Were you trying to do RM30k or above? Maybe try a smaller amount.. RM25k or less...

Thanks u r right, failed at 40k but 30k accepted. Instead of issuing msg amount too big it hanged/spinning at the FPX page.

How do you find out that it hanged/spinning at the FPX page? I self contributed RM 20k on Friday and until today still not inside my EPF account.

Answer from KWSP enquiry:-

Please be informed that a salaried employee who receives a monthly/mandatory contribution from their employer is not eligible to receive the government incentives under the i-Saraan scheme.

Additionally, please be advised that the government incentives for the i-Saraan scheme contributions have been postponed until further notice and will be confirmed once the Budget 2023 has been finalized.

If you wish to voluntarily contribute to your EPF account, you may opt to make your own voluntary payment under self-contribution scheme at any time until the age of 75 with any minimum amount but not more than RM60,000.00 in a year.

Today top up max...let see which date it masuk later. App says 3 working days. Now i have 4 working days till 28th Feb.

If you hv cimb Malaysia, you can open cimb singapore online ! Just sit at home to do it. But upfront you would need $ 1000 SGD deposit to your Sing account.

If >55, means we can do the self-contribution yet withdraw the money at anytime?

For last year's contribution after July?

Rm250 i-saraan credited on 3Feb2023.

this year one is RM300

Should be permanent type

Where can simply change to 100k then back to 60k

Also DSAI or EPF CEO previously didn't mention only for 1 year @ 2023....

Unlike the i-saraa/i-suri thingy

Dec 2018 there are 39k individuals >1M with a total of RM66B+


Dec 2020 increase to 68k individuals >1M (total up last two rows) with a total of RM116B

By Dec 2022, projected 2 years growth at nearly double the individuals and double the amount.

Dec 2020 assume 68k individuals withdraw everything >1M and leaving a base of 1M
= 116 - 68
= Outflow of 48B

Assume Dec 2022 projected double
= 2x 48B
= 96 billion withdrawal, it won't be insignificant if tiered dividend happens. Even more than the total i-series ?

Hehehe

I think EPF knows got this kind of people

That's why limit 60k previously... Now increase to 100k

People abuse / make it as CASA 😁. Like some in ASB funds

let's say one hit age 60.  can treat epf like bank? put 60k in today then take out next few month?

Last day of the month - correct. Earn 28 days from bank - how are you going to do that? Unless you're referring to Feb>Mar, I don't see how you can earn 28 days of interest.

Let's say April, which has 30 days. I self contributed rm10k on 1st April but this money isn't earning me any additional EPF dividend since i only need to make sure i have that rm10k on 29th April. Meaning from 1st to 29th April, I could have put that money in TNG Go+ or stashaway simple to earn some additional interest right?

Sometimes it's delayed....

So u kinda taking risk...

Since they also mentioned maximum 3 days to reflect in your account 🙏

as long as the deposit shows <30-Apr-2023, my deposit should still earn from May 2023 onwards.

see the Bulan Caruman already know...

it's calculated on monthly basis regardless early or late....

but like many said...

1 day before last date of the month to qualified 

yes.

something like that...

that's why to be safe... always deposit at least 3 to 5 days before end of the month 

got some 400k.available from hse loan account.. interest is 3.97% pa

bettter to withdraw and dump into epf and asm?