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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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Human Nature
post Mar 30 2024, 07:26 PM

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QUOTE(beLIEve @ Mar 30 2024, 06:50 PM)
So sweet of you to even clear the statement balance.

Should've called and ask before statement clearance.
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Haha scared mah
!@#$%^
post Mar 30 2024, 07:37 PM

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QUOTE(Human Nature @ Mar 30 2024, 06:11 PM)
Made an online purchase without realizing it went above my available balance. Surprised that it went through. Quickly cleared the statement balance. Is there any penalty for going above the CL?
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if i have no memory leak, some banks charge for over limit
victorian
post Mar 30 2024, 07:37 PM

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QUOTE(Human Nature @ Mar 30 2024, 06:11 PM)
Made an online purchase without realizing it went above my available balance. Surprised that it went through. Quickly cleared the statement balance. Is there any penalty for going above the CL?
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some banks has shadow limit, 10% of your credit limit that will be granted if you have good pay record
Human Nature
post Mar 30 2024, 07:53 PM

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Over Limit Fee RM50.00 per statement

https://www.pbebank.com/pbe/rates-charges/c...it-debit-cards/

Hopefully it means no over limit fee is imposed as long as next statement not generated
cybpsych
post Apr 1 2024, 07:24 AM

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Dine & Grocery with PIB Visa Credit Cards-i [ PBB | T&Cs ]

user posted image
jenern84
post Apr 1 2024, 09:50 AM

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QUOTE(xiaoxiaoshen @ Oct 9 2023, 12:09 AM)
Mmmm is good for spay later n lzd pay later. does it consider online usage? below description on my previous records

- SPAYLATER REPAYMENT-EC SP KUALA LUMPUR
- LAZADA-EC KUALA LUMPUR
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Is SPAYLATER an online transaction or e wallet top up?
cybpsych
post Apr 1 2024, 09:53 AM

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QUOTE(jenern84 @ Apr 1 2024, 09:50 AM)
Is SPAYLATER an online transaction or e wallet top up?
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ask yourself: do you actually topup into SPAYLATER?

no, right?
starry-starry
post Apr 1 2024, 05:10 PM

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QUOTE(cybpsych @ Apr 1 2024, 07:24 AM)
Dine & Grocery with PIB Visa Credit Cards-i [ PBB | T&Cs ]

user posted image
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"Spend a minimum amount of RM200 per Dining and Grocery transaction during Campaign Period"

Me dumb a bit.. So min spend of RM200 is required for each category (Dining & Grocery)?
dark_axl21
post Apr 1 2024, 05:13 PM

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QUOTE(starry-starry @ Apr 1 2024, 05:10 PM)
"Spend a minimum amount of RM200 per Dining and Grocery transaction during Campaign Period"

Me dumb a bit.. So min spend of RM200 is required for each category (Dining & Grocery)?
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Spend a minimum amount of RM200 per Dining and Grocery transaction during Campaign Period.

200 per transaction.
lovelyuser
post Apr 1 2024, 08:37 PM

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QUOTE(cybpsych @ Apr 1 2024, 07:24 AM)
Dine & Grocery with PIB Visa Credit Cards-i [ PBB | T&Cs ]

user posted image
*
QUOTE(starry-starry @ Apr 1 2024, 05:10 PM)
"Spend a minimum amount of RM200 per Dining and Grocery transaction during Campaign Period"

Me dumb a bit.. So min spend of RM200 is required for each category (Dining & Grocery)?
*
QUOTE(dark_axl21 @ Apr 1 2024, 05:13 PM)
Spend a minimum amount of RM200 per Dining and Grocery transaction during Campaign Period.

200 per transaction.
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Wah, nowadays getting harder to qualify, need to spend on BOTH Dining AND Grocery, each min RM 200/ transaction
Human Nature
post Apr 1 2024, 08:39 PM

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QUOTE(lovelyuser @ Apr 1 2024, 08:37 PM)
Wah, nowadays getting harder to qualify, need to spend on BOTH Dining AND Grocery, each min RM 200/ transaction
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Nice catch, i missed that
mmls
post Apr 1 2024, 09:43 PM

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user posted image

Seems like no one have received this cashback yet right ?
starry-starry
post Apr 2 2024, 08:53 AM

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QUOTE(dark_axl21 @ Apr 1 2024, 05:13 PM)
Spend a minimum amount of RM200 per Dining and Grocery transaction during Campaign Period.

200 per transaction.
*
QUOTE(lovelyuser @ Apr 1 2024, 08:37 PM)
Wah, nowadays getting harder to qualify, need to spend on BOTH Dining AND Grocery, each min RM 200/ transaction
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Thanks for the confirmation, I read the TnC and just wanna ensure if I understand it correctly cuz back then it could be just RM200 in any or even combined of both categories sweat.gif sweat.gif sweat.gif
dark_axl21
post Apr 2 2024, 10:02 AM

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QUOTE(lovelyuser @ Apr 1 2024, 08:37 PM)
Wah, nowadays getting harder to qualify, need to spend on BOTH Dining AND Grocery, each min RM 200/ transaction
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Yeah, PBB and their "minimum spending" per transaction is really off putting.
Have to just accumulate and spend more in one shot.
Barricade
post Apr 2 2024, 10:06 AM

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Not very attractive especially a lot of restaurant and groceries store now accept AMEX. can easily use Maybank AMEX on weekends to get the 5% cash back with no min spend.
kernel123
post Apr 2 2024, 10:10 AM

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Won month 2 shopee rm100 .thank u public bank
Wolgie
post Apr 2 2024, 10:13 AM

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QUOTE(kernel123 @ Apr 2 2024, 10:10 AM)
Won month 2 shopee rm100 .thank u public bank
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same here too. how many month will win eh? brows.gif
i though 1 time only.

This post has been edited by Wolgie: Apr 2 2024, 10:13 AM
beLIEve
post Apr 2 2024, 10:46 AM

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QUOTE(Wolgie @ Apr 2 2024, 10:13 AM)
same here too. how many month will win eh?  brows.gif
i though 1 time only.
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If no competition, 3 months.
sjz
post Apr 2 2024, 11:26 AM

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QUOTE(lovelyuser @ Apr 1 2024, 08:37 PM)
Wah, nowadays getting harder to qualify, need to spend on BOTH Dining AND Grocery, each min RM 200/ transaction
*
Berbelanja sebanyak minimum RM200 bagi setiap
urus niaga Menjamu selera dan Barang runcit
semasa Tempoh Kempen



based on Malay language T&C,
i think it should mean min transaction amt RM200 for dining or grocery transaction to be eligible.

not both dining & grocery to be eligible.

This post has been edited by sjz: Apr 2 2024, 11:26 AM
lovelyuser
post Apr 2 2024, 12:22 PM

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QUOTE(sjz @ Apr 2 2024, 11:26 AM)
Berbelanja sebanyak minimum RM200 bagi setiap
urus niaga Menjamu selera dan Barang runcit
semasa Tempoh Kempen



based on Malay language T&C,
i think it should mean min transaction amt RM200 for dining or grocery transaction to be eligible.

not both dining & grocery to be eligible.
*
Kenape guna DAN, tak guna ATAU? hmm.gif

You try and let us know two months later la brows.gif

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