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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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beLIEve
post Sep 10 2023, 03:03 PM

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QUOTE(!@#$%^ @ Sep 10 2023, 02:59 PM)
clarence said got ppl didnt get cashback although got otp. anyway, up to those affected to provide info or otherwise. im not affected.
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It's over a month, easily affected by file cross-link.
beLIEve
post Sep 11 2023, 10:06 AM

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QUOTE(Johnslow @ Sep 11 2023, 09:58 AM)
Late ppl say no more sst reward

I just try email receive reply standard

"Will forward for approval.....please check next statement......."
It won't appear right?  I will not get right?

Cs do lip service.
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Check your online banking for this card's transactions to see if it's already in
beLIEve
post Sep 13 2023, 06:11 PM

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QUOTE(cybpsych @ Jul 31 2023, 05:37 PM)
e-Wallet Top Up with PB Visa Credit Card [ PBB | T&Cs ]

user posted image
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13 SEP EWALLET TOP UP CASH BACK-WEEK 1 38.00 CR

This post has been edited by beLIEve: Sep 13 2023, 06:12 PM
beLIEve
post Sep 14 2023, 03:26 PM

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QUOTE(ymtee988 @ Sep 14 2023, 03:24 PM)
PB CS has deduct XXX VIP Points and credit RM XX Cash Back to my Credit Card Account after sent them the proof of purchase at Lazada (TnG reload pin); however they've advised me:

1) e-wallet reloads or purchase for e-wallet reloads via Lazada website will be excluded from earning Cash Back;

2) don't make payment by using saved card (PBB) at Lazada or we may not get the cash back.
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1) They won't know what you bought and no reason for you to show them unless you became the first person to do so

This post has been edited by beLIEve: Sep 14 2023, 03:27 PM
beLIEve
post Sep 14 2023, 03:30 PM

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QUOTE(!@#$%^ @ Sep 14 2023, 03:28 PM)
it is academic now
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it's only academic for this case. Imagine all the sweet innocent people keep reporting all the new exploits to the service providers, we can cut all our cards.
beLIEve
post Sep 14 2023, 03:51 PM

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QUOTE(!@#$%^ @ Sep 14 2023, 03:42 PM)
with many ewallet providers not allowing cashing out the easy way anymore, there should be a drop in usage for these ewallet. in the long run, who knows some benefits might reappear. wishful but who knows.
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I think they'll put it in the form of campaigns like what PB is currently doing. So, only a limited fund is allocated instead of $x to every cardholder.
beLIEve
post Sep 15 2023, 10:56 AM

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QUOTE(ClarenceT @ Sep 15 2023, 10:53 AM)
Feels like substitution for GST rebate for people who use their cards.
beLIEve
post Sep 15 2023, 11:18 AM

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QUOTE(MGM @ Sep 15 2023, 11:09 AM)
Would this clash with “Spend More, Earn Cash Back Everyday with PB Visa Credit Card” Promotion? Or can double dip?
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i think is freebie@double dip. No registration needed, so you can always argue to go for 2k4k6k
beLIEve
post Sep 15 2023, 03:49 PM

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QUOTE(Wolgie @ Sep 15 2023, 12:40 PM)
shocking.gif
i dont have Visa Signature and Visa Quantum.
Only Visa Gold laugh.gif

Why suddenly all go to Visa Quantum....
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They invest money to keep the card going. Otherwise nobody use
beLIEve
post Sep 15 2023, 04:37 PM

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QUOTE(victorian @ Sep 15 2023, 04:02 PM)
Reload 4k into ewallet can get 20k points ah?

And from their redemption page, 30k points= RM50. Means you are getting 33.33/4000.

That's less than 1% cashback
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Technically no. ewallets excluded from points pointback, so the 5x multiplier actually does nothing for ewallets. Sila ambil perhatian

Nevermind. Campaign T&C should supercede generic ewallet exclusion

This post has been edited by beLIEve: Sep 15 2023, 04:40 PM
beLIEve
post Sep 15 2023, 08:30 PM

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QUOTE(coolguy_0925 @ Sep 15 2023, 07:56 PM)
Meaning need to spend RM2,500 to accum 12,500 VIP to offset SST next year for my VS
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More if you have more than 1 PB card.
beLIEve
post Sep 15 2023, 08:58 PM

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QUOTE(coolguy_0925 @ Sep 15 2023, 08:34 PM)
I have another Quantum Visa, which only gives 3x and I don't spend that much on this card anymore

If I spent RM5,000 on VS that will be 25,000 VIP I beLiEve can use the remaining to offset for Quantum Visa as well? Or tied to card.. cannot 'transfer'?

