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Investment StashAway Malaysia, Multi-Region ETF at your fingertips!

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Ramjade
post Nov 1 2019, 11:45 PM

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QUOTE(-CoupeFanatic- @ Nov 1 2019, 08:47 AM)
Yea i get your point there. You are an experienced investors already, this shouldn't be an issue for you. If there were to be any advice to us newbies, would you say that there is no right or wrong investment strategies? and that one should always practice what works for them instead of following blindly the footsteps of others right?

Thank you for your valuable input biggrin.gif
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Actually I am still learning. But from observation money is made when you are buying low (when everyone is selling) vs buying high.
Ramjade
post Nov 23 2019, 12:02 PM

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QUOTE(coolguy99 @ Nov 23 2019, 09:28 AM)
No news but I am testing it using SA SG. My only concern is that it will be difficult to liquidate, trying out to see how easy it is to withdraw. If it’s easy I will be parking my money there.
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Same here. I emailed them and ask how long will it take for money to come out. Looking forward to your experiment.
If fast it will be my go to parking place for SGD.
Ramjade
post Feb 2 2020, 06:27 PM

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QUOTE(1tanmee @ Feb 2 2020, 05:09 PM)
My funds are taking a hit, with the news development on coronavirus. almost wiped out all gains made since first deposit. should i withdraw for the moment until the dust settles, or continue DCA?
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ETF investing is about DCAing. Means regardless of market condition you buy same amount of cash.

If you cash out = lock in loss = buy high and sell low.
You are not taking opportunity to average out your buying price.
Ramjade
post Feb 5 2020, 01:50 PM

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QUOTE(1tanmee @ Feb 4 2020, 06:44 PM)
GUYS!!!! huge shout to you lots for knocking some sense to me. Now my returns are back in the green. imagine if i had followed my emotions and withdrawed!!

alright, in future will just DCA ( i am planning RM50/week deposit on Sun for Monday transfer) and NOT monitor my funds daily!
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This only 2% drop. Try 15%. I am drooling at aspect of 15% drop.
Ramjade
post Feb 28 2020, 08:08 AM

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QUOTE(annoymous1234 @ Feb 28 2020, 12:38 AM)
Mine is 22% only but drop so much, to gain is hard, lose is easy. Sakit hati cry.gif
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QUOTE(seiluen @ Feb 28 2020, 01:08 AM)
my 6 month gained all wipe out dy. now become negative  doh.gif
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Welcome to the world of investing. Whoever said investing is going to be a bed of roses and smooth sailing clearly lie or deliberately leave this out. All like to paint nice upcoming graph.

Best part about Red market, the panic it creates. Everyone panic and sell. The buying opportunities it create.
Ramjade
post Feb 29 2020, 06:15 PM

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QUOTE(honsiong @ Feb 29 2020, 06:02 PM)
SA is the easiest way to park your assets outside Malaysia right now.

I am very very pessimistic with where this country is going as of now.
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Agreed.
Ramjade
post Mar 4 2020, 12:05 AM

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QUOTE(not timid n slow @ Mar 3 2020, 11:58 PM)
sigh. i am a noob when it comes to investing

tried to read the fund super smart and stash away threads but i fainted after 5 minutes
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What's so difficult?
You opened an account and answer a few questions.
Then you put in money every month without fail. Voila. Investment made easy.
You don't even need to analyse anything.
You don't even need to know what you are buying.
All you need is put in money.

Not my way though.

This post has been edited by Ramjade: Mar 4 2020, 12:06 AM
Ramjade
post Mar 9 2020, 11:08 AM

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QUOTE(Quazacolt @ Mar 9 2020, 09:40 AM)
Isn't that going against the point of Robo advisors? Lol
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Robo advisors can't time the market for you.
Ramjade
post Jul 25 2020, 12:41 PM

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QUOTE(majorarmstrong @ Jul 25 2020, 12:37 PM)
when you start?
if uncle has such return i will withraw and call it a year
cause i look for 6% to 8% saja
most of my FD is 10 per account
so i am putting into all available options like RAIZ, SAMY, WAHED and DCA till 10k then stop
Also some in eUT
and some in PMO
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Avoid raiz and pmo.
Rauz is basically but amanah saham variable price fund which you can do yourself. Public mutual marketing only. Returns like shit.
Ramjade
post Sep 1 2020, 04:51 PM

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QUOTE(Sammie7 @ Sep 1 2020, 04:27 PM)
so it's not a good time to enter now?
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Of course not. Market at all time high.
If you think valuation does not matter then buy.
If you think companies can be profitable next year buy.

If you have a roaring economy, rising stock price yes. Make sense. But economy like shit and stocks going up even though stock fundamental s are bad. Nope. Not for me
Ramjade
post Sep 1 2020, 06:31 PM

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QUOTE(GrumpyNooby @ Sep 1 2020, 04:53 PM)
Still pumping money into S-REIT?
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I stop long time ago when it became overvalued. Took some shots during march sell down. Was early by a week but still 10% dividends. Pretty good. Waited for it to drop more and market just reverse. sad.gif
Ramjade
post Sep 2 2020, 08:23 PM

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QUOTE(datolee32 @ Sep 2 2020, 08:17 PM)
Received email from SAMY, seems like they very encouraging us to do DCA.

user posted image
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Of course. The more you buy, the more fees they get to collect.
Ramjade
post Sep 3 2020, 09:47 AM

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QUOTE(zstan @ Sep 3 2020, 08:07 AM)
U deposit one lump sum or DCA they still get the same amount lah
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That's why asking you to continue buying.
Ramjade
post Sep 3 2020, 10:34 AM

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QUOTE(tsutsugami86 @ Sep 3 2020, 10:02 AM)
Then got which platform (except for EPF, SSPN & other government base platform) provide free service to help people invest ?
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If you look overseas trading212
Ramjade
post Sep 3 2020, 11:22 AM

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QUOTE(zstan @ Sep 3 2020, 11:09 AM)
no such thing as free. they either charge higher currency conversion or have very wide spread prices
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Kindly take a look. I have already taken a look and I like it. But sadly I have Interactive broker already.

This post has been edited by Ramjade: Sep 3 2020, 11:24 AM
Ramjade
post Sep 3 2020, 11:52 AM

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QUOTE(zstan @ Sep 3 2020, 11:29 AM)
lol no thanks. the app can dissappear anytime. no regulations in place.
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Actually they are regulated by UK govt.
Anyway OT already
Ramjade
post Dec 13 2020, 08:02 PM

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QUOTE(ericlaiys @ Dec 13 2020, 07:45 PM)
did anyone really calc does stashaway simple provide 2.4% every month?
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It's not 2.4% every month. It's 2.4%/12 months. You get around 0.2% every month.
Ramjade
post May 25 2021, 01:07 AM

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QUOTE(flying_manatee @ May 25 2021, 12:29 AM)
Thx bro. So you also feel it's better to put it in now rather than to try and time the market and put it in at a low point?

The other amount of money hasn't arrived yet, but I'd probably put it in tranches like you mentioned.
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If you are scared always have spare cash laying around. Of course when market crash you have the guts to buy or not biggrin.gif

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