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Investment StashAway Malaysia, Multi-Region ETF at your fingertips!

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GrumpyNooby
post May 21 2020, 10:14 AM

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QUOTE(BboyDora @ May 21 2020, 10:13 AM)
stashaway is a mutual funds? got annual fees rate confused.gif
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It's a platform investing into ETFs and there's annual management fee billed monthly.

This post has been edited by GrumpyNooby: May 21 2020, 10:15 AM
GrumpyNooby
post May 21 2020, 11:53 AM

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QUOTE(tehoice @ May 21 2020, 11:44 AM)
Yeah, noted on that too, why i say so initially is because

before re-optimisation
36% risk index has more US equities
18% risk index has lower US equities exposure

Now after re-optimisation
is the other way round.
Where as, the 36% risk index has more exposure in the East part of the world instead.
Thanks for the information mate.
hmmm, at 30% risk index, they starting to have some exposure in bonds already.
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The US exposure is rather disappointing.
The fast growth ETF has been dropped out which is XLK.
Now, they only invests into IJR, XLV and XLY for US region.

This post has been edited by GrumpyNooby: May 21 2020, 11:53 AM
GrumpyNooby
post May 21 2020, 02:02 PM

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After waited for close to 3 months, portfolio of 36% back into green region in term of USD. Fuh! sweat.gif
GrumpyNooby
post May 21 2020, 05:09 PM

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Just discovered that their 6.5% and 8% portfolio has exposure to Japanese equity. hmm.gif
GrumpyNooby
post May 21 2020, 05:34 PM

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QUOTE(tadashi987 @ May 21 2020, 05:30 PM)
got meh, which ETF
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iShares MSCI Japan ETF (EWJ)

https://www.etf.com/EWJ

Risk rating: 6.5
user posted image

Risk rating: 8
user posted image

At 10%, it is no longer there.

This post has been edited by GrumpyNooby: May 21 2020, 05:44 PM
GrumpyNooby
post May 21 2020, 05:55 PM

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Will this has impact on KWEB?

Senate passes bill to delist Chinese firms from exchanges

https://www.thestar.com.my/business/busines...-from-exchanges
GrumpyNooby
post May 21 2020, 08:44 PM

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Baidu considers leaving the Nasdaq to boost its valuation: Sources

https://www.channelnewsasia.com/news/busine...uation-12757260
GrumpyNooby
post May 22 2020, 09:10 AM

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QUOTE(SwarmTroll @ May 22 2020, 09:08 AM)
If we put the money in SA and it receives it today, they won't invest until next wednesday no?
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If the currency conversion completed by this evening, it'll be invested by tonight.
GrumpyNooby
post May 22 2020, 09:13 AM

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QUOTE(fjoru103 @ May 22 2020, 09:13 AM)
Any like cut off time?
Also JomPay quicker or IBG, so far I did IBG macam slow
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Fund must reach their trust account at Citibank by 10am.

IBG GIRO is not instant and has to be executed according to IBG schedule by Paynet.

This post has been edited by GrumpyNooby: May 22 2020, 09:15 AM
GrumpyNooby
post May 22 2020, 09:31 AM

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QUOTE(fjoru103 @ May 22 2020, 09:30 AM)
Thanks mate, finally i got to know the time, so JomPay is instant?
Sorry I never use it before
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I don't know but I always use JomPay.

This post has been edited by GrumpyNooby: May 22 2020, 09:31 AM
GrumpyNooby
post May 22 2020, 11:06 AM

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QUOTE(oldsoulguy @ May 22 2020, 11:01 AM)
Oh no, does it mean it's too late to make a transfer now via IBG Giro? Knowing that it's after 10am now.
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As per IBG schedule, after 11am, money will reach recipient after 8pm.


GrumpyNooby
post May 22 2020, 11:11 AM

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QUOTE(ahpooki @ May 22 2020, 11:07 AM)
i put in 50k last year (from dec 2018 - jul 2019), made 10k when i withdrew all end july. slowly put back in, so far 35K, still at that figure since august 2019.
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And what is your risk rating for both occasions?
GrumpyNooby
post May 22 2020, 11:16 AM

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QUOTE(seancl85 @ May 22 2020, 11:15 AM)
yeah whats ur risk?
if put in now before 12pm should be enter by tonight i think
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My risk rating is 36% since Day 1.
GrumpyNooby
post May 22 2020, 01:02 PM

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Do take note that 36% today's portfolio is not similar to 36% portfolio few months ago even including last year.
GrumpyNooby
post May 24 2020, 09:50 AM

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QUOTE(brokenbomb @ May 24 2020, 09:32 AM)
Yes

A very major bummer

*raising cash to BTFD
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What is BTFD?
GrumpyNooby
post May 25 2020, 07:06 AM

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QUOTE(mr_tuzki @ May 25 2020, 02:01 AM)
Yes, but there's also VCA (value cost averaging) which makes more sense. Say you're DCA-ing RM100/week. When there's a crash/dip, put more in, say RM200/300 and skip the next few weeks. Gets more bang for your buck. Don't have to follow DCA so rigidly.

Btw, if i lump sum in now, since Monday & Tues is public holiday here, when would be the currency exchange & ETF purchase in SA? Thursday?
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Wednesday will receive your money and do currency conversion.
Thursday will perform BUY order and complete it.
GrumpyNooby
post May 25 2020, 09:30 AM

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QUOTE(stormseeker92 @ May 25 2020, 09:28 AM)
Two times I deposited on Sunday and the conv and buy order on the same day Monday. Dunno if it can happen again.
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What I'm saying is standard average lead time.
It could be faster or slower.
I encountered situation longer than 2 days too with JomPay channel.
GrumpyNooby
post May 25 2020, 10:28 AM

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QUOTE(stormseeker92 @ May 25 2020, 10:24 AM)
Okay fair enough. but wouldnt it be fantastic if it could be cleared on the same day.
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I wish too.
Can you send them emails to force them to improve their lead time?
Shoot them to ensure that all deposit, conversion & buy order can be completed within a day and effects can be seen tomorrow around lunch time.
GrumpyNooby
post May 25 2020, 10:51 AM

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QUOTE(woonsc @ May 25 2020, 10:50 AM)
If you want this,, minimum deposit might be raised..
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I have no concern with the average lead time of 2 days.
And I'm not the who complained for such lead time.
I'm just sharing my experience.
GrumpyNooby
post May 26 2020, 12:01 PM

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QUOTE(iamwilliamcwl @ May 26 2020, 11:56 AM)
What is the difference between Stashaway and Public Mutual?
Looking for advise which platform is better to grow our money
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Stashaway: platform to buy ETFs; cannot select which ETF to be included into portfolio; only can adjust risk %
Public Mutual: platform to buy unit trusts/mutual funds (mainly exclusive to the funds under its own management); can freely choose which fund to buy according to your preference.

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