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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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wjleong15
post Dec 11 2020, 11:37 AM

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QUOTE(hakkai0810 @ Dec 11 2020, 10:36 AM)
just curious,any1 encounter rejection during card upgrade request and any reason given?

Thought it will be smoother since holding their card for 2 years + and met the req for vs. Manatau still kena reject sad.gif
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I continuously kene reject 3 years for vs
No reasons will be given
hmm.gif
wjleong15
post Dec 11 2020, 04:12 PM

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QUOTE(!@#$%^ @ Dec 11 2020, 11:54 AM)
some mentioned apply from ringgitplus then approved after years of rejection from bank directly
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seriously?
next year baru try with be form
just got rejected recently
no need try now
doh.gif
wjleong15
post Dec 12 2020, 01:04 AM

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QUOTE(hakkai0810 @ Dec 12 2020, 12:45 AM)
you also holding existing pbb cc and trying to upgrade vs?

Dont und why they so strict on upgrade application tho. Its not like asking them to give higher CL. They can just give the card and remain / lower the CL if they feel so insecure  doh.gif
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holding quantum
din ask for upgrade
but apply additional vs
wjleong15
post Dec 21 2020, 04:06 PM

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QUOTE(Imzadi @ Dec 21 2020, 01:34 PM)
PBB Visa Signature question please.

The 12 swipes to be eligible for free annual fee - does it have to be swipes from the main cardholder?

Or can it be from the supplementary cardholder?

Or is it accumulative from both?

My husband is getting this credit card but he won't be using it much (if at all) so I need to make sure how the 12 swipes is tallied up.

Thanks.
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if you are digi postpaid user you can pay RM 1 x 6 times per day for 2 days to settle 12x annual transaction for AF waiver
wjleong15
post Dec 30 2020, 10:28 PM

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QUOTE(CSW1990 @ Dec 30 2020, 09:22 PM)
I didn’t get my cash back rm30 this month from public bank quantum master card.
Instead I received negative rm0.11 as CB. Spending 2000+ on boost and shopee , never miss the rm30 CB before on these spending. I don’t even know how the negative Rm 0.11 come from...
The only special thing is that this month I received money from eToro into quantum master card for investment redemption.
Anyone have this experience?

user posted image
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refer my case
QUOTE(wjleong15 @ Sep 5 2020, 04:16 PM)
the refund cashback calculation of PBB it's ridiculous
I had a refund 7xx from expedia for Feb statement in September
In february it earned me 30 cashback

I swipe 600 in August
So in September the 600 should earn me 30 cashback
and the 7xx refunded should deduct me 30 cashback which I earned in feb
so my cashback should be 0 in September

But but but!!!
it deduct me -8.xx extra
which mean they calculate the whole 7xx x5% = -38.xx
so -38.xx minus my 30 earn cashback, so I have to pay cashback to PBB -8.xx
although I explained multiple times but the cs insist this is how PBB works

Finally he lodge a report after I express my intention to raise this issue to BNM
WTH PBB
ranting.gif  ranting.gif  ranting.gif
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outcome of my case
QUOTE(wjleong15 @ Sep 9 2020, 09:55 PM)
finally yesterday refunded back the 8.xx back to me
those who din really check statement will be kon by pbb
puke.gif
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wjleong15
post Dec 31 2020, 04:09 PM

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QUOTE(CSW1990 @ Dec 31 2020, 03:29 PM)
ok.. thanks for sharing..
this negative spending => no cashback or negative cash back,  is applied in all bank cashback rules or only PBB?
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so far I had only experience with pbb
others no idea
wjleong15
post Jan 15 2021, 05:49 PM

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QUOTE(Matchy @ Jan 15 2021, 05:47 PM)
Anyone know whether the SST can be waived for new card? (Existing card user adding new card)
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Can
wjleong15
post Jan 16 2021, 12:56 PM

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QUOTE(Matchy @ Jan 16 2021, 10:59 AM)
Ok, called CS and ask for waiver, they said cannot waive because its a new card.
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you need to try multiple cs and try your luck
I did got my sst rebate
besides, i am kind enough to share my experience with you and I DO NOT expect you to reply in bold manner
wjleong15
post Jan 25 2021, 01:50 PM

