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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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cybpsych
post Sep 8 2019, 07:27 PM

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QUOTE(jefftan4888 @ Sep 8 2019, 06:54 PM)
Info or experience sharing. Pls skip if you don't like.  tongue.gif
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post here > https://forum.lowyat.net/topic/1815784
cybpsych
post Sep 9 2019, 10:42 AM

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QUOTE(spiderwick @ Sep 9 2019, 10:37 AM)
Hi guys,

some noob questions here, for mastercard quantum contactless payment, do i need to inform the customer service? or it will be automatic once you receive your card?

i thought it was auto and i changed my card once coz couldnt do the contactless payment. As the customer service said the card may be faulty

now got the 2nd card and tried again but can't also....

thank you guys!
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1st transaction must be pin-based.

then there are limits:

1) rm250 per contactless transaction
2) cumulative rm500 contactless transaction amount or 9 times, whichever earlier -- then reset with PIN again
cybpsych
post Sep 10 2019, 10:45 AM

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QUOTE(kiyo16 @ Sep 10 2019, 10:16 AM)
just wanted to do the redemption but I noticed the points on the catalogue already increased! tried to call in cust care but were sent to voice message so Im not sure how can we do the redemption before the so called 18th deadline :0
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yeah, it was updated on 4 Sep mad.gif

QUOTE(akping_1 @ Sep 10 2019, 10:45 AM)
Can i combine both Quantum Master and Visa points to redeem or only each card points?
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no

This post has been edited by cybpsych: Sep 10 2019, 10:46 AM
cybpsych
post Sep 10 2019, 02:43 PM

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QUOTE(shamsay @ Sep 10 2019, 02:37 PM)
why i keep got problem to login into PBE online. got error below. when i enter the information it keep prompted wrong info.

I called customer services and the activated the account again, but when try to login. prompted same error.
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only pbb can answer you of their system.

i dont have issue logging into pbe.
cybpsych
post Sep 10 2019, 03:07 PM

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QUOTE(sendohz @ Sep 10 2019, 03:06 PM)
Doe sit still applies even after the TnC changes?
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no effect, yet sweat.gif
cybpsych
post Sep 11 2019, 01:12 PM

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QUOTE(piausuk @ Sep 11 2019, 12:50 PM)
RM0.00 PB CARD: Get RM100 Shopee e-Voucher for Online Trx (a min of RM800 per mth) with PB Visa Signature card. REPLY 'PBEM <space> 16-digit card no' to 66300.

Is it valid?
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cybpsych
post Sep 12 2019, 12:03 PM

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https://www.pbebank.com/Personal-Banking/Ba...gage-(New).aspx

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This post has been edited by cybpsych: Sep 12 2019, 12:12 PM
cybpsych
post Sep 12 2019, 04:44 PM

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QUOTE(jefftan4888 @ Sep 12 2019, 04:39 PM)
Requested PAC for a few times but didn’t receive them. The app still got bug.
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not surprising for new release.

it's already sluggish to begin with.
cybpsych
post Sep 12 2019, 05:00 PM

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QUOTE(coolguy_0925 @ Sep 12 2019, 04:59 PM)
From everyone's experience, what's the amount to top-up BP / spend to get exactly RM38.00 cb?

RM633.25? RM633.30? RM633.33...???
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633.25 per reload for VS

599.90 per reload for quantum mastercard

This post has been edited by cybpsych: Sep 12 2019, 05:01 PM
cybpsych
post Sep 13 2019, 01:54 PM

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QUOTE(psiloveu @ Sep 13 2019, 01:51 PM)
I thought paywave only < RM250 transaction?  why u can make it 500?
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<rm250 paywave = without pin only

rm250++ paywave = need pin


cybpsych
post Sep 13 2019, 02:23 PM

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QUOTE(kelvinlzy @ Sep 13 2019, 02:20 PM)
No I haven't try it. If keying in the pin will reset the limit then I'm all good, just need 1 wave and pin transaction to avoid hitting the limit. By the way is this paywave limit a monthly one or cumulative regardless of time?
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contactless cumulative limit is perpetual.

else can go petrol station (e.g petron), preset RM1, insert card + pin, then CANCEL. RM1 will be hold for few days then released.

i did this for my 2 new QV card before 1st contactless use.

