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EPF - self contribution, need advise
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CommodoreAmiga
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 Feb 7 2023, 05:00 PM
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QUOTE(jas029 @ Feb 7 2023, 04:34 PM) i see.. in short, in order to always get the max RM250, is it i'll need to deposit a total of RM1667 from Jan-Jun and then another RM1667 from Jul-Dec? If you already deposited max 1667 from Jan -Jun. Your contribution from Jul-Dec will get you nothing. Aiyo, already said max RM250 mah.You can deposit RM1K in Jan-Jun, get RM150. Then deposit RM50k in Jul-Dec, you will get the remaining RM100. |
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CommodoreAmiga
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Feb 23 2023, 07:39 PM
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Today top up max...let see which date it masuk later. App says 3 working days. Now i have 4 working days till 28th Feb.
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CommodoreAmiga
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Feb 24 2023, 02:14 PM
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QUOTE(ronnie @ Feb 24 2023, 01:41 PM) My Self contribution amount also split into 70% Account 1 30% Account 2 I thought all goes to Account 1 No, it's just like your monthly EPF contribution 70:30. |
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CommodoreAmiga
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Feb 24 2023, 06:24 PM
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QUOTE(MUM @ Feb 24 2023, 06:23 PM) My take, If I saraan did not hv "expiry date" like "until ...." I think it will continue unless there was an announcement of cancellation. Example, ⁹Sspn and prs has "expiry date" ....as it has "until .....", unless renewed during budget Yep, no mention, continue lor. |
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CommodoreAmiga
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Feb 24 2023, 06:26 PM
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QUOTE(nexona88 @ Feb 24 2023, 06:18 PM) it's expected... since T20 monopoly EPF... ordinary EPF contributors don't really have that 60k laying around... do they?  They should increase it to at least a million. Then all the Taikos here can save time no need chase after FDs...all in. After all PMX says T20 will cabut if they play hanky with EPF. |
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CommodoreAmiga
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Feb 24 2023, 06:54 PM
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QUOTE(nexona88 @ Feb 24 2023, 06:33 PM) then banks lose $$$... indirectly gomen too because less tax from banks profits  Bank won't lose money...they can make money from air..😅 |
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CommodoreAmiga
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Feb 24 2023, 07:03 PM
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QUOTE(ASoulNamedLeo @ Feb 24 2023, 07:01 PM)  Self Contribution Limit Increased from RM60,000 per year to RM100,000 per year All in! |
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CommodoreAmiga
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Feb 24 2023, 07:16 PM
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I-saraan increased to RM300? Last time only RM250 wor...
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CommodoreAmiga
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Feb 25 2023, 10:18 AM
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QUOTE(CommodoreAmiga @ Feb 23 2023, 07:39 PM) Today top up max...let see which date it masuk later. App says 3 working days. Now i have 4 working days till 28th Feb. QUOTE(MGM @ Feb 23 2023, 08:16 PM) Should be credited tomorrow Friday, reflected by Saturday. Yeah, updated today liao. I think nowadays a bit faster? Last year like 5 days or so. |
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CommodoreAmiga
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Feb 25 2023, 11:08 AM
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QUOTE(eddyooi @ Feb 25 2023, 10:56 AM) gg like this..... where else else can dump in extra cash? My account. Check your PM. |
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CommodoreAmiga
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Feb 26 2023, 08:56 AM
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QUOTE(MUM @ Feb 26 2023, 08:49 AM) Means if employed cannot claim, but if runs own Nasi Lemak stall can claim? |
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CommodoreAmiga
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Mar 2 2023, 05:08 PM
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QUOTE(nexona88 @ Mar 2 2023, 05:03 PM) ask few people I know (old unkers)... those old days... No such thing as voluntary contribution... esp for gomen staff... after few years contribution into EPF, once confirmed position / jawatan... straight can withdraw EPF (those opt for pencen scheme)... Don't understand...means they opt out of EPF? btw, if they leave gov job before 55, means no Pencen? |
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CommodoreAmiga
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Mar 3 2023, 05:16 PM
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QUOTE(sweetpea123 @ Mar 3 2023, 05:13 PM) I have listened to Anwar's speech. Pretty sure no such thing. There was only a PDF circulating around mentioning this. |
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CommodoreAmiga
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Mar 4 2023, 08:02 PM
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QUOTE(MystiqueLife @ Mar 4 2023, 05:34 PM) Hi all, for self-contribution; Is it better to: 1) Max out 60K on 1.1.23 2) Contribute last day of every month in 5K? I am new to this  If you can get better investment plan than EPF, option 2. Else, option 1. |
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CommodoreAmiga
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Mar 10 2023, 08:06 PM
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QUOTE(Kopistall @ Mar 9 2023, 04:27 PM) Not gonna self contribute any more this year. 5.35% is ridiculously low. Next year could be worst Please introduce some good investment 10%, guaranteed by Gov, won't lari, that kind of thing. By the way, another crypto exchange related bank is crashing. Unker don't want goreng coin ok. Please introduce! |
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CommodoreAmiga
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Mar 11 2023, 08:42 AM
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QUOTE(nexona88 @ Mar 11 2023, 08:01 AM) Since u so expert Please give details what is the requirements for those locals banks & the one by Malaysia banks in Singapore? Which one is more easier to fulfill by Malaysian... Maybank and CIMB allows you to open online. I click at home click click kaw tim. SG Bank allows me to do this? I want to know also! Then I can open DBS account online. Can we do that??? |
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CommodoreAmiga
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Mar 11 2023, 11:46 AM
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QUOTE(xander2k8 @ Mar 11 2023, 11:32 AM) Which is why I am asking. No need so Langsi. Thanks for the info btw. This post has been edited by CommodoreAmiga: Mar 11 2023, 11:47 AM |
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CommodoreAmiga
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Mar 11 2023, 05:23 PM
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QUOTE(MystiqueLife @ Mar 11 2023, 05:21 PM) No, didn't have both and I never travelled to SG before; but need a valid passport. Got minimum amount deposit? |
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CommodoreAmiga
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Mar 20 2023, 04:49 PM
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QUOTE(MGM @ Mar 20 2023, 03:21 AM) Rm250 i-saraan credited on 3Feb2023. For last year's contribution after July? |
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CommodoreAmiga
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Apr 10 2023, 08:40 AM
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QUOTE(imceobichi @ Apr 10 2023, 07:53 AM) To all eagerly waiting for 100k contribution limit, how much extra do you plan to contribute? The way I see it here, quite a few forummers blow like they have rm 1mil in the sideline waiting to deposit into epf account I don't think they blow. I can see there are many Taikos here with millions on standby. Most of them humble people, except a few. |
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