Loans RHB raised its Base Rate/BLR, RHB
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 May 2 2019, 01:23 PM
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#21
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Senior Member
664 posts Joined: Jun 2009 
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QUOTE(katrina8080 @ May 2 2019, 12:52 PM) Every month they will still deduct my installment amount as normal from my current account. Other than that, I paying extra by doing principal payment to reduce the principal loan amount. This will reduce my interest charged. right. so how do you pay extra? that would be my question. as in before the next payment, do you transfer extra money into the loan account?and have you ever tried taking it out those amount you put in? |
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May 2 2019, 02:28 PM
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Junior Member
277 posts Joined: Sep 2011
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QUOTE(vincabby @ May 2 2019, 01:23 PM) right. so how do you pay extra? that would be my question. as in before the next payment, do you transfer extra money into the loan account?and have you ever tried taking it out those amount you put in? I paying extra by doing principle prepayment. It's actually transfer the $$ into the loan account. Tried withdraw before for testing purpose only. It can be withdraw.  |
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May 2 2019, 02:36 PM
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#23
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Senior Member
664 posts Joined: Jun 2009
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QUOTE(katrina8080 @ May 2 2019, 02:28 PM) I paying extra by doing principle prepayment. It's actually transfer the $$ into the loan account. many thanks on your help.Tried withdraw before for testing purpose only. It can be withdraw. |
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May 2 2019, 09:21 PM
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All Stars
11,954 posts Joined: May 2007  
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QUOTE(katrina8080 @ May 2 2019, 12:52 PM) Every month they will still deduct my installment amount as normal from my current account. Other than that, I paying extra by doing principal payment to reduce the principal loan amount. This will reduce my interest charged. u using which package mortage? |
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May 3 2019, 03:07 PM
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Junior Member
277 posts Joined: Sep 2011
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QUOTE(MNet @ May 2 2019, 09:21 PM) u using which package mortage? something like Flexi Home. I just remember it is a full flexi package. |
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May 6 2019, 10:56 AM
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Junior Member
546 posts Joined: Sep 2008 
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Yes, better to put your money to prepayment, every 1k count...
withdraw when you need the money only |
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May 7 2019, 05:18 PM
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Junior Member
546 posts Joined: Sep 2008
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Bank Negara announced to reduce BR 25 basis points, hope RHB will follow
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May 7 2019, 05:25 PM
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Senior Member
2,348 posts Joined: Apr 2008
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mine also rise until 5.2% (previously 5.1%) asb loan but BNM was just announced cut interest rate again today. Not sure whether ASB loan will drop or not next month. If base on the newspapers say reduce 0.25%, will my asb loan drop till 4.95%?
This post has been edited by junclj: May 7 2019, 05:31 PM |
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May 7 2019, 06:44 PM
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Junior Member
532 posts Joined: Mar 2008 From: 🍍bikini bottom🍍
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My mortgage loan also got increased.
I think it will take time for RHB to readjust it's rate following BNM's OPR change today, so I think will need to pay the extra monthly amount for few months at least |
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May 7 2019, 11:00 PM
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Newbie
18 posts Joined: Jul 2013
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RHB cost of funding so high meh, borrow from ah long is it.
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May 8 2019, 08:07 PM
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#31
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Senior Member
1,377 posts Joined: Aug 2009
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Rhb damn shitty. Last month increase now silent. I feel they will drop only 0.2
So net net no change |
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May 9 2019, 06:18 AM
Show posts by this member only | IPv6 | Post
#32
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Junior Member
532 posts Joined: Mar 2008 From: 🍍bikini bottom🍍
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QUOTE(jorgsacul @ May 8 2019, 08:07 PM) Rhb damn shitty. Last month increase now silent. I feel they will drop only 0.2 Yea, RHB now still silent... So net net no change  Maybank already announced yesterday they will drop by 0.2. |
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May 9 2019, 07:09 PM
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Senior Member
1,377 posts Joined: Aug 2009
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QUOTE(James1983 @ May 9 2019, 06:18 AM) Yea, RHB now still silent... They are follower. Maybe waiting for pbb, cimb, and hlb before decides.Maybank already announced yesterday they will drop by 0.2. |
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May 10 2019, 07:47 AM
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Junior Member
440 posts Joined: Apr 2005
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 1. MBB : -0.2% https://www.thestar.com.my/business/busines...rates-by-20bps/ 2. Bank Islam : -0.26% http://www.bankislam.com.my/home/assets/up...x2_20190509.pdf |
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May 11 2019, 09:57 AM
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Senior Member
2,672 posts Joined: Sep 2006
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Just noticed this thread. My total loan tenure & monthly installment didn't change at all when TS opened this thread (when the rate went up?) and also when it goes down few days ago.
Anything that I need to check? |
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May 11 2019, 11:48 AM
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All Stars
11,954 posts Joined: May 2007
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RHB rate not yet went down since last week
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May 12 2019, 01:41 AM
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Junior Member
546 posts Joined: Sep 2008
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QUOTE(jimbet1337 @ May 11 2019, 09:57 AM) Just noticed this thread. My total loan tenure & monthly installment didn't change at all when TS opened this thread (when the rate went up?) and also when it goes down few days ago. Your housing loan is flexi? you should have receive letter for the installment changed from RHBAnything that I need to check? |
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May 12 2019, 01:42 AM
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Junior Member
546 posts Joined: Sep 2008
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QUOTE(cfc @ May 10 2019, 07:47 AM) 1. MBB : -0.2% https://www.thestar.com.my/business/busines...rates-by-20bps/ 2. Bank Islam : -0.26% http://www.bankislam.com.my/home/assets/up...x2_20190509.pdf https://www.thestar.com.my/business/busines...-after-opr-cut/ |
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May 12 2019, 07:56 AM
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All Stars
11,954 posts Joined: May 2007
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Please give pressure to RHB to decrease the rate
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May 12 2019, 11:56 AM
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Junior Member
440 posts Joined: Apr 2005
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1. MBB : -0.2% https://www.thestar.com.my/business/busines...rates-by-20bps/ 2. Bank Islam : -0.26% http://www.bankislam.com.my/home/assets/up...x2_20190509.pdf 3. CIMB : -0.25% https://www.thestar.com.my/business/busines...-after-opr-cut/ This post has been edited by cfc: May 12 2019, 11:57 AM |
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