so you automate a some to be invested to your portfolios based on a ratio?

I think the more frequent it is, the better it is right?

On the other hand, for FSM UT, i usually do it lump sum and it depends because some period has no sales charge or lesser sales charge.

Thinking how to do DCA automatically for UT if my portfolio consist more than one UT

Agreed.

But like I said I am thinking how to DCA for FSM UT. I have invested since 2017 and my current returns based on my portfolio is about 4% only.

seems very sad

Story of my life. Still -5% after 2 years in my investment fund account 

why they claimed they are fintech but the deposit method is still old style?

I have never invested in UT before but I'm planning to, however I don't quite understand the impact of sales charge if you put a lump sum vs DCA.

Scenario 1 :
Putting in 10k lump sum with 1.75% sales charge.
Total sales charge paid = RM175

Scenario 2 :
DCA 10k in 10 months with 1.75% sales charge.
One month sales charge paid = 1.75% of 1k = 17.50
After ten months, total sales charges paid = RM175

Hence, it doesn't matter whether you lump sum or DCA, in the end the sales charges paid are the same. Of course, annual management fees would be different in two of those scenarios.

Can someone tell me if I'm wrong or right?

I know this sounds stupid/oversimplify/no0b.. but assuming roboadvisers would rebalance holdings depending in the market situation... so all drops in current port is very temporary?

that is the idea behind getting robots to do the investing, because they can crunch data like super terror?

let say DCA is the way to go... what about the excess money? keep in savings account where it don't generate anything?

excess money available for discretionary use. was trying to understand why DCA is the preferred method for investing in SAMY.

say got 1k, and if one choose to DCA 100/month, the balance of the money go where?

some1 mentioned invest in other place, but let say that SAMY is the only place one invests... shouldnt lump sum be better?

By per week you meant manual DCA? Because I think the shortest period is monthly

Not sure if this is a mini recession or the start of an actual recession cause, I myself have been waiting for one. Wondering if I should cash out now and wait till it drops more before reinvesting it back.

So far.. I'm broke even. No loss, no gain.

JomPay got longer delay than IBG no?

mine still profit 8%. i think next time we should sell when it high profit

Same here
Potus did not actually do anything concrete enough to stabilize/convice market and investor
And I have been following with the vaccine development
Afaik, there's no further breakthrough and no successful clinical trial yet.

I have probably more confidence in SA than the Malaysia stock market...Hence I will keep DCA in SA.

i just registered an account as SA, since i read the last few posts, some members investment already go into negative territories, can i say now it is not a good time to invest in SA? if i want to invest now, what risk profile i should choose so i still can make money? Or i should hold my cash and let the dust settle down(corona virus and etc)  only start to invest?

Hmm...seem like market is going up. Mine profit 10%

i noticed equity allocation is heavily biased to america.

is it possible to tweak the allocation by region ? i wish to have more exposure to asia.

thanks for your kind suggestions

the big question is

has it bottomed out already,  or am i gonna catch a falling knife?