Just to ask, if my current saving is 1.2M, then i withdraw RM200K out in Jan this year, can i deposit back RM300K in Dec if the self contribution increase to RM100k?

I always like how SINGAPORE govt thinks long term.... THIS IS THE WAY

If we follow s'pore, it will show they're better than us. malu la

Bro, cannot lah. There are new batches of uncles, aunties, relatives, friends, investment agents who keep harping about EPF no money, EPF going broke, bankrupt, etc. all negative news. So must withdraw all.

Same old stories since many decades ago 
Cannot. Max can deposit back 60k only. Or 100k if it is announced.
Also you will get several days of dividend for 200k only. And your 60k (or 100k) in Dec will get no dividend for Year 2023 (to be declared in March 2024)

Then later...
Withdraw all...

Dump into some scam schemes.... Which offers so called high return in short periods...

Lose all the $$$... Cry mother father like no tomorrow....

Many cases reported....

Bro pump in RM100K try see can or not

Probably system not ready yet... Need to wait few more days???

But their PDF already put 100k per annum self contribution...

Like what I posed above...

Yup.

They revert back to Jan update

The one I post is April update....

Probably system not ready or something else stopping...

Say if we have a total of RM1.5M in EPF (Acc1 RM1.1M, Acc2 400k), can we withdraw all RM500K or just the RM400k in Acc2? Age below 55.

Savings above RM1M also need to reach age 50 for withdrawal? I thought is any time above RM1M can withdraw.

If you got a million plus in epf, the excess value eligible for withdrawal would most likely be more than the balance in Acct 2 at age 50, so it doesnt matter whether withdrawing those excess funds comes from acct 1 or 2.

Warren Buffet is a Malaysian or employed here ? 

Bulan Caruman: Feb-23
Transaksi: Bayaran Caruman Pilihan Sendiri
Tarikh: 23/02/2023

Bulan Caruman: Mac-23
Transaksi: Bayaran Caruman Pilihan Sendiri
Tarikh: 29/03/2023

Does this mean the Dividend is calculated based on Bulan Caruman ?

Walao when can contribute another 40k. My money rotted already

All the pessimists would say oh the govt needs money😁

people do share here, thats why i ask...

people even post how much they contribute for the year, one close to 200k in one yr
fuyoh, im struggling now.

i have done my 60k, but catching up another 40k is challenging  by year end, i should be able to do it

kayao!

Mean now u have almost 600k?!

Partly correct....

Economy of scale.... Bigger fund size can invest more... True... But it's also bring another headache... Can they handle such big inflow of $$$.... Sustainable dividend rate in long term...

because then it will be a money market funds... and that is not the reason why EPF was created.
Funds in EPF comes with many benefit besides just the min return of 2.5%.

agree....

the B40 is being silly but in some sense understandable because of basic human nature... spend now and why worry, especially since a big segment of the population has been spoilt by gov with all sorts of gifts/donations/free-bees... Gov and politicans are to be blamed here, and those who demands money out now should be treated like kids: spank them for demanding chocolates after dinner.

but in the same time, some (I guess we can pretty much narrow it down to the T20 and upper M40s) forgot the purpose of EPF and wants to treat it like a money market fund...
and this is where the proverb "give someone an inch and they'll take a mile" or "diberi betis hendak paha" come in.

60K rm was good... now 100K rm is better.... later someone will say want 200K or even 1 million.
That's not what EPF is for.

I forecast my epf can last up to age 100. But after read this you scare die me.