I have one secured investment plan which has 40% yields a year.

I am planning to get loan and then invest on it... Still in profit after the interest

she can onli help u to apply
if yr basic got rm2k
should be no problem

anyone got runner in bank can help kawtim ??

or any ppl from small bank like bank islam or bank rakyat ... i hear easier alot.

i wan can kawtim straight de

should we hav to fulfil the requirement of personal loan? noob here..like income per month or sth like tat

please check :
http://alrajhibank.com.my/index.cfm?sc=58&cm=23

i've applied the loan last Sunday. but until now still no news from them. Some more they said we can know the outcome within an hour... but the bright side is, if i really obtain the loan, i'll be charged only 7.5% instead of 8.5%..

can i take the loan as well? i've a basic of just 1.2k per month

i also hope to apply for this loan.
i just called this bank. they said the interest is 8.5%, but how come u can get 7.5%?
another thing is is the repayment on reducing balance basis or fixed amount basis?

This post has been edited by arctura: Jul 3 2007, 04:05 PM

what are you guys planning to do with all these personal loans there?
it sounded like there're free candies handout there..

for those of you who're working.. you might want to scout around your hr guidelines.. some companies do in fact offer short term loan with a low interest rate..

Coz i applied during their promotion period whereby if they cant process my application within an hour, they will offer 7.5% for my loan. Now oredi more than 48 hours, if they do approve my loan, i definately can get the 7.5%.
But 8.5% is still consider low if compare to those that charge 12%.
The interest charged is fixed and there will be interest rebate if you can settle the loan early.

is now still in promotion period?
i plan to go the tomorrow morning to apply the loan.

You should try asking bank rakyat. I think they are among the bank that offers the lowest percentage of interest in personal loan.

i try asking bank rakyat b4 but i think they only provide you loan if u are working in their appointed company which are mostly malay. this is the set back. can somebody confirm this?

Bank rakyat only for Government workers or appointed company by panel of bank rakyat. not user friendly at alls.

Best interest rate bank as i know. Bank Islam coz they giving out flat rate interest.

Stantchart not bad also giving out reduction balance loan at 12% to 16% PA

ops my bad looks like they give more advantage towards ppl working in government sector. I dont think even i can get their personal loan

Well, I guess I cant blame Bank Rakyat for their preferrences.

Hmm, I'm also thinking of getting another loan from another bank. RHB looks good, although its 12% annum....hmm.

Why is RHB looks good when its interest rate is 12% pa.

rhb looks good at 12% per annum because it makes you look dumb and unresourceful..

no ppl can help on contract staff ar ??

anyone ?