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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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cybpsych
post Dec 6 2023, 09:29 AM

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QUOTE(1hoohoo1 @ Dec 6 2023, 08:25 AM)
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I manage to get cash back for Lazada trx with PB i Visa Gold. Am I safe to assume the recurring trx with Lazada Selangor MY already resolve?
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how do you know the rm30 cb is contributed from lazada?
cybpsych
post Dec 6 2023, 09:37 AM

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QUOTE(1hoohoo1 @ Dec 6 2023, 09:33 AM)
Because i only got this 2 transaction which total at Rm1500 for last statement. This is PBi Visa Gold with 2% cb for online transaction.
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ahh missed out Gold is having 2% only sweat.gif

about lazada, the processing behavior is dynamic and it may swing either way, at any time.

if based on your 250 lazada spending, impacted cb is just RM5 biggrin.gif

safer not to rely on lazada exclusively.
cybpsych
post Dec 6 2023, 08:48 PM

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QUOTE(cybpsych @ Nov 29 2023, 09:31 AM)
after Alliance Bank this month, now Public Bank to revamp their website next month

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revised date sweat.gif

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cybpsych
post Dec 7 2023, 08:06 PM

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QUOTE(cybpsych @ Oct 3 2023, 10:17 AM)
20% Weekend Cash Back on Petrol with PB Mastercard Credit Card [ PBB | T&Cs ]

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QUOTE(hsiung @ Dec 7 2023, 07:04 PM)
this is cb for oct spending ?
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open and read the t&c

monthly period is defined inside
cybpsych
post Dec 8 2023, 03:27 PM

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QUOTE(cybpsych @ Sep 15 2023, 08:08 AM)
Fuel Happy with PB-Petron Visa Card [ PBB | T&Cs ]

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// 08 DEC 08 DEC FUEL HAPPY 15% CASH BACK-MTH2 60.00 CR //
cybpsych
post Dec 8 2023, 06:54 PM

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QUOTE(cybpsych @ Oct 7 2023, 07:33 AM)
Online Shopping Fiesta with PB Visa Credit Card [ PBB | T&Cs ]

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// 08 DEC 08 DEC ONLINE FIESTA CASH BACK-WEEK2 50.00 CR //
cybpsych
post Dec 11 2023, 04:35 PM

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QUOTE(bokbokchai @ Dec 11 2023, 04:12 PM)
not sure where can i ask this but trying my luck here.

Does anyone know whats the atm withdrawal limit of PBB savings account? wished to withdraw 10k out in cash.
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wrong topic la

savings acct here https://forum.lowyat.net/topic/2590659
cybpsych
post Dec 13 2023, 07:00 PM

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QUOTE(leanman @ Sep 21 2023, 08:21 PM)
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Didn't aware of this, just now made cash payment via CDM to my CC and was charged RM 0.50 If I knew, might as well deposit into my savings account 1st then online transfer to my CC.
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QUOTE(legendgod @ Dec 13 2023, 06:36 PM)
has any pib visa-i holder receive their DINE & EARN CASH BACK for MONTH 5?

also, do pb still charge rm0.50 for cc payment over cdm?
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of course they still charge

they want to shift your payment to cashless, not the other way round
cybpsych
post Dec 13 2023, 09:54 PM

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QUOTE(xpole @ Dec 11 2023, 10:54 AM)
What the hell is wrong with Public Bank nowadays?

Last time can cancel credit via phone. Now I have to visit branch or send an email to cancel my credit card.

I'm totally "done" using this bank. Banking like in 1970's. I have zero patience with this type of troublesome service. Even using Najib bank or alliance bank are better than this.
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QUOTE(sjz @ Dec 13 2023, 11:44 AM)
now is new steps.
you need to fill in this form to cancel any cards.

