The crytocurrency world is super duper exciting.
You're welcomed to enter.

ESG is new investment theme now.

More and more companies are into ESG compliant now.

You won't be surprised if those mega tech companies are in the holdings.

To really spread the risk, make sure that the 3 portfolios have the least or non overlapping ETFs.

What is SAMY (apart from Simple™) investing into?

I see MyTheo also includes a ESG ETF called iShares MSCI USA ESG Select ETF (SUSA)

Sales starts ... faster top up or DCA or whatever you guys want to call/name/term.

Hope it could last as you forecasted.
May be I can put in more money on next Monday instead of today.

This post has been edited by GrumpyNooby: Feb 26 2021, 09:23 AM

Please don't scare people.
It's people money and its decision to do anything with it; risk down, top up or full withdrawal.

The power of DCA regardless of market condition.

I can top up via eUT.
Today is the last day though.

What is the reason by the way? Can educate me?

Those DCA scholar won't agree with you.
Later they post a smoothening DCA chart to prove that regardless of market conditions, DCA willl and always prevail.

This post has been edited by GrumpyNooby: Feb 26 2021, 09:32 AM

Wow, the word itself does carry a meaning.

Unit trust funds which you may have no interest with

App update for Android

//Have you heard? We're now managing more than $1 billion USD. Thanks to everyone who was part of this milestone. We can't wait to celebrate your financial milestones, too!

While we do like celebrating, we also love working (seriously, we do). With this release, we've added a new Academy course. Check out 'A Deep Dive into StashAway's Asset Allocation Investment Framework', and hear our CIO, Freddy, explain everything you need to know about our investment framework. It pairs nicely with popcorn.

Not at all, you're bringing the beauty of DCA to the next level.

Sales is back again.
Time to load more ...

US 10-yr Treasury yield to hit 1.9% by year end

NEW YORK: Stronger economic data should push the benchmark 10-year U.S. Treasury yield up to 1.9% by the end of 2021, according to Goldman Sachs' latest forecast released on Thursday.

Expectations that government stimulus and a countrywide coronavirus vaccination program are fueling an economic rebound in the United States have pushed Treasury yields higher in recent weeks, a move that has reverberated throughout global markets and weighed on U.S. stocks.

The 10-year yield, which began 2021 at 0.930%, hit a high of 1.614% on Feb. 25 and was trading around 1.55% on Thursday.

https://www.thestar.com.my/business/busines...-19-by-year-end

Fed pledges patience, says easy policy appropriate

WASHINGTON: U.S. Federal Reserve Chair Jerome Powell on Thursday repeated his pledge to keep credit loose and flowing until Americans are back to work, rebutting investors who have openly doubted he can stick to that promise once the pandemic passes and the economy surges on its own.

With vaccines rolling out and the government fiscal taps open "there is good reason to think we will make more progress soon" toward the Fed's goals of maximum employment and 2% sustained inflation, Powell told a Wall Street Journal forum.

But "even if that happens it will take substantial time...We want labor markets consistent with our assessment of maximum employment. That means all of the things," Powell said in reference to hopes for not only a low unemployment rate but wage and job gains that flow to minorities and others often left out of the first stages of an economic rebound.

"I want to be clear about this," Powell said in anchoring the Fed's promise to keep its near zero interest rates and monthly bondbuying intact. Even if prices jump as anticipated this spring,"I expect that we will be patient," and not change monetary policies that need to remain supportive until the economy is "very far along the road to recovery," Powell said.

His comments, likely the last before a press conference on March 17 following the Fed's next policy meeting, set aside concern that a recent rise in U.S. Treasury yields might spell trouble for the Fed as investors push up borrowing costs the central bank wants to keep low for firms and families looking to finance major purchases and investments.

https://www.thestar.com.my/business/busines...icy-appropriate

Regarding your recent drop in returns

The reality is that in the short term, investing can certainly feel like a bumpy ride, because the markets react in unpredictable ways to company-specific news, geopolitical events, and more. These reactions lead to market ups and downs that we know are inevitable, yet these short term swings can still distract us from our long-term investment plan.

I’m here to emphasise that these substantial ups and downs are exactly why it’s crucial that you keep your emotions out of investing and stick to your plan.

When you log in and see your investments doing well, this doesn’t mean you can abandon your monthly investment plan and put more money in! You’ll be buying high, and then you’ll see inflated losses later on.

And, when you log in and see your investment not doing as well as you'd like, you shouldn't turn off your monthly investment plan just because you fear that you’re losing too much money. It’s in times such as these that it’s cheap to buy.

Not convinced that you shouldn't react to short-term volatility? Check out the S&P500's performance from Bloomberg over a 6-month period:



Ok, now let’s zoom out to the S&P 500's performance over a 15 year period, where that 6-month performance is circled below:



The lesson here is that the markets average upwards in the long term, and so you need to stick to your investment plan to catch that wave. In other words, don’t make emotional decisions.

So, whenever you experience a sudden increase or sudden decrease in returns, remember to think about the big picture, and don’t get too excited, or too upset.

If you have any questions about your investment strategy and deposit plan, you can always reach out to our client engagement team, and they’ll be happy to walk you through the best way to set up your investments.

Yours in investing,
Freddy
Co-founder and CIO