1st Jan but I think best keep 1 mth fd first to get interest. No point putting it now.
FD for 1 mth

Contribute via i-Saraan for 2023 how much is the special incentive ?

KWSP website says RM300
Some say it's RM500

So I have tricky situations with me . My dad got 92k die die want to pump into my EPF cos EPF side say over 70 cannot put money in dy hence the situation . Make sense to do it ? Financial don't make sense to me at all cos need another 20+ year before can touch it .

Anyone tried VC using debit card? Recently EPF introduce the payment terminal. Can share your experience?

where is such  payment terminal located ? is it meant for Voluntary Contribution ?

Don't simply create acronym which is not commonly used. Always put like this Voluntary Contribution(VC)
to me VC = Venture Capitalist

Should be the existing kiosk locations.... EPF won't spend more $$$ to open up another kiosk just for payment thingy...

hmmm...

any reason why u multi-quote all the replies from July 23???

don't see anyone asking about EPF Kiosk thingy recently....

you can send RM120k over but RM20k return to you (i remember some say return the RM20k with interest added)

Yes, on Pay & Transfer ...it should be pay..

Just a note. A number of forumers claimed that contribution is reflected in their account using app or website in two days time however i beg to differ , the last 5 times my contribution takes around 3 days. Its why i previously asked whether using app will be faster. Sadly i already tested and it takes around 3 days also. Two days ago i contributed to 2 accounts and it still is not shown.

Friday deposit is not in, so 2+1 day time frame not valid if involve Sunday.

Meaning using bank platform... Sunday No process

Using KWSP apps - Sunday is process too

🙏

I think we can count weekend out. My deposit also on Friday, I would expect it to be in on Tuesday.

Hmm...i've made another transaction to EPF just now using the app. It captures my transaction immediately in the app, but total amount is not reflected yet. Will this transaction make it for this month? The transaction date shows 30th January 2024.

Similarly I just did mine at 7pm via new iAkaun app n trx captured immediately dated 30Jan but not reflected in total. Should be considered Jan2024 contribution. Might try few k tomorrow to test.

Means you did on 30/1 and today already reflected in the total? I did the same but till now not reflected in the total

Proven via apps, 2 working days before last day of the month is still ok. Just be conservative in future, do it on the 29 instead (31 days) 😅

FPX transaction are instantaneous, right ?

if EPF clerk decide to be on MC, then too bad

😂 Then only this thread can have 1000 posts in a day.

ASM is good previously...
But last 2 or 3 years... It's dividend rate is not very nice... EPF looks promising looking forward 👍

  sorry..

FD-25%
Digital bank-30%
Shares-10%
PRS/SSPN-30%
ASM-5% (new)

EPF is what i have from employment, but still way below 1million

PRS/SSPN yes all for tax purposes where I have not withdraw a single sen since I started contributing
I am turning 55 next year, does it make a difference on your view or my arrangement? Any advise?