[attachmentid=11486933]
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can try this at new PBe website

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cybpsych
post Dec 14 2023, 10:30 AM

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QUOTE(legendgod @ Dec 14 2023, 10:19 AM)
But what cs told me yesterday was that already removed. No charges.
So just wanted to double-check here
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unless really necessary, you can try see biggrin.gif
cybpsych
post Dec 15 2023, 12:45 PM

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QUOTE(!@#$%^ @ Dec 15 2023, 12:29 PM)
local. purposely planned it to fall into next statement, but they retrospectively charged into previous statement. really speechless. still waiting for their response.
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bank follow the date attached with the txn.

they cannot purposely change the date in order to preserve txn integrity and audit trail.

this behavior is not new, even to us here has experienced this before.
cybpsych
post Dec 16 2023, 04:31 PM

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QUOTE(samjet @ Dec 16 2023, 11:31 AM)
May I ask reload e wallet using debit card.. is it considered online transaction?
https://www.pbebank.com/en/promotions/lates...overseas-spend/
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QUOTE(Danhost @ Dec 16 2023, 04:07 PM)
Does anyone know if reloading ewallet e.g. shopeepay, tng etc will entitle the 10% rcb mastercard campaign cash back?

I go through the tnc but don't find the exclusion for ewallet topup.
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discuss in debit card topic la
cybpsych
post Dec 19 2023, 07:26 AM

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QUOTE(ben3003 @ Dec 19 2023, 07:24 AM)
Pbb visa signature no longer getting 3% rm30 cashback from ewallet top up? Still getting it on october but cant been seen already at nov statement
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by t&c, already not eligible for ewallets

loopholes will bound to be closed.


which ewallet you tested?
cybpsych
post Dec 20 2023, 10:18 AM

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QUOTE(beLIEve @ Dec 20 2023, 10:14 AM)
Got. You looky see the T&C la. I think this one is the top 350 toppers each week. Meaning that you can do any day each month as long as your amount is top 350 in the week you topup.
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best part is , we won't know how much is spent by lowest top350 winners
cybpsych
post Dec 20 2023, 11:18 AM

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QUOTE(kevyeoh @ Dec 20 2023, 10:55 AM)
okay... just give it a try...
maybe next month target reload after 12am midnight...to be sure...haha
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it's not based on fastest spending laugh.gif
cybpsych
post Dec 21 2023, 05:23 PM

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QUOTE(starry-starry @ Dec 21 2023, 05:10 PM)
Does anyone know what IPY is in the credit card transaction description?

Used my cc for payment few times at the very same grocery store, and the one with IPY in description was not given cashback. I wonder why!
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some merchants that are onboarded by payment gateway usually have a specific prefix, eg IPY*/IPAY*/IPAY88* (for ipay88) or GHL* or RAZER*

depends on the store/merchants ... they may use terminals direct from bank and/or mix with ipay88's terminal

each of them may assign different MCC.


examples

IPY*ZCITY SELANGOR MY
IPY*LITTLE OVEN BAKERY - SELANGOR MY
IPY~TORII TEPPANYAKI - PASELANGOR MY
IPY*A&W SELANGOR MY

This post has been edited by cybpsych: Dec 21 2023, 05:29 PM
cybpsych
post Dec 22 2023, 10:35 AM

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QUOTE(starry-starry @ Dec 22 2023, 10:01 AM)
hmm... Does it mean I am not entitled for cashback (PBi-Master) for this grocery transaction with IPY in the description?

Pretty unfair la how would I know which counter or what payment gateway is used... Worse is I've few transactions in this supermarket, and the one without cashback is the highest amount spent (x'mas shopping!!!).

Hope that PBB is understanding enough to manually credit the cashback to my account.
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based on mcc

get bank to check which txn tied to which mcc
cybpsych
post Dec 22 2023, 09:53 PM

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Usher Lunar New Year with PB Visa Credit Card [ PBB | T&Cs ]

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cybpsych
post Dec 22 2023, 09:54 PM

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Birthday Special 0% Flexipay Plan for PB Visa Credit Card [ PBB | T&Cs ]

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Celebrate Your Special Day with PB Visa Credit Card (By Invitation Only) [ PBB | T&Cs ]

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cybpsych
post Dec 25 2023, 06:55 AM

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QUOTE(#Victor @ Dec 25 2023, 12:48 AM)
does the latest cashback for Public Islamic Bank Platinum Visa Credit Card-i changed to 4% Cash Back on grocery and departmental store transactions? no more online spending or just mistake from the page?
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mistakes; since revamp of their new PBe website

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