Loans RHB raised its Base Rate/BLR, RHB
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 May 11 2019, 09:57 AM
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#1
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Senior Member
2,672 posts Joined: Sep 2006 
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Just noticed this thread. My total loan tenure & monthly installment didn't change at all when TS opened this thread (when the rate went up?) and also when it goes down few days ago.
Anything that I need to check? |
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May 14 2019, 08:55 AM
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#2
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Senior Member
2,672 posts Joined: Sep 2006
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QUOTE(altism @ May 13 2019, 07:27 PM) Any idea when it will be in effect after announcement by RHB? mine already reflected, my home loan payment page shows the new interest rate |
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May 15 2019, 11:57 AM
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#3
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Senior Member
2,672 posts Joined: Sep 2006
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QUOTE(Havoc Knightmare @ May 15 2019, 10:34 AM) RHB is lowering BR/BLR by another 0.05% effective today.. probably due to pressure from above so from 6.7% to 6.65% ? |
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May 16 2019, 05:30 AM
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#4
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Senior Member
2,672 posts Joined: Sep 2006
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Ok earlier this week my homeloan interest rate dropped from 4.5% to 4.5%. As of yesterday, went further down to 4.25%. So the further 0.05% drop is correct
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May 16 2019, 10:43 AM
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#5
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Senior Member
2,672 posts Joined: Sep 2006
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QUOTE(cfc @ May 16 2019, 07:31 AM) tats a good rate u got from rhb Quite long time ago, 2014 I think. RM444k (including MRTA). BLR - 2.45%.mind to share what is the loan amount? |
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Jun 6 2019, 05:50 PM
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#6
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Senior Member
2,672 posts Joined: Sep 2006
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My monthly installment amount haven't change although the rate went down, two times. Even the total tenure is also the same.
Unlike last time, got change even it's not that much. Dunno what is happening now. |
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Jun 6 2019, 06:29 PM
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#7
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Senior Member
2,672 posts Joined: Sep 2006
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QUOTE(preducer @ Jun 6 2019, 05:58 PM) I got 2 letters, one after they increased the rate and one after they reduced to the current rate. Both installment amount is different I haven't received any letters in a longggggggg time now  My indication of installment amount, interest rate & total\remaining tenure is just on the RHBnow website. This post has been edited by jimbet1337: Jun 6 2019, 06:30 PM |
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Jun 7 2019, 02:57 PM
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#8
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Senior Member
2,672 posts Joined: Sep 2006
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QUOTE(lkwah86 @ Jun 7 2019, 02:03 PM) I received the letter, installment amount reduced. Damn. I'll call them on Monday |
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Feb 9 2020, 08:50 PM
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#9
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Senior Member
2,672 posts Joined: Sep 2006
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QUOTE(blibala @ Feb 9 2020, 07:37 PM) Blr drop. But inatalment amount still maintain.. Apa la this rhb bank QUOTE(lkwah86 @ Feb 9 2020, 08:06 PM) My instalment amount reduced... Why the difference? Certain type of loans only? |
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Feb 10 2020, 01:20 PM
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#10
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Senior Member
2,672 posts Joined: Sep 2006
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So only flexi loan eligible for reduction?
Last time I also received letter if there's any adjustment to the rates. That was 3-4 years ago. Recently (1-2 years ago) no more. |
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Feb 11 2020, 04:58 PM
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#11
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Senior Member
2,672 posts Joined: Sep 2006
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QUOTE(kucingfight @ Feb 11 2020, 03:57 PM) on maybank semi flexi too, when rate dropped on previous 2 rounds, my monthly repayment remains same this is ridiculous!i also confused. called to my branch, say if no receive letter means no reduction ..wtf? ..if wan reduce payment, need to go branch and apply. i thought it is all done automatically QUOTE(toos99 @ Feb 11 2020, 04:49 PM) I stand corrected. It reduced today. i just checked on my rhb now account, the interest rate is reduced but not the monthly repayment amount |
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May 8 2020, 07:46 PM
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#12
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Senior Member
2,672 posts Joined: Sep 2006
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Aug 13 2020, 12:33 PM
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#13
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Senior Member
2,672 posts Joined: Sep 2006
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QUOTE(blibala @ Aug 12 2020, 08:30 PM) Anyone housing loan already reflected new amount based on revised interest rate? Mine still showing old amount based on pre-covid time I frequently checked in the online account. So, far mine is adjusted accordingly. |
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