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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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avinlim
post Sep 26 2019, 05:12 PM

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QUOTE(lhsu @ Sep 26 2019, 04:22 PM)
Read the above quote.

It's cumulative. As long as your usage exceeds RM500, PIN reset is required.
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No reset how? take the 2nd example and on 5th paywave. After I wave, merchant will request me to key in pin for RM105 on the 5th time and transaction still consider paywave or after paywave, payment straight fail?
avinlim
post Sep 26 2019, 05:36 PM

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QUOTE(wym6977 @ Sep 26 2019, 05:30 PM)
I recently made three payments, first RM200+, second RM200+ and last RM100+ all paywave (shown as contactless entry in slip). So I think the last payment that exceed RM500 still count as contactless entry without pin reset... I not yet try next contactless payment but guess I will need to reset first..
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I see...do let me know how ur 4th paywave goes...fail or after wave then key in pin...tq~
avinlim
post Oct 7 2019, 04:50 PM

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QUOTE(movinggroove @ Oct 7 2019, 04:19 PM)
Hello, I am an existing PB credit-card user and wanted to apply for another PB card, if I sign-up on PB credit card booth (at shopping mall) will I get any free gift? I know I will not be entitled for the standard sign-up gift by PB.
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usually on the booth they will give you the gift right after you sign up, no matter u are existing customer o not. Can always ask the prior to signing up with them.
avinlim
post Oct 7 2019, 05:01 PM

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QUOTE(movinggroove @ Oct 7 2019, 04:55 PM)
Ah, okok.

Anyone know whether the PB agents are? They are not easy to spot. I wanna sign-up PB card. location: KL and Cheras.
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PBB CIMB MBB those giant bank not really hard seller. Either you go online or direct to branch sign up.

Hard sell more on citibank, HSBC, always see at shopping mall.
avinlim
post Oct 8 2019, 04:58 PM

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QUOTE(Chiggah @ Oct 8 2019, 04:31 PM)
Just received the RP RM180 voucher. Is there any way for me to save the code onto my Lazada account ? Or only able to use the voucher when I'm about to buy something only ?
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Key in during check out. 1 time use only. so make sure your purchase is RM180 or more. No refund for less value redemption.
avinlim
post Oct 9 2019, 01:13 PM

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Just now call to ask for SST rebate for the newly approved QV card. The customer service said cannot get rebate for 1st year...second year onward only can get rebate.... sweat.gif sweat.gif sweat.gif

Is this true from the officer?

haiz....

This post has been edited by avinlim: Oct 9 2019, 01:20 PM
avinlim
post Oct 9 2019, 02:09 PM

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QUOTE(fruitie @ Oct 9 2019, 01:51 PM)
Same here. I called three times, earlier two times negative answer from different officers.
At least third one, told me to spend RM 500 and call them back after I have done so.

I just called again and he said will put in a request, subject to management's approval. I guess pretty positive this round.
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Then I have to wait till good timing to call back....

My QM pretty easy to waive(rebate).....call then she straight say ok... 2mrw RM25 rebated. This man does't want to rebate for me. mayb night call again.
avinlim
post Oct 10 2019, 08:26 AM

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QUOTE(fruitie @ Oct 9 2019, 02:12 PM)
At least now I have fulfilled RM 500 before I called them just now. You can keep trying. laugh.gif
My QMC and VS will be charged with SST in next statement, so I will need to call back again.
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Called just now....he said help to escalate to management for the sst cashback.... shall keep trying few times before giving up. hmm.gif hmm.gif hmm.gif hmm.gif
avinlim
post Oct 10 2019, 10:47 AM

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QUOTE(jianwei90 @ Oct 10 2019, 09:39 AM)
Don't know what's their criteria in waiving, my friend just sent an email to the customer and got it waived without any condition.. I did email as well but they gave me a call saying that mine can't be waived and k ask them to create a request instead..
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QUOTE(coolguy_0925 @ Oct 10 2019, 09:47 AM)
Same here

Called 2 times with 2 different ladies giving the same reason, new card cannot get SST rebate

This morning, not sure is the same lady then she said will create a request subject to Management approval

Hopefully we will get it rclxms.gif
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Up to their current condition and mood.

