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Investment StashAway Malaysia, Multi-Region ETF at your fingertips!

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sohailili
post Sep 5 2020, 03:58 PM

On my way
****
Junior Member
527 posts

Joined: Aug 2007
From: lost


QUOTE(mastermindsos @ Sep 5 2020, 03:51 PM)
I am still confused.
Please bear with me.
Which currency I should look at to know my actual profit? in USD (TWR 1.5%) or MYR (TWR 0.97%)?

Graph USD
user posted image
Graph MYR
user posted image
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U r investing in USD with MYR. If u wan to know ur estimated return, look at MYR because u can only withdraw the same currency u deposited.

Why estimated return, that is because once u submit for withdrawal, it will take SA few more days to process ur sell request.
sohailili
post Sep 6 2020, 12:20 PM

On my way
****
Junior Member
527 posts

Joined: Aug 2007
From: lost


QUOTE(mastermindsos @ Sep 5 2020, 10:58 PM)
Not planning to time, just wondering which one would return higher profit in the long run.
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QUOTE(lee82gx @ Sep 6 2020, 11:19 AM)
Recommend u just start another portfolio and diversify a bit. If there is a good guarantee one is higher than the other, wouldn't everyone just go straight to it.

The reason one portfolio is higher percentage risk than another is simply it has higher chance of going up, AND down....
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even if u were to start diversifying into different risk index portfolio, no 2 same risk portfolio will be the same.
ur DCA and my DCA timing is different. unless we are in sync on DCA and SA actually process our batch together.

just stick to what u have now and DCA for a longer period before u decide if it actually meets ur investment target. if not, switch or move out.
sohailili
post Oct 14 2020, 08:18 AM

On my way
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Junior Member
527 posts

Joined: Aug 2007
From: lost


QUOTE(blibala @ Oct 13 2020, 11:48 PM)
Reduce risk got sell and buy back again? also involve currency exchange right?
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no currency exchange as u only instruct SA to sell (USD) and buy (USD).. if u withdraw then u will have currency exchange incurred on withdrawals as u can only withdraw MYR, not USD

This post has been edited by sohailili: Oct 14 2020, 08:19 AM
sohailili
post Jan 6 2021, 10:19 AM

On my way
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Junior Member
527 posts

Joined: Aug 2007
From: lost


DCA all the way... i bumped my weekly amount around Oct-Nov
graph performance is combination for both 20% SRI n 36% SRI. weekly DCA allocation = 25% to 20% SRI and 75% to 36% SRI

Attached Image


» Click to show Spoiler - click again to hide... «

sohailili
post Jan 26 2021, 01:40 PM

On my way
****
Junior Member
527 posts

Joined: Aug 2007
From: lost


I think when one starts to invest in Stashaway, one should understand that you actually allowed/permitted Stashaway to handle it for you be it rebalance or optimize your portfolio. If you still nit-pick or trying to time how Stashaway handles it, DIY a better option?

QUOTE(CaptainGrindy @ Jan 26 2021, 12:43 PM)
I get u. im thinking about the entry point
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The best time to plant a tree was 20 years ago. The second best time is now.
sohailili
post Mar 15 2021, 08:44 AM

On my way
****
Junior Member
527 posts

Joined: Aug 2007
From: lost


QUOTE(phekjoo @ Mar 14 2021, 10:14 PM)
how did your stashaway profile performed when covid became a pandemic last year?
did it crash badly and how fast it recovered?
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DCA weekly (yeah, sound dumb to some here but im sticking to my DCA)
Recovery starting mid May 2020

Attached Image
sohailili
post Mar 15 2021, 11:17 AM

On my way
****
Junior Member
527 posts

Joined: Aug 2007
From: lost


QUOTE(tehoice @ Mar 15 2021, 09:41 AM)
smooooothhhhh curve you have there.

keep it up  rclxms.gif

honestly, why are we discussing endlessly on timing the market.

just let SAMY do its job. if you wanna time the market, better off buying from the market yourself, right.
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thks bro. ikr. y wanna time market with Stashaway? everything u do got delay.