This post has been edited by cybpsych: Sep 13 2019, 02:24 PM
cybpsych
post Sep 13 2019, 02:33 PM

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QUOTE(avinlim @ Sep 13 2019, 02:30 PM)
what is the shopee voucher all about?
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cybpsych
post Sep 13 2019, 04:44 PM

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QUOTE(Chiggah @ Sep 13 2019, 04:28 PM)
So I just received my PBB Quantum Mastercard and Visa.

What do most people do first ? Call to waive/rebate SST ?

Or just activate Mastercard and call to cancel the Visa ?
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QUOTE(Chiggah @ Sep 13 2019, 04:33 PM)
Actually when I spoke to the customer service guy at the bank, he said will auto get rebate SST upon receiving cards, so I dont need to do anything, but just want to double check.

Thanks, but to topup Bigpay for maximum cashback, still use Mastercard coz online right ?

Visa what is the benefit now after 1st Sept ?

- EDIT : Just saw. Visa now getting 5% RM30 contactless cashback ?  Means I can get total of RM60 cashback from both quantum cards (MC and Visa) ?
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CS is correct.

1) read any ongoing acquisition campaign (if you're New-To-Bank)

2) spend.

there is rm25 rebate given after spending rm200 per card (New-To-Bank only)

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cybpsych
post Sep 13 2019, 04:54 PM

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QUOTE(Chiggah @ Sep 13 2019, 04:52 PM)
Thanks all, just to confirm my usages again:

Public bank quantum Mastercard = Mainly online purchases (Lazada, Amazon) , BigPay topup and use that to pay Unifi / Electricity bills ?

Public bank quantum Visa card = Contactless(Paywave) ; Groceries (AEON/Tesco) with paywave, and Petrol ?

MAS/Airasia tickets will not be eligible for either right ? Just topup bigpay mastercard and pay flights ?

Will the above work ?
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not for petrol (quantum visa)
cybpsych
post Sep 13 2019, 05:01 PM

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QUOTE(Chiggah @ Sep 13 2019, 04:58 PM)
Why not ? Page 1 says Exclusion for petrol only for Mastercard , but nothing on Visa. Or am I reading wrongly ?

Exclusion List
Quantum Mastercard
• Casino [MCC 7995]
• Petrol Station
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cybpsych
post Sep 14 2019, 10:17 AM

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QUOTE(kiyo16 @ Sep 10 2019, 10:16 AM)
just wanted to do the redemption but I noticed the points on the catalogue already increased! tried to call in cust care but were sent to voice message so Im not sure how can we do the redemption before the so called 18th deadline :0
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QUOTE(kiyo16 @ Sep 10 2019, 11:25 AM)
ho no sad.gif( no point to redeem now then  sweat.gif
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fyi, give CS a call to redeem. it is still based on OLD redemption rate (e.g rm50 voucher = 21,300 VIP)

starting 18 Sep, new redemption rate take effect.

the catalogue was updated in advance doh.gif
cybpsych
post Sep 14 2019, 12:54 PM

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QUOTE(Human Nature @ Sep 14 2019, 11:40 AM)
Can we combine VIP points from quantum principal and supps?

Can we redeem for the 10000 VIP points = RM25 SST for cash back, even though there is no SST charged?
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QUOTE(MGM @ Sep 14 2019, 12:53 PM)
What is this 10000 for RM25?
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why do u keep doing this in your posts?
cybpsych
post Sep 15 2019, 04:35 PM

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new pbengage app shows the unposted transaction. good feature. rclxms.gif

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cybpsych
post Sep 15 2019, 07:19 PM

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QUOTE(mamamia @ Sep 15 2019, 06:01 PM)
Actually old app also have this feature.. only can see on app..
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I see! didn't realize this before. my primary access for pbe is just desktop. biggrin.gif
cybpsych
post Sep 17 2019, 12:50 PM

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QUOTE(kenogl @ Sep 17 2019, 12:23 PM)
Hi,

I made my 2k transction on 6th Aug 2019, but till now havent receive lazada 500 voucher…

I know the tnc said around 2 mth but just want to ask do

Anyone transaction are later then me but received the lazada vouchers? 🤣
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which promo is that for public bank?

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