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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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GrumpyNooby
post Nov 3 2020, 06:37 PM

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QUOTE(naruko85 @ Nov 3 2020, 06:34 PM)
still havent get my lazada voucher, applied at 26th Oct, quite slow ya the company that issue reward
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From which channel you applied from?

This post has been edited by GrumpyNooby: Nov 3 2020, 06:38 PM
GrumpyNooby
post Nov 3 2020, 07:02 PM

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QUOTE(naruko85 @ Nov 3 2020, 06:55 PM)
from ringgitplus, sorry i mean after redeem the voucher on 26th, after redeem then need wait another company to email us the code right?
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Better check with RP.
They're well known for being not on time. tongue.gif
GrumpyNooby
post Nov 3 2020, 07:25 PM

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PB Privileges @ Taobao

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Campaign link: https://www.pbebank.com/Personal-Banking/Pr...Taobao-(1).aspx
T&C link: https://www.pbebank.com/pdf/Promotions/tc_taobao20.aspx

GO SHOP 6th Anniversary PB Special

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Campaign link: https://www.pbebank.com/Personal-Banking/Pr...PB-Special.aspx
T&C link: https://www.pbebank.com/pdf/Promotions/tc_goshop6th.aspx

This post has been edited by GrumpyNooby: Nov 3 2020, 07:31 PM
GrumpyNooby
post Nov 3 2020, 09:09 PM

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QUOTE(katshi @ Nov 3 2020, 09:06 PM)
Good day everyone, can I clarify with you all regarding PB visa signature? The annual fee will be waived with a minimum of 12 swipes over the preceding 12 months. Does it means for any amount? For physical use at retails only or online transactions are considered as it? Thanks for your clarification in advance.  smile.gif
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Should be any amount on retail transactions

What is retail transactions?
Almost everything under sky (online or offline) that legal and not in the exclusion and banks related like SST, AF, BT, cash advance etc.
GrumpyNooby
post Nov 4 2020, 06:39 AM

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QUOTE(silvaco22 @ Nov 4 2020, 06:38 AM)
Planning to apply a new credit card. The Quantum Mastercard looks good to me. Any feedback on this card?
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Good or not depends on your spending behaviour.
Quantum Mastercard is purely for online/e-commerce transactions.
GrumpyNooby
post Nov 4 2020, 06:44 AM

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QUOTE(silvaco22 @ Nov 4 2020, 06:43 AM)
will mostly spend on online shopping (shopee/lazada), petrol, and groceries. maybe i'll do financing to buy tech or any expensive items if the interest rate. How's the flexi plan works? Only have 1% interest rate if purchase min rm1200? Is it a one time payment?
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You convert it after the transaction posted into your online ledger.
1% is the upfront fee; not interest. Min amount for the transaction to convert to FlexiPay is RM 1200.

This post has been edited by GrumpyNooby: Nov 4 2020, 06:45 AM
GrumpyNooby
post Nov 4 2020, 06:48 AM

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QUOTE(silvaco22 @ Nov 4 2020, 06:46 AM)
Oh I see. How bout the interest rate? Is there any 0% interest financing plan
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There's no interest for the plan as the plan is only charges for 1% upfront fee.
0% plan is not available with PB.

There's another 0.5% pa for 8m tenure FlexiPay plan.
https://www.pbebank.com/Personal-Banking/Pr...month)-(3).aspx

This post has been edited by GrumpyNooby: Nov 4 2020, 06:49 AM
GrumpyNooby
post Nov 5 2020, 07:02 PM

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Great Cash Back Deals with PB Visa Credit Card

*(By Invitation Only)*

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Campaign link: https://www.pbebank.com/Personal-Banking/Pr...t-Card-(By.aspx
T&C link: https://www.pbebank.com/pdf/Promotions/tc_cbvisa-online.aspx

PB Privileges @ Hai-O

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Campaign link: https://www.pbebank.com/Personal-Banking/Pr...-Hai-O-(1).aspx
T&C link: https://www.pbebank.com/pdf/Promotions/tc_hai-o20.aspx

PB Privileges @ www.jocom.my (EXTENDED)

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Campaign link: https://www.pbebank.com/Personal-Banking/Pr...(extended).aspx
T&C link: https://www.pbebank.com/pdf/Promotions/tc_jocom20.aspx



This post has been edited by GrumpyNooby: Nov 5 2020, 07:05 PM
GrumpyNooby
post Nov 6 2020, 07:16 PM

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Convert your VIP Points / Air Miles Now and Enjoy BIG Deals

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Campaign link: https://www.pbebank.com/Personal-Banking/Pr...d-Enjoy-BI.aspx
T&C link: https://www.pbebank.com/pdf/Promotions/tc_airasia-slash.aspx
Redemption form link: https://www.pbebank.com/pdf/Promotions/form...mption2020.aspx
GrumpyNooby
post Nov 6 2020, 09:14 PM

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QUOTE(rpg @ Nov 6 2020, 09:12 PM)
Hello, i want to ask. if i make a fund transfer from a positive Credit card into my bank account, will it incur 5% interest charges?

