i have no short term forecast.   

In the longer term, we may see the same thing happen as in 08/09 to 2011 with incessant QE. 
Gold has always been a hedge. Let's see.

I'm not going to complain for another 2009, I will be dead happy to dump in more, sp500 that is. in fact if I wanna complain, with kweb dropped over 50% , like u said all portfolio has kweb, aren't we already in a '' 2009'' but China style?

We are on the recover run, yet my returns are same as putting in FD or perhaps lowers.

I don't mind they want to re opt this that, whatever they buy this year, last year and even previous years, if they have just not do anything it will grow better than they buy sell buy sell now.

Happened to vgk, spem, gld, ijr and more. Look at the new xle as an example, if they set to buy beginning of the year, it will have decent growth.

As of all investment the power comes from compound, doing this just kills off the tail end of exponential returns.

I know people is not going to agree with me, and will continue to lick off SA boots just to feel better. My Sp500 portfolio dosent lie

If being a Bogle heads get me better returns, glad to be one.

I also should stay away from this thread , starts to feel like a cult than proper discussion.

Yeah, i know definitely will got people saying "judging based on 1 year is blah3", but it does not cover the fact that SA is the only(?) robo-adviser that is getting negative return since the so-called "ATH of kweb", hence ATH of 36% portfolio too(?) during around mid-feb period, which is when i started my 36% portfolio too. Just stating the fact. Sad me is sad, dca every week for half year already, portfolio still going south... Move KWEB, move! Lol

.................

Curious, how much do u all invest in Stashaway and how much is too much? Any protection like PIDM?

for those selected any SRI,
example if taking this 36% SRI for example...."99% chance of not losing more than 36% in a single year" in another word 1% chance of losing 36% in a single year

they have to be prepare to accept that there is a possibility of very high chances of getting losses in 5, 10, 15, 20 or 25% in a single year in a 36% SRI portfolio
(for i think it is logical for the chances to be much higher on the possibility of losing 5% than 36% in a single year)

WOW, if only think of the possible % of upside on the long terms  36% SRI is a go go port for many

🤷‍♀️ it is what it is, prolonged discount period

In a fantasy world where I own the magic crystal ball where it somehow can only show me ETF prices, I'd sell S&P500 at its peak of this great run then lumpsum all in to capture the bottom of this discount knowing it'd somehow go up by 50% in the next 6 month.

But ultimately I am just a filthy commoner having to live with my choices. VWRA+SA and chill, it'd all even out on a 30 year horizon. I'm not good at trading, the more I touch my portfolio the more likely I am going to burn myself a permanent scar after a few small victories 
Debunking "High Risk, High Return"

You'd be surprised, the best risk-to-reward portfolio is actually 22% SRI if I recall correctly.

Can always pick a time and lower SRI down to say, 10% permanently - which is same as reducing equities and increasing ballast assets in manual portfolios - 10% SRI is actually more than enough to support most common SWR.

Just cash out and accept that you are willing to trade future potential earning for a peace of mind for the rest of the journey.

SRI 36 sailang KWEB

Well since KWEB fell like 12% in the past few days, about most of deposits are going to KWEB to readjust that allocation.

94% of my recent (16/8) investment went into KWEB

its your right to have doubts naturally, all I said was most of the deposit went into KWEB, a few times it was even purely KWEB.
Just sharing on the allocation. no need to go into detailed calculations, thats not why I use Stashaway.

looks like if those that are currently having the TWR of KWEB seriously/heavily in RED in their SA portfolio and are not looking for KWEB to be having a good prospect in the near future,...
i think should just "STOP" to top up now as majority/ALL of their top up will be going into KWEB
unless the top up value can fill up the required KWEB allocation and only then it will then flows into other allocation

if one think that KWEB will rise in the near future, and any top now is a good opportunity to buy more (quote borrowed from post 15655) " it is what it is, prolonged discount period"

Exiting now is locking my losses. I may be contradicting myself, I will still occasionally pop in 1 or 2k if it goes lower for kweb.

Meanwhile I will DCA elsewhere.

I just don't agree with people :heeeeeyyy I trust Freddy from SA to death, here's my money papa.

In the end SA, Wahed, mytheo, akrunow, etoro or even other mutual funds are just platforms. We make our own judgment how much and how we want to invest. Fully commit to 1 platform? I have my reservation.

If SA don't do their re opt so often, I might be still able to continue on SA. I don't want to earn margin, I want to earn the tail end of the exponential curve, surely SA reopt practices aren't bringing me there.
If anyone of here still concern about '' long term''.

Exactly.

Which is a mistake I made before jumping in SA. if I were to know SA operate so similarly to UT, I would have gone UT.

I think the right thing for me to do now is just leave it here(time in the market) if really for the long term, just at the very least beat FD for me, if not SA can tutup kedai d. If can't beat FD, then whoever working in SA can just be considered as some xin ka only, regardless their background.

Investing is simple, broad index or etf, dca, don't touch it. That's what passive investment is.

But some here confirm will defend SA. Even though everyone's money is at stake. So what gives, in the end my growth elsewhere in numbers matters.

Anyone got any idea to solve this "dislike" without telling "you don't like, u get out of SA?"