Outline ·
[ Standard ] ·
Linear+
Investment StashAway Malaysia, Multi-Region ETF at your fingertips!
|
Ramjade
|
Nov 1 2019, 11:45 PM
|
|
QUOTE(-CoupeFanatic- @ Nov 1 2019, 08:47 AM) Yea i get your point there. You are an experienced investors already, this shouldn't be an issue for you. If there were to be any advice to us newbies, would you say that there is no right or wrong investment strategies? and that one should always practice what works for them instead of following blindly the footsteps of others right? Thank you for your valuable input  Actually I am still learning. But from observation money is made when you are buying low (when everyone is selling) vs buying high.
|
|
|
|
|
|
Ramjade
|
Nov 23 2019, 12:02 PM
|
|
QUOTE(coolguy99 @ Nov 23 2019, 09:28 AM) No news but I am testing it using SA SG. My only concern is that it will be difficult to liquidate, trying out to see how easy it is to withdraw. If it’s easy I will be parking my money there. Same here. I emailed them and ask how long will it take for money to come out. Looking forward to your experiment. If fast it will be my go to parking place for SGD.
|
|
|
|
|
|
Ramjade
|
Feb 2 2020, 06:27 PM
|
|
QUOTE(1tanmee @ Feb 2 2020, 05:09 PM) My funds are taking a hit, with the news development on coronavirus. almost wiped out all gains made since first deposit. should i withdraw for the moment until the dust settles, or continue DCA? ETF investing is about DCAing. Means regardless of market condition you buy same amount of cash. If you cash out = lock in loss = buy high and sell low. You are not taking opportunity to average out your buying price.
|
|
|
|
|
|
Ramjade
|
Feb 5 2020, 01:50 PM
|
|
QUOTE(1tanmee @ Feb 4 2020, 06:44 PM) GUYS!!!! huge shout to you lots for knocking some sense to me. Now my returns are back in the green. imagine if i had followed my emotions and withdrawed!! alright, in future will just DCA ( i am planning RM50/week deposit on Sun for Monday transfer) and NOT monitor my funds daily!This only 2% drop. Try 15%. I am drooling at aspect of 15% drop.
|
|
|
|
|
|
Ramjade
|
Feb 28 2020, 08:08 AM
|
|
QUOTE(annoymous1234 @ Feb 28 2020, 12:38 AM) Mine is 22% only but drop so much, to gain is hard, lose is easy. Sakit hati  QUOTE(seiluen @ Feb 28 2020, 01:08 AM) my 6 month gained all wipe out dy. now become negative  Welcome to the world of investing. Whoever said investing is going to be a bed of roses and smooth sailing clearly lie or deliberately leave this out. All like to paint nice upcoming graph. Best part about Red market, the panic it creates. Everyone panic and sell. The buying opportunities it create.
|
|
|
|
|
|
Ramjade
|
Feb 29 2020, 06:15 PM
|
|
QUOTE(honsiong @ Feb 29 2020, 06:02 PM) SA is the easiest way to park your assets outside Malaysia right now. I am very very pessimistic with where this country is going as of now. Agreed.
|
|
|
|
|
|
Ramjade
|
Mar 4 2020, 12:05 AM
|
|
QUOTE(not timid n slow @ Mar 3 2020, 11:58 PM) sigh. i am a noob when it comes to investing tried to read the fund super smart and stash away threads but i fainted after 5 minutes What's so difficult? You opened an account and answer a few questions. Then you put in money every month without fail. Voila. Investment made easy. You don't even need to analyse anything. You don't even need to know what you are buying. All you need is put in money. Not my way though. This post has been edited by Ramjade: Mar 4 2020, 12:06 AM
|
|
|
|
|
|
Ramjade
|
Mar 9 2020, 11:08 AM
|
|
QUOTE(Quazacolt @ Mar 9 2020, 09:40 AM) Isn't that going against the point of Robo advisors? Lol Robo advisors can't time the market for you.
|
|
|
|
|
|
Ramjade
|
Jul 25 2020, 12:41 PM
|
|
QUOTE(majorarmstrong @ Jul 25 2020, 12:37 PM) when you start? if uncle has such return i will withraw and call it a year cause i look for 6% to 8% saja most of my FD is 10 per account so i am putting into all available options like RAIZ, SAMY, WAHED and DCA till 10k then stop Also some in eUT and some in PMO Avoid raiz and pmo. Rauz is basically but amanah saham variable price fund which you can do yourself. Public mutual marketing only. Returns like shit.
|
|
|
|
|
|
Ramjade
|
Sep 1 2020, 04:51 PM
|
|
QUOTE(Sammie7 @ Sep 1 2020, 04:27 PM) so it's not a good time to enter now? Of course not. Market at all time high. If you think valuation does not matter then buy. If you think companies can be profitable next year buy. If you have a roaring economy, rising stock price yes. Make sense. But economy like shit and stocks going up even though stock fundamental s are bad. Nope. Not for me
|
|
|
|
|
|
Ramjade
|
Sep 1 2020, 06:31 PM
|
|
QUOTE(GrumpyNooby @ Sep 1 2020, 04:53 PM) Still pumping money into S-REIT? I stop long time ago when it became overvalued. Took some shots during march sell down. Was early by a week but still 10% dividends. Pretty good. Waited for it to drop more and market just reverse.
|
|
|
|
|
|
Ramjade
|
Sep 2 2020, 08:23 PM
|
|
QUOTE(datolee32 @ Sep 2 2020, 08:17 PM) Received email from SAMY, seems like they very encouraging us to do DCA.  Of course. The more you buy, the more fees they get to collect.
|
|
|
|
|
|
Ramjade
|
Sep 3 2020, 09:47 AM
|
|
QUOTE(zstan @ Sep 3 2020, 08:07 AM) U deposit one lump sum or DCA they still get the same amount lah That's why asking you to continue buying.
|
|
|
|
|
|
Ramjade
|
Sep 3 2020, 10:34 AM
|
|
QUOTE(tsutsugami86 @ Sep 3 2020, 10:02 AM) Then got which platform (except for EPF, SSPN & other government base platform) provide free service to help people invest ? If you look overseas trading212
|
|
|
|
|
|
Ramjade
|
Sep 3 2020, 11:22 AM
|
|
QUOTE(zstan @ Sep 3 2020, 11:09 AM) no such thing as free. they either charge higher currency conversion or have very wide spread prices Kindly take a look. I have already taken a look and I like it. But sadly I have Interactive broker already. This post has been edited by Ramjade: Sep 3 2020, 11:24 AM
|
|
|
|
|
|
Ramjade
|
Sep 3 2020, 11:52 AM
|
|
QUOTE(zstan @ Sep 3 2020, 11:29 AM) lol no thanks. the app can dissappear anytime. no regulations in place. Actually they are regulated by UK govt. Anyway OT already
|
|
|
|
|
|
Ramjade
|
Dec 13 2020, 08:02 PM
|
|
QUOTE(ericlaiys @ Dec 13 2020, 07:45 PM) did anyone really calc does stashaway simple provide 2.4% every month? It's not 2.4% every month. It's 2.4%/12 months. You get around 0.2% every month.
|
|
|
|
|
|
Ramjade
|
May 25 2021, 01:07 AM
|
|
QUOTE(flying_manatee @ May 25 2021, 12:29 AM) Thx bro. So you also feel it's better to put it in now rather than to try and time the market and put it in at a low point? The other amount of money hasn't arrived yet, but I'd probably put it in tranches like you mentioned. If you are scared always have spare cash laying around. Of course when market crash you have the guts to buy or not
|
|
|
|
|