If cannot, might cancel la but since now got 'online' campaign can keep first
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You can try ask their Support before spending. I think they even allow the transfer of points from 1 card to another right?
beLIEve
post Sep 15 2023, 09:21 PM

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QUOTE(coolguy_0925 @ Sep 15 2023, 09:06 PM)
Since e-wallet not excluded... not hard to get RM5k for 3 months total biggrin.gif

I just glanced thru the TnC and seems like did not mention those transactions eligible for 3% cb for VS will not earn this VIP? or...

Like you said... even e-wallet should not earn but this TnC did not explicitly mention excluded... so how about those online, groceries, dining? or anything and any amount also get except those mentioned eg. insurance
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correct, anything not excluded will qualify for pointback
beLIEve
post Sep 17 2023, 08:47 PM

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QUOTE(cappuccino vs latte @ Sep 17 2023, 08:44 PM)
Yesterday’s statement shows that my spending on Lazada during 9.9 sales (an apparel) not entitled for cash back under the VS card.

Public Bank can just simply not honoring what’s been advertised as part of the card feature and deceiving card holder to continue to use its products under the false assumption.
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If no OTP@AppAuth, then it's Recurring Charges. Excluded ages ago.
beLIEve
post Sep 17 2023, 09:10 PM

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QUOTE(cappuccino vs latte @ Sep 17 2023, 08:55 PM)
The transaction require PB SecureSign approval since it was not a saved card.

I’m having a habit whereby will remove all the saved cards in Lazada and Shopee once payment done.

Shopee even requires card to be saved before can make payment, yet it entitled for cash back on the same 9.9 sales spending.
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It depends how they charge to your card. Shoppee is known not swiping your card as recurring charge even if no OTP. Many already reported not getting cashback with Lapzapdah, but not many can remember if OTP or not since it's over a month.

Since you don't save card, you have a valid case. Report to Support and tell them.
beLIEve
post Sep 19 2023, 04:34 PM

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QUOTE(beLIEve @ Jul 1 2023, 02:41 AM)
19 SEP SPEND MORE, EARN CASH BACK-MTH1 120.00 CR
beLIEve
post Sep 20 2023, 09:29 PM

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QUOTE(tonYe @ Sep 20 2023, 09:21 PM)
I just got off my call with PB customer service, apparently the Islamic Visa Platinum 4% CB is eligible for ewallet reloads but only TnG. All other ewallets cannot. I know I should trust the customer service but I just wanna make sure if it's true?
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Trust what's black and white, i.e. their Product Description Sheet
beLIEve
post Sep 20 2023, 10:03 PM

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QUOTE(tonYe @ Sep 20 2023, 09:34 PM)
I couldn't find any part that mentions eWallet at all. That's why I called in to ask.
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ewallet not in the exclusion list means can. But take note that Save Card is usually deemed Recurring Payment by Public Bank and don't qualify for cashback.
beLIEve
post Sep 21 2023, 02:13 PM

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QUOTE(ZeneticX @ Sep 21 2023, 01:37 PM)
I have been reloading my Grab with my Islamic Visa Plat saved, still able to earn cashback monthly. Sometimes it prompts verification from app or OTP, sometimes it doesn't
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The no-OTP part, it's kinda difficult to list which one works, which one doesn't. I can only tell Shoppee works as I don't use Grab. As a general rule of thumb, get OTP if you can (Shoppee doesn't allow you to pick anyways).
beLIEve
post Sep 21 2023, 08:51 PM

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QUOTE(leanman @ Sep 21 2023, 08:21 PM)
user posted image

Didn't aware of this, just now made cash payment via CDM to my CC and was charged RM 0.50 If I knew, might as well deposit into my savings account 1st then online transfer to my CC.
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The other day i just thought of doing this for RHB. I remember they implemented this some years ago but unsure if they took it away. Lazy to check, so i banked in to Savings.

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