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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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cybpsych
post Nov 9 2023, 12:10 PM

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still able to get card service tax rebate without execuses/conditions attached.

rebate credited right after hanged up the phone
cybpsych
post Nov 10 2023, 08:02 AM

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Spend and Earn Double Cash Back with PB Mastercard Credit Cards [ PBB | T&Cs ]

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cybpsych
post Nov 15 2023, 05:09 PM

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Spend and Win with PB Mastercard Credit Card (By Invitation Only) [ PBB | T&Cs ]

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cybpsych
post Nov 17 2023, 10:01 PM

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e-Wallet Top Up with PB Visa Credit Card [ PBB | T&Cs ]

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cybpsych
post Nov 18 2023, 11:16 AM

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QUOTE(LonelyHart16 @ Nov 18 2023, 10:29 AM)
I thought all credit cards have daily limit?

Like you can only make RM3K or 5K or 30K (depends on card type) per transaction, per day?

Prevent abuse by scammers or fraud?
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which cc gave you this impression?
cybpsych
post Nov 18 2023, 11:58 AM

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QUOTE(LonelyHart16 @ Nov 18 2023, 11:41 AM)
I dont remember, I think I read it somewhere.

So all CC no limit per day ka? Depends on how much money in my bank account? Or the bank's credit limit?

https://www.experian.com/blogs/ask-experian...r-credit-limit/

According to this, got credit limit that may be blocked? PB got any? I cannot just buy RM1 million in one go right? haha
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this is credit card. meaning bank gives you CREDIT LIMIT.

this limit IS the max you can spend (ie owe to bank)


most banks have some % over CL allowance. some even impose fee when you overspend from CL.
cybpsych
post Nov 18 2023, 05:19 PM

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QUOTE(LonelyHart16 @ Nov 18 2023, 03:23 PM)
So this is the Credit limit right?

But I can still overpay to say 10K and buy 10K stuff in one transaction?
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CL is from bank

overpay the card = increase card's CL by adding your overpay fund as collateral/advance prepayment
cybpsych
post Nov 22 2023, 11:16 AM

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QUOTE(aubergine6958 @ Nov 21 2023, 09:37 PM)
Anyone is having problem to activate PB SecureSign at ATM? When I reach till the screen to activate it and click proceed, it will cancelled the action and come out with the slip stated "Cancelled"

Tried several times also like this.
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likely backend doesnt have any record of the device you're using/binding with.

cuz during securesign registration at ATM, it will show you the device name you're trying to authorize.


have you tried to login PBe App first before going to ATM to activate SecureSign?
cybpsych
post Nov 22 2023, 02:02 PM

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QUOTE(tan_aniki @ Nov 22 2023, 01:33 PM)
anyone using the new apps together with the same phone which is using the old apps as well?

do we need to register again for the securesign or it automatically recognise the same device and bind onto it?
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yes, both apps can work together, but securesign.

android: new PBe app will trigger securesign at old app only. no need to visit ATM to enable securesign again.

12hour waiting period applies.


if you change device after that, will need to re-enable securesign again.
cybpsych
post Nov 22 2023, 02:25 PM

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QUOTE(!@#$%^ @ Nov 22 2023, 02:21 PM)
owh, u not using the new app as securesign eh
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during migration, transfer "approval" from old app to new app lor biggrin.gif

it will trigger securesign approval at old app to authorize your action


now i'm using new pbe app for securesign approval
cybpsych
post Nov 22 2023, 02:33 PM

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QUOTE(!@#$%^ @ Nov 22 2023, 02:29 PM)
ah, good thing they roll out for android as well. i downloaded on the first day, kena manual.  doh.gif
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aik, i also downloaded first day it was shared here.

the migration switching is smooth though


QUOTE(cybpsych @ Nov 3 2023, 03:35 PM)
just setup mine

good experience:
1) small app package (android)
2) smooth onboarding (1st time)
3) securesign migration is easy and seamless (approval via securesign in PBe App)
4) few basic info required: mobile number to receive TAC, email address (not sure why needed), old PBe for securesign migration approval
5) fast loading too; immediate load home page but eventually need validate pin/biometric to continue
6) cc transaction history shows transaction & posting date separately (but need additional tap to drill inside)

not so good experience:
1) homepage is default, cannot change to Accounts as default page  bangwall.gif
2) too many taps required, hidden in many layers of screens
3) opening cc page, still need to tap History icon to load txn history
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This post has been edited by cybpsych: Nov 22 2023, 02:35 PM
cybpsych
post Nov 22 2023, 03:12 PM

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QUOTE(tan_aniki @ Nov 22 2023, 02:46 PM)
oh means old app approved for new app registration la, means now using new apps, old apps cant use already lor?
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old app still work geh, but i didnt explore further. now using new app instead. uninstalled old app.

one disadvantage i noticed when using new PBe App on Xiaomi Dual-App mode:

1) the main app will be able to use biometric feature.

2) however, the cloned app, cannot utilize biometric feature. other app features still can work, including securesign. just biometric doesnt work.

3) i tried on diff accounts and diff phones (also having xiaomi dual-app), same behavior.

4) on the old PBe app, no issue with biometric. it can work on main & cloned app. sweat.gif
cybpsych
post Nov 22 2023, 04:15 PM

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QUOTE(loserguy @ Nov 22 2023, 04:09 PM)
what is the benefit of the new app?
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https://www.pbebank.com/Personal-Banking/Ba...g/MyPB-App.aspx
cybpsych
post Nov 27 2023, 08:32 PM

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QUOTE(Lonelybird @ Nov 27 2023, 08:27 PM)
I was thinking to appeal but i read someone said if got rejected recently, bank won't entertain anything from you.

Need to wait some time then can apply again.

Is that true?
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read as a guide, not as the definitive answer.

each person is different.

you are welcomed to submit an appeal. but don't try too hard.

try to submit more supporting documents to support your application. give them the confidence, not doubts.

if still reject, try pledge fd. balance the benefits vs your fd fund potential use.
cybpsych
post Nov 29 2023, 09:31 AM

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after Alliance Bank this month, now Public Bank to revamp their website next month

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cybpsych
post Nov 30 2023, 10:45 AM

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QUOTE(Rinth @ Nov 30 2023, 10:06 AM)
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Anyone know whether this can apply via online or only manual submit?

And is the 2.28% calculates flat against the advance example RM 10k cash advance so the fees is RM 228 thats all?
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read the t&c inside the form?
cybpsych
post Nov 30 2023, 05:50 PM

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QUOTE(Human Nature @ Nov 30 2023, 05:47 PM)
8% Cash Back on selected categories with PB Visa Signature

For overseas transactions catogery, anyone know whether it is limited to physical transaction only or online transaction in foreign currency is included too?

TQ
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follow what is stated in t&c

if not explicitly stated, then assume no restriction lor.
cybpsych
post Dec 1 2023, 08:01 AM

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Spend Overseas with PB Mastercard Credit Cards [ PBB | T&Cs ]

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cybpsych
post Dec 1 2023, 07:17 PM

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QUOTE(jutamind @ Dec 1 2023, 07:11 PM)
Can enable PB secureSign by calling call center? I saw the apps message saying either email customer support or visit ATM
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yes
cybpsych
post Dec 2 2023, 08:21 AM

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Shop Online & Win Big with PB Mastercard Credit Card [ PBB | T&Cs ]

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