SA should charge lower fees, their performance just not good enough.

less 0.1%

I actually already have IBKR account. But not really want to do all the manual things to topup, etc. And no local broker seems to offer access to london stock exchange.

Stashaway I can buy ISAC with 0.3% fee but benefit from 15% WHT all gone to the

Since Rakuten uses IBKR, they can't offer London Stock?

Hello all, just want to share my journey of SA

Started May 2020 at SRI 22%, DCA weekly up until March 2022
Results until end of february was a minor gain so i wasn't too disatisfied, the plan was to continue DCA for the long term.
As we are all aware KWEB was falling like a rock from peak Feb 2021.
SA continued to have faith in KWEB throughout the fall stating that long term tech growth prospects in china were solid.
End of Feb 2022, Ukraine war started and markets went down in general except for oil and gas.
SA were spooked that china might get secondary sanctions by helping russia and dumped KWEB.
In hindsight this was the right decision to dump KWEB as it has gone sideways since.
SA reoptimized, sold and bought assets in bulk at a fixed price.
This meant DCA was for nothing, at this point I decided to stop DCA and just hold.
From March 2022 until Dec 2022, SRI 22% was just moving down and sideways.
I had invested RM248k at this point, losses fluctuated between -RM30k at its peak and -RM12k at the lowest.
Then from Jan 2023 until June 2023, the ringgit fell from aroung 4.20 until current price 4.60.
This meant that even though i was holding a substantial loss in USD of aroung 5-6k, i had made a small gain in RM terms.
Made a full withdrawal on the morning of June 7, received funds on June 9 in the evening.
Overall made RM2.3k after 3 years. After staring at a loss of rm30k at one point, just glad to get out.
Might use SA simple for parking short term funds, but would rather DCA myself than invest in SA again.

Yes, you are right
DCA and the fact that SRI 22% wasn't as exposed to KWEB as SRI 36%

Stashaway Simple claims can generate return up to 4.1% but yet I can see the dividend entitlement for the month of May is very poor. I just received the dividend entitlement today.

how about you all?

The stocks in S&P are doing well in past few months are those heavy weight stocks such as Apple, Meta, Googles, Tesla’s, Microsoft, Nvidia.

this is true? sorry i only read the T&C very briefly and didnt notice this...

My weekly standing instruction didn't go through or got canceled today. 

Stashaway still using Citibank as their account?  The recent UOB takeover affected?

I am a little confused on the Stashaway interface.  When it says dividend entitlement (using Simple), where does the payout go to?

After having been "under water" for so many many months,...
my port had just risen to take a breath.
hope it will continue to stay afloat and breath instead of going under water to continue with its sleep at the bottom of the sea

StashAway Simple's projection has finally dropped to 3.8% pa

maybe BNM will finally has the guts to raise OPR. it can raise the return for MMF.

I wonder Xander kept nag and said IBKR is good.
But as for Malaysian if u heavily invest in IBKR, how do you withdraw to RM?
I know ppl do say go SG open bank, then withdraw via SG bank.
How do I get IBKR to RM? Easiest and lowest fee?

This is my hesitation of putting money to IBKR via Wise

Good news is the 30% WHT will be refunded, but it's usually next year October.

😢 Where have they announced it? That’s not good

Usually withholding taxes are reimbursed in October, does that mean the WHTs charged last year can't be reimbursed? =(

wah damn reoptimisation again.

Does this apply to IBKR as well? I haven't heard anything from IBKR regarding this.

Is there any confirmation from IBKR that this won't be happening next year?

Wait.. so Stashaway got news from Saxo that IRS told them to stop and that's it? No more explanation or something?