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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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ClarenceT
post Oct 1 2022, 11:33 AM

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QUOTE(coolguy_0925 @ Oct 1 2022, 10:23 AM)
Something like BigPay?

I guess.. if card balance less than RM200 can preset at island or pay fixed amount at counter
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Petron e-kiosks are served by Public Bank. The settlement is very fast if using a PB debit card. The credit balance can be withdrawn at ATM or transfer out to CASA. So Make life simple, RM200 + RM20 account deposit to pump full tank!

This post has been edited by ClarenceT: Oct 1 2022, 11:35 AM
ClarenceT
post Oct 1 2022, 12:11 PM

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QUOTE(persona93 @ Oct 1 2022, 12:05 PM)
Too late to top up now for the the RM688 promo to Shopee eWallet?
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Don't think so, more than 1000 prizes to give away.

This post has been edited by ClarenceT: Oct 1 2022, 12:11 PM
ClarenceT
post Oct 1 2022, 02:35 PM

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QUOTE(annoymous1234 @ Oct 1 2022, 02:26 PM)
can we request to change the normal debit card to this blur card so that won't kena charge rm8 yearly?
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No.
Petron Debit card account is more like CIMB-Lazada Prepaid card, Maybank MAE and Bigpay, not earning interest, not linked to a savings account. If you want to top up Petron Blue card, you need to pay card (just like how you pay PB credit card) from CASA (including Duitnow Transfer from another bank).

This post has been edited by ClarenceT: Oct 1 2022, 02:36 PM
ClarenceT
post Oct 2 2022, 11:02 AM

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QUOTE(alandhw @ Oct 2 2022, 10:50 AM)
Cancel and re-apply?
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Worth meh? You need time to "apply" for a new card and may lose PBGM CB.
Max CB for fuel /month is only RM50, I thought unlimited 50%.
ClarenceT
post Oct 2 2022, 11:16 AM

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QUOTE(MGM @ Oct 2 2022, 11:06 AM)
So u actually use Petron Debit card for all those 3 campaigns?
We tot you got this rm50 cb:
Spend an accumulative amount of RM1,000 per month with
PB-Petron Visa Gold Credit Card / PB-Petron Visa Debit Card
EXCLUDE transaction from Petron Service Station during
Campaign Period.
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Visa Debit 10% online RM -> RM80
Visa Debit 15% online Overseas -> RM80
I always thought the combined CB for PBMU is capped at RM80, but it should be RM80+RM80.

Haha I should give up PBHL (Fly and Spend with PB Credit card) now.

ClarenceT
post Oct 2 2022, 11:54 AM

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QUOTE(turbopips @ Oct 2 2022, 11:53 AM)
Hello sifu,
Mind sharing how to solve it for existing card members?
Thank you!! notworthy.gif
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Use another I/C to get a new card lah. (Petron Debit only)

P/S. Not unlimited 50%. Max RM50/month only.

This post has been edited by ClarenceT: Oct 2 2022, 11:57 AM
ClarenceT
post Oct 2 2022, 04:35 PM

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QUOTE(eddie2020 @ Oct 2 2022, 04:16 PM)
under apps online transaction big pay i think shall remove it. since exclusion e wallet cannot get CB for QCB Master.

Just realize on Aug didnt get cb, then try again on sep, also no CB..
which online platform should i use now?
Will reloading in shopee/lazada is counted e wallet?
If i purchase directly using cc instead of top up will i get CB?
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Quantum MasterCard gives 2% cashback to Overseas transactions, doesn't matter it is online or PIN or wave, but minimum converted amount is RM100. If transaction<RM100, no CB.

Eg you pay to Lazada Singapore or Shopee Singapore, amount converted into RM >RM100, you will earn 2% CB. If you pay to Lazada Malaysia or Shopee Malaysia, you won't get any CB, regardless of the amount you spend.

This post has been edited by ClarenceT: Oct 2 2022, 04:38 PM
ClarenceT
post Oct 2 2022, 04:53 PM

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QUOTE(alexwsk @ Oct 2 2022, 04:48 PM)
how to solve it  :confused:
teach me sifu
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#17908

QUOTE(eddie2020 @ Oct 2 2022, 04:49 PM)
does this only apply to new cc?
Its abit odd i just went to pbb website to see.

However my visa card, i still get 5% for wave transaction that over rm30 per transaction as per sept. I get my latest statement already.
My Master card i get my 5% online shopee transaction from the installment plan.
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Effective 1/10/22
Quantum Visa - 2% CB on paywave transactions, minimum spend RM100.
Quantum MC - 2% CB on Overseas transactions, minimum spend RM100

PB already emailed you on 9/9/22.

This post has been edited by ClarenceT: Oct 2 2022, 04:57 PM
ClarenceT
post Oct 3 2022, 08:54 AM

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QUOTE(kiwifruit0 @ Oct 2 2022, 11:30 PM)
going to cancel both card as well....which card you guys going to replace with? UOB?
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Ask here
https://forum.lowyat.net/topic/4161836
someone will work out based on your preference. No direct alternative card to PB QV/QM.

