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 EPF - self contribution, need advise

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MGM
post Jul 18 2025, 09:46 AM

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QUOTE(dwRK @ Jul 18 2025, 09:34 AM)
if wanna open broker account overseas... suggest joint account with your kids, this way one less worry about fund access, estate taxes, etc...
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Didnt know that, thanks. Once major factor that I am holding back on oversea investment is estate planning.
Where to get more info on this?
MGM
post Oct 28 2025, 05:55 PM

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QUOTE(nexona88 @ Oct 28 2025, 12:12 PM)
You need to download the statement... Then you can see the real thing.... I meant the i-saraan contribution listed...

So far, only those deposit in January & February already gotten their $$$.... March to rest of the year is anyone guess... Normally January to June contribution would be getting their $$$ same time.... But this year it's little different....
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U mean under TRANSAKSI description must be "i-SARAAN" not "Bayaran Caruman Pilihan Sendiri"?

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This post has been edited by MGM: Oct 28 2025, 05:59 PM
MGM
post Oct 30 2025, 04:05 PM

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QUOTE(nexona88 @ Oct 28 2025, 07:51 PM)
Something like this below (this one is old i-akaun, but the description is written like that)... New i-akaun also need to have like the wording in the transaction statement....

user posted image
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What is the sure way to pay epf n get i-saraan?
MGM
post Oct 30 2025, 05:34 PM

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QUOTE(nexona88 @ Oct 30 2025, 05:28 PM)
First thing first... Need to make sure you qualify first... All in website for details....

To get "i-saraan" in your deposit details.... We need to use the banking apps / website method.... Where can pick i-saraan category.... Using i-akaun kwsp method cannot pick....

Ohh before I forget....
Your profile page in i-akaun kwsp also need to write "i-saraan"....
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Profile stated i-saraan, previously use KWSP iAkaun to pay 97k.
Luckily leave 3k balance unpaid, will use Maybank2u for this. Thanks
MGM
post Today, 10:42 AM

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QUOTE(doremon @ Dec 13 2025, 09:31 AM)
The way I look at it, EPF is the safest option to treat as a pension scheme, aside from the government pension scheme.

Seventeen of my close personal friends whom I personally know are living on passive income from EPF dividends alone. Youngest is 38 and is getting RM20k monthly from dividends only.

I am almost reaching RM1 million now but I need a few more bonuses to exceed RM1 million.

I don’t care what people say about going for gold, unit trusts, insurance or Bitcoin. I’m going all out with EPF now.

Because if EPF collapses, Malaysia will collapse as well.
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The 38yo one will not be abled to use 20k/month dividend Which also mean he/she has 4mil in EPF n should have other source + some from acc3.
MGM
post Today, 11:09 AM

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QUOTE(virtualgay @ Dec 13 2025, 10:44 AM)
can la... over 1.1M can withdraw ma..
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Oops overlook that option.

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