I will try max 4 times, if 4 times also yield same results, usually will just cancel the card or pay the sst.

like citibank, dont1 to waive af means dont, mbb also stick to the procedure, call 100 times also same answer.

those give chance to rebate/cb now are HSBC, PBB, UOB, SC, Ambank, OCBC
avinlim
post Oct 10 2019, 11:12 AM

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QUOTE(tan_aniki @ Oct 10 2019, 10:50 AM)
sc and ambank is not giving so much chances unless u threaten to cancel the card, including RHB

u should add AEON and HLB in the list as well
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I dont have both mentioned bank cards, they refused to accept me as their customer atm.. so cannot give any reference. Anywhere, hope all these serve as reference for others.

laugh.gif laugh.gif laugh.gif
avinlim
post Oct 10 2019, 03:54 PM

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QUOTE(ahleemaju @ Oct 10 2019, 03:50 PM)
hi,  guys,  i tried to applied quantum card thru ringgitplus, submit all the document stated then they replied missing doc, i dont even know which was missing, and never receive any response from them anymore,  is tht common ? why do i felt that they just wanna stole my personal detail.
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They replied you missing docs from where? email? phone?

You can always ask them for details.
avinlim
post Oct 10 2019, 04:30 PM

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QUOTE(ahleemaju @ Oct 10 2019, 04:12 PM)
im sorry for my previous post.  the response mail was deleted thru spam folder. have to dig deep to find out.
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Its your careless then. RP is ok for cc application, at least for me. They will call n email for any incomplete docs. no problem so far. bruce.gif

Do check back your, mayb is your site overlook some information from them.
avinlim
post Oct 10 2019, 05:15 PM

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QUOTE(JuneResources @ Oct 10 2019, 04:54 PM)
Hi, I just get approve from the pb card. I guess it should be a Quantum card.

As I see from their promotions (https://www.pbebank.com/Personal-Banking/Promo/Promo/Apply-for-PB-Card-Now-for-Amazing-Rewards.aspx)
Spend RM200 off-set (consider SST) plus Rm600 to get the luggage.

The problem is I have 2 cards. That means each cards need to spend RM600/each to get both rewards?
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new to bank?

avinlim
post Oct 14 2019, 02:10 PM

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QUOTE(oceanmoon2 @ Oct 14 2019, 01:54 PM)
Called CS, was told that 1st year service tax cannot be rebated for QMC. I'm not a new customer to PBB anyway. Does anyone manage to get some sort of rebate similar to this situation?
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You may read back one of my previous post#2526, around that area.

This post has been edited by avinlim: Oct 14 2019, 02:13 PM
avinlim
post Oct 15 2019, 01:53 PM

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QUOTE(x88yunkw @ Oct 15 2019, 01:38 PM)
Thanks guys for your infor.
If just rm0.49 per day... I think still sound good. 30 days means rm15 only.

Yes he need it urgently and he read T&C, only 5% admin and small charges.

Yes got 3k debt in the card already right now. So 4k now.
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If no money pay back later, better dont do it even with boost or bp. End up paying more.
avinlim
post Oct 16 2019, 12:02 PM

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QUOTE(skty @ Sep 1 2019, 06:19 PM)
Just paid contactless pin entry RM675 x2 with two principals QV cards
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What means by "paid contactless pin entry"

You wave your card, then they ask you to insert pin after wave? need insert card?

As my experience, many merchant, when the amount is >RM200, their straight away cucuk the card to the terminal. Very tulan one.

This post has been edited by avinlim: Oct 16 2019, 12:02 PM
avinlim
post Oct 16 2019, 12:47 PM

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QUOTE(celciuz @ Oct 16 2019, 12:10 PM)
Tell them to wave then input pin. I did that for my burgers and lobsters bill, it was close to RM 300 😂 the cashier was telling me still need pin... then I just smiled.
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QUOTE(cybpsych @ Oct 16 2019, 12:15 PM)
insist to wave.

if configured correctly, the terminal will trigger PIN request if it crosses the RM250 threshold.

as usual, merchants were "trained" to use chip/contact + pin whenever amount is >RM250.
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After wave, They will need your card to insert to terminal before pin key in?
avinlim
post Oct 16 2019, 02:09 PM

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QUOTE(celciuz @ Oct 16 2019, 02:06 PM)
Directly prompt for pin number, no need slot in.
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ok. I will do that nex time. TQ
avinlim
post Oct 18 2019, 05:13 PM

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QUOTE(icebryanchan @ Oct 18 2019, 04:22 PM)
Called, they said no waive or cashback promo for SST  mega_shok.gif
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you got spending on your card? spend 1000 and call again laugh.gif
avinlim
post Oct 21 2019, 09:10 AM

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QUOTE(tan_aniki @ Oct 18 2019, 07:46 PM)
u need to call and see whether they got offer spend for SST rebate, not spend then call for rebate
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Just sharing my experience. 1st I call they say no eligible for rebate on new card. After that, I spend and see got posted already, i called again. Other CS straight say she help send to management for approval. Next few days sst got rebated.

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