QUOTE(kinwawa @ Oct 3 2022, 08:38 AM)
complaint to CS as well.....if based on new terms i didn't spend overseas also hence should be 0! haiyo
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Frankly speaking, PB QM is still a good card for overseas transactions as well as spending at Lazada App, Shopee App in some occasions.

This post has been edited by ClarenceT: Oct 3 2022, 08:55 AM
ClarenceT
post Oct 4 2022, 09:43 AM

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Alamak because of RM10 report to BNM?
Make your life easier, CANCEL all your credit cards and close the deposit accounts with Public Bank Group please!

This post has been edited by ClarenceT: Oct 4 2022, 09:44 AM
ClarenceT
post Oct 4 2022, 09:51 AM

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QUOTE(ZoeOong @ Oct 4 2022, 09:47 AM)
RM20 ..... LOL (2 cards)

email to tell them the error, then CC BNM....
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Make life easier for people.
CC to BNM is rubbish.
Nowadays most of us have thousand of cc-ed emails to read. Many of them are junk.

No need to use words to challenge the bank, PB is generous all the while to solve it. You will get a goodwill cashback at the end, and case closed.

This post has been edited by ClarenceT: Oct 4 2022, 10:01 AM
ClarenceT
post Oct 4 2022, 12:58 PM

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QUOTE(ClarenceT @ Oct 1 2022, 02:35 PM)
No.
Petron Debit card account is more like CIMB-Lazada Prepaid card, Maybank MAE and Bigpay, not earning interest, not linked to a savings account. If you want to top up Petron Blue card, you need to pay card (just like how you pay PB credit card) from CASA (including Duitnow Transfer from another bank).
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QUOTE(cfc @ Oct 4 2022, 12:52 PM)
is the public bank petron debit card mechanism similar to big pay which you need to store some value inside in order to use ? It is not a ATM-debit card which link to Public Bank saving account , if kena hack only lost the reloaded amount saja?
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ClarenceT
post Oct 4 2022, 02:14 PM

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QUOTE(avinlim @ Oct 4 2022, 02:01 PM)
Next time bank will come out with a clause that all cb is at bank discretion and no inquiry shall be entertained....lol
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PB is not wrong, we are not wrong.


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ClarenceT
post Oct 5 2022, 02:35 PM

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QUOTE(KahLooN @ Oct 5 2022, 02:24 PM)
That is what she said to me, follow the new capping. But my question to her was, all my transaction was happened on Sept and shouldn't i get the RM38 as per old T&C. I even asked to check all my Sept transaction whether eligible for the 6%, and all were valid.

Unless she update me some transaction in Sept in not eligible, then I understand. But the scenario was as mentioned above.

Guess there is some undefined T&C yet. hmm.gif
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You are not wrong, PB is not wrong as well.
ClarenceT
post Oct 5 2022, 07:29 PM

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A simple way to cancel PB credit cards...


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ClarenceT
post Oct 5 2022, 07:33 PM

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QUOTE(!@#$%^ @ Oct 5 2022, 07:30 PM)
question is if u do it urself, do u need to pay for replacement? or need to do police report to have it done free?
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What replacement?
So many friends here intend to cancel their PB credit cards soon, PB now simplify the cancellation process.
ClarenceT
post Oct 13 2022, 06:11 PM

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QUOTE(joice11 @ Oct 13 2022, 04:01 PM)
visa debit 15% online overseas, normally u guy spend where?
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I can top up mobile (not +60 number), buy gift cards (to be spent later), groceries, pharmacy, flight tickets, Starbucks etc. (Not shopping accounts in Malaysia)

This post has been edited by ClarenceT: Oct 13 2022, 06:16 PM
ClarenceT
post Oct 14 2022, 04:21 PM

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QUOTE(joice11 @ Oct 14 2022, 03:45 PM)
err still cannot get u, not shopping acc in malaysia mean how?
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Eg...
Shopping at Tesco UK using Tesco Clubcard UK account, delivery to UK address. smile.gif
ClarenceT
post Oct 14 2022, 04:32 PM

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QUOTE(persona93 @ Oct 14 2022, 03:14 PM)
Called and they checked, turns out my 3 transactions was registered as Pin their side not wave. But iirc i wave, lazy to argue so i proceeded to cancel my Master Quantum laugh.gif
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Check your transaction slip, if you waved, you will find Contactless or -W, instead of PIN entry.
ClarenceT
post Oct 15 2022, 10:08 AM

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QUOTE(persona93 @ Oct 15 2022, 10:03 AM)
forgot to ask, will this show for trx that was waved then pin because more than RM250?
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If I am not wrong, you transaction slip will still show -W or "CONTACTLESS".
If you find "CHIP ENTRY" / "PIN Entry" in your transaction slip, it means you didn't wave.

This post has been edited by ClarenceT: Oct 15 2022, 10:11 AM

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