QUOTE(neo_lam @ Mar 15 2021, 09:50 AM)
is this 36% SRI?
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combination of 22% n 36% SRI. but only about 15% fund channel to 22% SRI. the plan is, next optimization will sell off 22% completely n channel all to 36% SRI.
sohailili
post Mar 16 2021, 06:49 PM

On my way
****
Junior Member
527 posts

Joined: Aug 2007
From: lost


QUOTE(wKkaY @ Mar 16 2021, 06:05 PM)
Let's not forget that SAMY's fees are annual, whereas brokerages can have zero annual fees.

We just came out of an incredible bull run in 2020, but if the market moves sideways, you might start to question the fees you pay sweat.gif
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Correct me if i am wrong. There's a reason for re-optimisation right? Once economic cycle change, their so called AI or algorithm will determine the next best ETFs to invest in. Hence sideway market may not have much impact on our investment.
sohailili
post Mar 16 2021, 08:05 PM

On my way
****
Junior Member
527 posts

Joined: Aug 2007
From: lost


QUOTE(honsiong @ Mar 16 2021, 07:33 PM)
The portfolio updates are constructed MANUALLY by Freddy and his team. There is no AI or algorithm at work, they decided its time to push ppl to new portfolios, they just release it.
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Woops. Thks for highlighting the manual part. Which mean optimization is done fully manually. So the algo part is purely on portfolio construction.

All the while ny understanding was ERAA was built as 'a system' to determine the economic cycle to but then freddy's team will still have the final say.

This post has been edited by sohailili: Mar 16 2021, 08:14 PM
sohailili
post Mar 17 2021, 07:48 AM

On my way
****
Junior Member
527 posts

Joined: Aug 2007
From: lost


QUOTE(pinksapphire @ Mar 16 2021, 11:56 PM)
I'll get reprimanded for asking this, but I browsed information on recurring deposit and the posts here mentioned about monthly settings, which I can also see from SA app. How do you guys do it for weekly? Or some people even do it daily. I'm not familiar with Jompay, which I've seen been mentioned some times here, if that's the solution, I appreciate your patience in explaining to me. Thanks.
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CIMB Jompay allows u to set weekly deposit.
Attached Image
sohailili
post Mar 17 2021, 09:32 AM

On my way
****
Junior Member
527 posts

Joined: Aug 2007
From: lost


QUOTE(pinksapphire @ Mar 17 2021, 09:17 AM)
Oh my, have to set up manual deposit. That's not very 'auto' friendly then.
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If you are planning to deposit weekly on a fixed amount basis,

1. Set monthly deposit in Stashaway
2. Set weekly deposit via CIMB jompay
sohailili
post Mar 17 2021, 09:47 AM

On my way
****
Junior Member
527 posts

Joined: Aug 2007
From: lost


QUOTE(DragonReine @ Mar 17 2021, 09:43 AM)
Doesn't work that way, SA won't invest the money until hit the full amount (I tested b4), so in the end it's effectively only a monthly deposit.
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been on this setup close to 2yrs now

1. Set monthly xx amount in stashaway.
2. CIMB jompay xx amount on weekly basis.
(xx amount is the same. If i set 50 at Stashaway monthly deposit, i set 50 for jompay transfer)

Monday jompay transfer
Monday Stashaway confirm fund received
Monday/Tuesday fund conversion to USD
Monday/Tuesday/Wednesday buy order
sohailili
post Apr 28 2021, 03:13 PM

On my way
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Joined: Aug 2007
From: lost


» Click to show Spoiler - click again to hide... «


Bro, mind if I ask how long have you invested to get this return?

My SRI36% slightly over 2yrs MWR 47.59%

My weekly DCA chart
Attached Image

This post has been edited by sohailili: Apr 28 2021, 03:14 PM
sohailili
post Aug 5 2021, 11:25 AM

On my way
****
Junior Member
527 posts

Joined: Aug 2007
From: lost


Saw the below remarks when updating the Stashaway app on playstore

WHAT’S NEW
A release with no new features?! Why aren’t we working harder?! This release just has a few tweaks here and there to improve usability, discoverability, and feedback submissions.But we’ll leave you with a cliffhanger: We’ve got something BIG for you coming very, very, very soon.

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