dont like the shariah compliance lol. Sorry i am just being skeptical. Now is wait n see lo, wat to do. last year march 2020 drop 20% i also kena oledi, this time just wipe tis year profit shud be ok la..   

i guess now is just like reality kicks in. and hongkong index also collapsing very quickly. actually all those money flowing into where, tesla? lol.

I've left Wahed early this year. Without reoptimisation i don't expect much growths from their holdings. most are at ATHs already.

I dont expect China to be democratic anytime soon. But don't confuse democracy with capitalism (which to a certain extent we fully expected when you publicly list a company). Perhaps the whole world got confused except Emperor Xi.

Put it this way, if EVERYTHING goes along with CCCP plans for a 1000 year reich of the Communist party - where would you and I be? How would your capital and my capital grow? Will the rich be richer, will the opportunist capitalist become rich? Will there be a Buffet coming out of China? It seems NO at this point. For good or bad, if you listen to CCCP it is for greater good of Mother China. But for you and I?

I can tell you, I will be super cautious. I think PE ratios for Chinese companies under communist rule should be around 5. That is if they take my money as capital to do more business they better repay me in 5 years.

I know i am not a expert in this robo advisor thing...some how i don't feel comfortable of losing that much of money only in KWEB..and i thought robo advisor is 'smart enough' to perform a buy/sell when the market is good/bad? I have doubt why SA didn't sell some of the KWEB when reaching USD90 that time? At least not losing that much. (I am not sure the SA selling KWEB for some of you guys, but mine never sell..keep holding until now)

Just my thoughts.

Is it wise to wait for US mortgage foreclosure moratium lapsing before adding in any more money? It looks like 2008 for me lol

u go see fb group side..fuhh..some lagi panic..just start invest 3 month ago got negative complain

thats more or less describe how it is here too

Got to agree to this.

Initially I started SA for this reason. Myr is dropping by the year. International etf pegged to usd at least another safety net. Unless myr decided to appreciate (judging by Malaysian politic turmoil, is highly unlikely)

In fact alll the losses is in usd, but myr remain no loss to due to its depreciation.

That said, still need to be careful of what SA allocation. Especially for Kweb. YES, everyone says buy the dip, kweb almost 50%, still don't go all in, allocate some to other platform or etf.

For me i just deposit into SA and forget.. Dont really bother to see the amount inside daily.. Come back to check twice a month will do. No investment will go north forever. If u fear to bear the risk better opt for mmf or fd.

I wonder how long it takes KWEB will rebound back. In China all the company need to comply with the regulations by ccp but the etf price are determined my foreign market isn’t?.

I think foreign market wants a corporate leader to stand against the CCP but domestically it is impossible.

China internet retail is bigger than US but western media will only show bad images to reduce foreign investment. StashAway betting  China domestic market will grow.

Should have just bought Amazon 20 years ago.

Hindsight is 20/20. I wonder why no one isn't buying the biggest company 30 years from now?

Please watch this youtube https://www.youtube.com/watch?v=AYNSx57D7v4&t=2463s

After watch then you understand that
-what is optimizing. Answer - is it done to reduce the risk
-Freddy answer a question- why not just leave it & don optimize. short answer again is risk
-Freddy explain that SA is a pseudo unit trust. hence optimizing will be done

I think the problem is your different expectation of SA. and yeah its sort of bad timing(early this year) those invested before KWEB fall down.
but again they said time in market > timing the market 

Anyone got any idea to solve this "dislike" without telling "you don't like, u get out of SA?"

FUH BREAK 10% LIAO.     

when KWEB spike thread so quiet pulak 

JD alone +13%
Pinduoduo +17%

gogoggogo