for contactless transaction, with the maximum cap of RM 30 monthly, equivalent to a total amount of RM 600 contactless transaction per month, not very hard to achieve right? Don really need to reset with pin transaction ya? I mean..... if of course the whole month you only have that one day chance to do that contactless transaction of total sum > RM 600, and ya, you might need to pin transaction to reset. you will still hit some limits
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cybpsych
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Aug 11 2019, 10:08 PM
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QUOTE(leootan @ Aug 11 2019, 08:23 PM) Oh! I missed that 9 times transaction thing. So yup, eventually still need pin transaction to reset it in between some contactless transactions. But yup, if average each contactless transaction > RM 70, then 9 times can achieve the max RM 30 CB ald. Then QV can keep in drawer till next month ald. still hit the rm500 cumulative limit
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cybpsych
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Aug 12 2019, 05:35 PM
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QUOTE(dreamfasten @ Aug 12 2019, 05:04 PM) Hi for contactless payments cumulative limit, is this limit per day? no. it's cumulative without any time period.
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cybpsych
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Aug 14 2019, 09:44 AM
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QUOTE(Chiggah @ Aug 14 2019, 09:43 AM) How is PBB Quantum Mastercard and PBB Visa Signature ? The cashback works for Unifi JOMPay payments and petrol ? "how" in what context? jompay = no petrol = no come 1 Sep, can try Quantum Visa for contactless petrol.
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cybpsych
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Aug 14 2019, 03:59 PM
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QUOTE(Chiggah @ Aug 14 2019, 03:45 PM) I am new and looking for new cards. Here is my post where someone recommended MBB and PBB https://forum.lowyat.net/index.php?showtopi...post&p=93595360From 1st Sept, which Quantum card will work with BigPay topup ? This is the trend lately right ? Topup bigpay account using cashback cards ? I never used bigpay nor CB cards before Visa (contactless transactions) or MasterCard (online transactions) or either ? pbb cards with online cashback. come 1 Sep, how do you intend to reload bigpay via contactless using Quantum Visa?
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cybpsych
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Aug 14 2019, 04:02 PM
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QUOTE(Chiggah @ Aug 14 2019, 04:01 PM) Okay thanks for clarifying. Damn blur with so many options and cards. I thought can topup bigpay contactless at a counter or something. Like octopus card in HK nope, no such service
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cybpsych
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Aug 16 2019, 08:47 PM
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QUOTE(won931106 @ Aug 16 2019, 06:55 PM) Thanks a lot for the guide. The PIN can also be set via PBE right? set the pin in PBe. it will activate the card together. simpler.
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