where to download ur spread sheet to test drive?

Hi guys newbie here. Let say I have deposited one time in stashaway and then plan to dca weekly. Can I proceed using previous JOMpay code and reference number 1 without going into the stashaway website. i confused cuz when 1st deposited stashaway asked for planned value, I wonder if the ref number 1 will change with amount.

One thing , once deposited into my account, if you need to reallocate fund to other portfolio, currency rate will change.
Is there any way to avoid this happen?

thanks for the info 
"what you are buying" - is this recommended by StashAway base on risk assessment or I have to decide my self ?

Stashaway do not have nomination feature like epf. So in time of untimely demise, the family will have to claim through will and lawyer?

i have a question:

IF the portfolio allocations of SA is fixed anyway and there is no AI involved, one can easily use the same portfolio and buy in directly into the ETFs yourself and save the SA charges?

Good points.  We may gain in the Forex with SA. Seems their rates are pretty good.
As for ETF trading, it is the brokerage charges.

.....
Then u will not will need the will as it may clash in the distribution.

Hey guys, is it normal for your initial investment to take a long time to process? Scheduled a deposit on 4 June 2021, until now still "Processing" and not showing up in portfolio. Bank already confirmed the transfer.

wow, can drop from RM200+ to now - RM51,...that is a very huge % of variant is a week   
unless the invested money is a bit more than what i had in mind  

those that did not opt for reoptimization last time (May 2020, and are still heavy in SnP etfs, and are reported to be reaping more than the optimised portfolio, will now have no choice since it will be auto optimise later in July 2021??

Yes, that is very true on the returns  if you are comparing AN item with another item that consisted of many geographically diversified items.
And when that single item are performing too.
Sort of like those that bought into arkk last year would hv reapped extremely good ROI too last year. If bought 18 months ago till now would also happy with the ROI.
SA consisted of many diversified etfs...while you are just focusing to compare SA with a single IVV.

Sort of like comparing a malaysia small cap fund with a global general equity funds.

Yes, you are right too about not able to control when you see China is sinking...
I hope you did not invest in unit trust..... For ut has mandates... Good or bad also invested in it.
Perfect or not... Is individual investor's choice...
For me, I still think China has more potential, thus forgoing to have some money in China would be a mistake.... Especually when the fund manager chickened out now.... There is no war or big financial issues or rising debt on China now.... News just mentioned tightening of regulatory control by China authorities.
Sort of like control the water tap to control the  flow of water....
Oooh, what happened to those issues brough up last few years abt "shadow" banking n the problems of huge unofficial debts due to shadow banking?
China mkts had a Good run last year,... If they did not "control" it, I am sure it will overflow....
For many fsm postings had mentioned abt portfolios heavy in china related.
If we are those small little flies also think China  better to hv, what about those fund mgrsthat are given the mandate to hv it thinks?
It will be more perfect if one can always hv an items that can continue to make 10%, "every" year rain or shine....
If by calculating, irr or annualised, those that had arkk 18 mths ago, will still hv many years of good readings to see.

The Difference Between Trading and Investing
08 July 2021

https://www.stashaway.my/r/difference-betwe...ading-investing

Since MIDF already launch fuss free trading on NYSE and US market,

what will be the plus point of investment in SA vs DIY of index fund investing in MIDF?

Sometimes I wonder all these reoptimization making the growth worse.

If I'm not wrong, is basically SA trying to sell some and buy some other etf according to their algo.

Isn't the first rule of long term investing is to hold long term and continue dca regardless?

.........
Our buy sell order will not execute in the market.
For example A sell portfolio consist of RM100 KWEB.
B deposit RM200 and RM100 will used to by the RM100 KWEB.
They will not transact the A order to market.
They will just change the RM100 from A to B.
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