Let say i overpaid my credit card, so there is extra rm1,000 inside. Now i want to put back the rm1k into my account. WIll i be charged rm50?
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If you withdraw it from ATM machine, it'll be treated as cash advance and you'll be charged RM 50 fee and daily interest until you pay the amount in full.

I don't think you can "transfer" the amount to bank account online at PBe or at ATM.
Even it is possible, not sure if such "transfer" will be treated as cash advance.

This post has been edited by GrumpyNooby: Nov 6 2020, 09:34 PM
GrumpyNooby
post Nov 6 2020, 09:25 PM

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QUOTE(rpg @ Nov 6 2020, 09:24 PM)
yes, i know thats why i asked. I have previously accidentally withdraw from atm with CC instead of atm and i was charged rm50 end of month.

But now, its PBe, i saw got option to transfer from CC to own account. so i am asking.
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Maybe you can call CS to confirm.
I had explored it and I can confirm what you tried to do.

Doesn't matter if you have a positive or negative balance.
The transaction type that matters.
If it is considered as cash advance, then you're subjected to those fee and daily interest.

QUOTE
CASH ADVANCE/WITHDRAWAL - PBB ATM
CASH ADVANCE FEE


This post has been edited by GrumpyNooby: Nov 6 2020, 09:35 PM
GrumpyNooby
post Nov 7 2020, 04:51 AM

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QUOTE(sedi78 @ Nov 7 2020, 03:39 AM)
if want to applied credit card better apply online like imoney /ringgitplus or just go to the bank branch? which one faster?
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Normally it'll be faster with the bank's card centre.
GrumpyNooby
post Nov 7 2020, 12:47 PM

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QUOTE(BacktoBasics @ Nov 7 2020, 12:40 PM)
Hi all, just want to ask if top up to touch n go e wallet is entitled for cashback for  pbb quantum card and pbb visa signature??
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Yes
GrumpyNooby
post Nov 8 2020, 06:42 PM

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QUOTE(Darren @ Nov 8 2020, 06:31 PM)
is there any grocery accept bill payment via credit card?
i dont have much usage for contactless transaction.....
so i do wonder if any grocery accept credit card for bill payment.....

if yes, do the contactless transaction able to get cashback?

** i would like to skip going all the utility shop for the contactless transaction over the counter for this moment.....
go 1place which can accept few utility payment are more convenient
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Laat year or last 2 years ago, Sam Groceria has such bill payment service.

Good old times ...

This post has been edited by GrumpyNooby: Nov 8 2020, 06:44 PM
GrumpyNooby
post Nov 8 2020, 06:45 PM

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QUOTE(Darren @ Nov 8 2020, 06:43 PM)
only in kl?
hmmmm

how about 7eleven?
they only accept cash?
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7-11 should accept TnG e-wallet for bill payment.
Can pay TNB previously. Now not sure. For months didn't pay TNB bills.
GrumpyNooby
post Nov 8 2020, 06:53 PM

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QUOTE(Darren @ Nov 8 2020, 06:50 PM)
lolx....if use e-wallet for bill payment, might as well do at home....
haha....

u mean can pay TNB at 7-11 via credit card or u pay contactless at tnb machine/counter?
last time i use to pay at tnb kiosk but i didnt notice got paywave .....
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TNB bill at 7-11 using TnG e-wallet.
At that time, there's no TNB bill at PAM or Pos Mobile app.
GrumpyNooby
post Nov 9 2020, 11:09 AM

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QUOTE(chonghe @ Nov 8 2020, 09:54 AM)
I didn't get the invitation for the first campaign. Anybody got it? Through SMS?
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I just received SMS few minutes ago.
GrumpyNooby
post Nov 9 2020, 12:17 PM

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QUOTE(miraclecrush @ Nov 9 2020, 12:10 PM)
I just received the SMS this morning too. Are they reserving an amount of cashback just for 11.11 though?
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Separate quota

user posted image

user posted image

This post has been edited by GrumpyNooby: Nov 9 2020, 12:18 PM
GrumpyNooby
post Nov 9 2020, 01:34 PM

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QUOTE(mamamia @ Nov 9 2020, 01:30 PM)
Actually the tnc is not clear, y spend 2x? Bcoz 30 per rm200 spend?
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Yes.
QUOTE(icz95 @ Nov 8 2020, 04:02 PM)
Its not confusing

9 Nov - 8 Dec this period u get RM50 max
9 Dec - 8 Jan this period u get RM50 max
11 Nov this day u get extra RM55 max
12 Dec this day u get extra RM60 max
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QUOTE(icz95 @ Nov 8 2020, 10:27 PM)
Based on the tnc seem like it, u need RM200 x2 to get RM50
First RM200 u get RM30
Next RM200 u get RM20
Total RM50
*
GrumpyNooby
post Nov 9 2020, 02:22 PM

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QUOTE(alandhw @ Nov 9 2020, 02:18 PM)
I read repeatedly, but couldn't find the terms to get 50.
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user posted image

13. The maximum Cash Back payment will not exceed RM50 each participating month per Participant on a first-come, first-served basis.

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