Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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 Nov 27 2019, 06:16 PM
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#21
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Senior Member
1,107 posts Joined: May 2016  
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QUOTE(fruitie @ Nov 27 2019, 06:13 PM) Yes. Luckily I checked here in time. Usually I wait for statement before calling to convert. I better do mine tonight. Thanks Just called and converted ***phew*** Gee this is short-lived joy for me, having PBB quantum since only July 19. This post has been edited by LemonJane: Nov 27 2019, 06:33 PM |
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Nov 27 2019, 07:21 PM
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#22
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(tan_aniki @ Nov 18 2019, 09:36 AM) get HLB AA, others only available till 31 Jan 2020. I searched back on postings since the start of 1% fee on PBB Quantum's FPP.I think I will apply for HLB AA but next year. BigPay and Boost reload qualify for zero % EPP of this card? |
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Nov 27 2019, 07:25 PM
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#23
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(tan_aniki @ Nov 27 2019, 07:22 PM) Yes Yay so there's still life hahaAnd do we also call to convert? This post has been edited by LemonJane: Nov 27 2019, 07:30 PM |
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Nov 27 2019, 07:32 PM
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#24
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(tan_aniki @ Nov 27 2019, 07:28 PM) And Big points for topping up since BP stop giving top up points~ Great. Do we call to convert? |
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Dec 3 2019, 05:38 PM
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#25
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(ayamback @ Dec 3 2019, 08:07 AM) How is it lower rate when it was 0% previously? Looks to me PBB Visa card gives better benefit than Master. Should have also asked for Visa Banks and their marketing This post has been edited by LemonJane: Dec 3 2019, 05:39 PM |
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Dec 11 2019, 12:59 PM
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#26
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(miraclecrush @ Dec 10 2019, 10:21 PM) Hi guys, my application for quantum card just got rejected recently. I heard that I can appeal, how would I go about appealing? Call. I was rejected at first then I called to ask for the reason. They wouldn't tell me the reason but told me I could appeal. After quite a while, like 3-4 weeks, I finally got the card.Is this card so highly sought after / so hard to get? Thanks! |
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Dec 11 2019, 01:00 PM
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#27
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(john123x @ Dec 10 2019, 07:08 PM) do double card means double SST? Yes |
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Dec 17 2019, 04:40 PM
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#28
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(Whit @ Dec 17 2019, 09:37 AM) Can share how did you appeal...? Please I didn't need to do anything. The guy said he could put in an appeal for me. And I asked if there's any other document that I needed to provide, he said no need. Maybe mine was a borderline case so just needed someone's reconsideration. |
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Dec 25 2019, 05:48 PM
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#29
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(alexanderclz @ Dec 25 2019, 09:49 AM) I see. I tend to put all my statement dates around the same time to pay them together since there are so many cards. lol But they will all be due around the same time. Won't that jam up your cashflow a bit? |
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Dec 30 2019, 07:52 PM
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#30
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Senior Member
1,107 posts Joined: May 2016
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Dec 30 2019, 08:03 PM
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#31
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(cybpsych @ Dec 30 2019, 07:55 PM) no issues. still loading fine, albeit slow. Ok got it.1.5%! Gone are the days of zero% |
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Dec 30 2019, 09:37 PM
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#32
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(cybpsych @ Dec 30 2019, 08:10 PM) already no more 0% for 1yr now I got Quantum in July and got to enjoy free money for only 5 months |
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Feb 11 2020, 03:02 PM
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#33
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Senior Member
1,107 posts Joined: May 2016
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I can see that lots of happy people have been busy with their PBB Visa card spending for cash rebate.
Some one at PBB must have been biased, why no such benefit for Master card holders? This post has been edited by LemonJane: Feb 11 2020, 03:03 PM |
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Apr 15 2020, 11:07 AM
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#34
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(cybpsych @ Apr 15 2020, 10:14 AM) EXTENDED! Stay Home, Shop Online & Be Rewarded with PB Visa Credit Card [ PBB | T&Cs ] Why is Public Bank rewarding more to Visa card holders? What about us the Master card people? All I have is 5% cash back max RM30 per month. EXTENDED + GROCERY! Stay Safe & Get Cash Back with PB Visa Credit Card [ PBB | T&Cs ]  |
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Apr 17 2020, 03:18 PM
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#35
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(dragonnite999999 @ Apr 16 2020, 11:00 PM) Hey guys, i just check through my March 2020 statement, it seems that reload on touch n go ewallet no longer entitled cashback for public bank quantum mastercard. Did anyone experienced this? Thanks in advance I got my RM30 cash back for my Quantum Master alright, just got my statement. I spent only on Boost and BigPay top up during this billing cycle.  Ask PBB customer service. |
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Apr 25 2020, 02:29 PM
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#36
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(fruitie @ Apr 24 2020, 04:47 PM) Apply new card (higher tier) if possible, I added VI and they auto-increased my CL 100%. Very generous, your Public Bank. I hope my Hong Leong Bank is just as generous. I applied the Airasia card in addition to my Fortune and they share the same limit. I have to juggle between the two. |
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Apr 30 2020, 03:01 PM
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#37
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(smaran44 @ Apr 30 2020, 11:48 AM) When i read the T&C, I'm a bit confused with following statement " If the minimum payment is not paid by the Due Date, the standard late charges of 1.0% of the total outstanding balance as at statement dateor a minimum of RM10, whichever is higher (capped to a maximum of RM100) will be chargeable on the unpaid minimum payment. After the FPP is equal instalment every month. You will find that the minimum to pay is equivalent to the instalment amount. There's no 5% for my last FPPcredit scheme duration, the standard tiered Finance Charge /Management Fee of 15% to 18% p.a. will be applicable." Does it mean i can pay the minimum payment stipulated in monthly statement without any interest charges and can pay make full outstanding settlement in the 8th month? |
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May 1 2020, 08:26 AM
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#38
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(janson_kaniaz @ May 1 2020, 12:03 AM) Done topup RM100. Aiya, after topping up RM100, then came across the post that says must register with SMS which I didn't do. Read further into terms and conditions which says Quantum Master is excluded. Again busy fool, really should read terms and conditions before doing anything. |
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Jun 2 2020, 12:47 PM
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#39
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(xiaoxiaoshen @ Jun 1 2020, 10:22 PM) i had done calculation convert to EIR rate as below FYI, So looks like it's worth my while to go for the 3 years or 4 years to cover my MBB overdraft of >5%! PB plan nett >> EIR/year 3.0%/1year >> 5.536% 5.5%/2years >> 5.211% 7.0%/3years >> 4.453% 9.5%/4years >> 4.524% Calculation based on 10K. |
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Sep 15 2020, 09:33 AM
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#40
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Senior Member
1,107 posts Joined: May 2016
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QUOTE(shankar_dass93 @ Sep 15 2020, 05:35 AM) Tried calling up PBBs cc number and it seems its down. A post just 1 or 2 before you said PBB flexipay of 0.5% one time fee for 8 months can be applied for online purchases as wellJust one question, I just made a purchase online using my Quantum Visa for approximately 15k and was wondering if I could split the said transaction into an instalment for 2 months ? I am aware that they provide the said instalment plan for retail purchases but what about online ? Thanks |
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