For long term investment,  that is not really important.  Daily price fluctuation for ETF is small.

the rolling 12-month indicates that they are making on average 13% annualised return.
not bad.
But why would you want to have your fund managed for a fee for a lower return. i.e. those lower RSI portfolios.

I don't think you understood what I meant.
The MYR performance is misleading and a big chunk was just currency exchange like what you have mentioned.

I was just putting it in numbers.

If one wants to compare what would happen if they exchange & do nothing VS exchange & put in SA, they should look at the USD numbers aka real performance.

Anyway, I remember that you like MYR numbers instead of USD. Well, you do you. Cheers.

If one is just focused on performance returns in USD with emphasising on beating USD return bench mark....he just dont realised that his portfolio will be based to usd based equities investment ....to brat usd return benchmark.

And the returns if his kwsp would hv be converted to usd
His local rental returns would hv be converted to usd
His local stock returns would hv be converted to usd
His returns of investment in China,or Asia Pacific would hv to be converted to usd too

Then his local expenses would hv to be converted to usd to judge if his net worth did grow in terms if usd too.

He just don't realised his problem with that

A few weeks ago i lifted majority of my holds on 36% and 22% to stash away simple to realize profit and slowly DCA back into the portfolios, with the recent announcement, I've made request to withdraw all from simple. Will be placing all of it in Rize for 4% until March. After that? well, hopefully someone has some other place to recommend.