sigh, not the first time they wrote an article trying to put down FD. wish they'd stop making themselves look silly.

in the article, they go compare the 2% p.a. FD rate vs a standard balanced portfolio that returns 6% p.a. to tell us how much money we'd be losing in FD. then after that they go promote StashAway Simple (2.4% p.a.) as a better alternative than FD

maybe they just copy and paste the article from article intended for another country?

maybe the proof reader may think of it this way?

so newbies in stashaway has to take that into consideration of which etf has good liquidity first?
if yes, then may not be so user friendly for them...

Amount received is less than USD 1

under each respective investment

go to transaction history

I see... Thanks for info. Invested since march but still exploring SA

WAH Finally I'm on board with Stashaway. I remember when the product launch, I got rejected, because i have too many house loans. Because of Bank Negara DRB law (Domestic Ringgit Borrowing) I can't invest with stash because they were primarily investing using USD with MYR.

Recently I check again, because I was curious with Stash Simple, and I just try to sign up again. and it worked. But it seems they found a lubang and I am using GBP instead of USD because I can still invest in currencies that has shariah investment. Not too sure how it works haha. But nice to meet y'all~

Fuhh my KWEB TWR is 51.8%. where are all the geniuses who decided to opt out of optimisation eh?

Anyway, today is my 1st anniversary with SA.

TWR: 11.9%
MWR:  16.1%

22% risk index

I'd like to ask for advice and opinion. When is the best time to adjust risk on our portfolio - market dip or market rise?

Seriously considering adjusting my SRI 6.5% to a higher RI

Sure. 40's and investment horizon is 15 to 20 years

Agree with both of you. But when is the best time to change the risk index, is now the best time when all the portfolios are in positive?

Hello. Newbie here both in lowyat and investment. I just deposited money into stashaway. But I a bit don't faham stashaway simple. Is it like FD? How secure is it? I saw on their website saying it's pretty much the same as FD, but all those technical jargon is confusing me.

I'm currently on a 14% risk index and having around 10% of my salary on to it and a monthly basis, some what like a force saving for me.

Any advice?

just hope that this 10% monthly placed into it are money you can afford not to touch for a few years and you are emotionally prepared to see losses (in paper) and will not subjected you to emotional stresses when SA make losses continuously for a period of time

btw, any yearly ROI to expect out of your investment?

well. I'm 30 and just got into this, so I guess I still can have the $ in it for maybe another 10yrs in SAMY?

I was even thinking to put 50% of my commissions into SAMY as well.
Since it's a bonus nways.
but then, I know there are more platforms to explore, still holding back from there.

oh~ I never thought of it doing it on a bi-weekly basis~

thanks for the heads-up

Should I also refer the exchange rate as well?

mine is the subsequent auto-debit... the initial RM1 setting up for auto-debit already cleared & reflected in my SAMY already

Any method to round the figure?