1.5 month? come back after another 1.5 years.

too short to see anything. if you had invested 2-3 years early, you'd probably think SAMY is a scam.

good for you...
i had just joined the train last month.
hope that the growth can sustain.

and wish that it will not end up behaving like this trend......

just out of curiosity, how often you guys perform DCA for SA?

I've opened an account, but yet to begin. Been playing around the numbers, but I'm curious about this. Why does it always show a "95% chance of having at least" that is at a loss of roughly 5 years?

Hmm.... i looked at my account so far, i noticed it's up and down.
By right, it's the same for everyone here right? I added payment every month, so far already 2nd month.

Is there something else i need to do or just leave it like that and add payment like BAU.

I invested 2 x RM10000 since a year ago and didnt really look into it. It's has dropped

The stashaway simple, is it one year 2.4%?

speaking of that, sorry a noob here, does that mean for my portfolio, it is below SP500 performance?

very high tolerance you have there buddy. 

I'm ok for fees, if they don't underperform the SP500.....in general

Anyone know what happened to their weekly market commentary?

So far better, but I'm a conservative investor and I only started a few years back only 7-8% pa on average right now.

But back on topic, I don't think SA will outperform pure equities market because it's very heavily diversified and risk-managed, which is why I said my benchmark is around EPF level haha

Err noob question. Friday deposit and still don't see amount in system yet. Is it sat sun not not counted?

Ohh, so it means when we withdraw next time when MYR is even stronger than now against USD, we shall lose when USD is converted back to MYR?
If what I understand is correct, and sounds silly as it goes, when we buy more during strong MYR (let's say now), we should be hoping that MYR is weaker during withdrawal, is that right? 

...and if the above is right, then I can grasp better what some had commented about the currency exchange factor if we invest more into SA now.

2 days holiday, are they working?

You do you. For me i am ok to look at my investment since i have experience it way back in 2008 as well other than 2011, 2018 and 2020. 2008 was way more painful due to how deep it is and the time it takes to recover. It is better to take a look at the market so you dont miss any opportunity when it comes.

I'm on the 36% risk portfolio and it's dipping a bit right now. Do you guys think it's a good time to add more money in?

I'm not going to complain for another 2009, I will be dead happy to dump in more, sp500 that is. in fact if I wanna complain, with kweb dropped over 50% , like u said all portfolio has kweb, aren't we already in a '' 2009'' but China style?

We are on the recover run, yet my returns are same as putting in FD or perhaps lowers.

I don't mind they want to re opt this that, whatever they buy this year, last year and even previous years, if they have just not do anything it will grow better than they buy sell buy sell now.

Happened to vgk, spem, gld, ijr and more. Look at the new xle as an example, if they set to buy beginning of the year, it will have decent growth.

As of all investment the power comes from compound, doing this just kills off the tail end of exponential returns.

I know people is not going to agree with me, and will continue to lick off SA boots just to feel better. My Sp500 portfolio dosent lie

If being a Bogle heads get me better returns, glad to be one.

I also should stay away from this thread , starts to feel like a cult than proper discussion.