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QUOTE(HenryJay @ Jan 25 2021, 12:04 PM)
Hi, anyone ever using foreign country payslip to apply visa signature? How would they consider the minimum salary requirements? Do they convert our salary to RM 1st?
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For sgd if not mistaken 1:1
wjleong15
post Jan 29 2021, 08:53 AM

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QUOTE(LostAndFound @ Jan 29 2021, 06:58 AM)
My Quantum Master got a refund, but the fund reflected in the new billing cycle. Does this reduce the cashback earned? So if the refund is RM200 does that mean I need RM800 online spending to receive full RM30 cashback this cycle?
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yes
wjleong15
post Jan 29 2021, 06:20 PM

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QUOTE(ChiaW3n @ Jan 29 2021, 06:19 PM)
Oh can apply just one card? Abit too late to know about this just submitted my application last 2 days
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can
wjleong15
post Feb 7 2021, 06:27 PM

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QUOTE(coolguy_0925 @ Feb 7 2021, 05:00 PM)
Inform CS you would like to set your SMS transaction limit to RM1.00
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QUOTE(kclamtarc @ Feb 7 2021, 05:12 PM)
oh I see!  smile.gif  Thank you for informing ya  rclxm9.gif
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Requested few times cs always said min is 500
How you managed to set to 1?
wjleong15
post Feb 21 2021, 03:15 PM

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QUOTE(kclamtarc @ Feb 21 2021, 11:16 AM)
Thanks. I bought stationery inside Aeon Co-Kuching Central so no cashback.
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consider departmental?
have you called cs to inquiry about the mcc?
wjleong15
post Mar 1 2021, 12:35 AM

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QUOTE(MiKE7LIM @ Feb 28 2021, 10:52 PM)
Called CS to check on my new card PBE status... was told to manually add my CC on PBE T,T
PBB really need to catch up and transform their system.
Others bank able automatically update our details in their system.... yet .. PBB need manual input zzzZZz

Same for card cancellation ,,, have 2 cards cancel few years ago,, still appear in my PBE .. zZZZ
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they well known to have one of the lousiest online banking system
wjleong15
post Mar 2 2021, 12:05 AM

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QUOTE(GrumpyNooby @ Mar 1 2021, 08:19 PM)
I got this for quantum visa

RM0 PB Card Sorry! Invalid credit card no. Pls SMS 'PBCB(space)16-digit Visa credit card no.' to 66300
wjleong15
post Mar 2 2021, 01:35 AM

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QUOTE(beLIEve @ Mar 2 2021, 01:05 AM)
did you send after midnight today or Mar 1? screenshot says Mar 2 onwards
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Sent on 1 March no sms reply
Sent on 2 March 12.03am got above sms
wjleong15
post Mar 27 2021, 04:57 PM

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QUOTE(coolguy_0925 @ Mar 27 2021, 02:38 PM)
Just to share

I got my statement via e-mail for March 2021

P/S to all: Does anyone know the pdf statement password can be changed or only DOB unlike Maybank?
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no option to change
wjleong15
post Mar 30 2021, 07:07 PM

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when I applied online it asked me send the signed form and supporting documents to pbcs_online@
morning I called to cs checked they not found my email
resent also not found no auto replied
i then changed to using gmail then got auto reply
cs told me islamic is separated credit limit
finger cross...
wjleong15
post Mar 31 2021, 06:23 PM

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QUOTE(fruitie @ Mar 31 2021, 06:14 PM)
Still nothing for me, not even an automated reply from Public Bank after submission via email.
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same
you sent to pbcs_online?
I called cs yesterday
she not received
asked me resend and cc custsvc
also no auto reply
I tried using gmail then got auto reply
today I called they received
forwarding to processing department
I guess will severely delay...
doh.gif
wjleong15
post Mar 31 2021, 06:32 PM

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QUOTE(fruitie @ Mar 31 2021, 06:27 PM)
I sent to cardsmarketing@publicbank.com.my as what written on the form.

How about you, cybpsych? Have you received any automated reply or response from them?
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i applied online the instruction is send to pbcs_online
seems they have multiple email to handle the application
doh.gif

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