Self contribute after 55 goes to new Akaun Emas in which you can't withdraw until you are 60.

Later Son is Char Siew.....

Not sure. Maybe still does. EPF don't want you to take out the money..😅

Hmm..I plan to do on 25th after I came back from Singapork. Still on time.for Jan 2023??

Means what? Dividend should be based on last year EPF amount right?

Wow. Good! Then I contribute later end of the month, put it to get interests elsewhere first.

MGM yang comment. MUM yg kena sarahan.

Tomorrow I top up.

Oh, then I use app tomorrow.

Just done add some via app. The receipt says will reflect in 3 days..let's see tomorrow got updated or not.

The i-saraan is automatic right? It will automatically portion to your i-saraan first? The app didn't let me choose anything.

Yeah, just realized the app cannot choose. Maybank also can choose. Just now hentam RM2k for i-saraan already from Maybank.

This is is strange... Anyone knows what's the difference? Or it's just for easier reference so you know the money came from which channel?

This post has been edited by CommodoreAmiga: Jan 26 2023, 06:17 AM

Very weird...today the app shows I have 60k quota again. Yesterday showed the correct balance quota after I have deposited. But the transactions from the app are shown in the app. The RM2k for i-saraan I have deposited is not updated though. That will probably needs 3-5 days like last time.

Update:

It is now reflected already in the app, including my RM2k i-saraan deposited yesterday. I tried to click the contribution button again, but it says I have exceeded the 60k contribution even though I still haven't. I will try again tomorrow.

But this is very fast update compared to last year....and there is no transaction update reflected early in the year until the Dividend was declared and updated.

Update 7:05am:

The balance to contribute is now reflected correctly.

This post has been edited by CommodoreAmiga: Jan 27 2023, 07:07 AM

I did it on 25th Morning via iKaun and also contribute RM2K to isaraan via Maybank2u.

This morning 7am+, everything is updated accordingly, including latest balance and transaction history of the deposit. However, the transaction history shows all the transaction dates as 26/1 instead of 25/1.

So, i think by tomorrow morning 7am+, everything should be updated for you.

This post has been edited by CommodoreAmiga: Jan 27 2023, 05:26 PM

No need kan cheong. Count 3 working days . Latest tomorrow night.

Say, if exxeeded RM1 mil before 55, can take out and put back? Say I already top up max RM60k early in the year, then 3 months later withdraw 20k, then 8 months later can I put back this 20k???

This post has been edited by CommodoreAmiga: Feb 1 2023, 08:44 AM

Haiya.😅

Unker Baek orangnya, no cuci Duit. Unker only cuci Duit from bank to bank to make "fresh fund" for FD promo. Absolutely Halal!!!!

It's per year lah. First time you deposit 2nd half of the year, hen e get it next year. Subsequent year you deposit first half of the time year hence you get it in the same 2nd half of the year.

This post has been edited by CommodoreAmiga: Feb 7 2023, 04:20 PM