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 EPF - self contribution, need advise

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GrumpyNooby
post May 28 2020, 07:22 AM

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QUOTE(Human Nature @ May 28 2020, 01:09 AM)
CIMB allows 5000 per transaction too if not mistaken
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Yes. I had shared few posts above.

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This post has been edited by GrumpyNooby: May 28 2020, 07:25 AM
Cookie101
post May 28 2020, 08:24 AM

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QUOTE(MGM @ May 27 2020, 10:02 PM)
U mean change the 3rd party limit (max 30k)?

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Maybe you don’t have to change at all.

You can transfer any amount.

» Click to show Spoiler - click again to hide... «


Edit: just tried adding in another account- u don’t have to change the limit. There’s no restriction.

QUOTE(Human Nature @ May 28 2020, 01:09 AM)
CIMB allows 5000 per transaction too if not mistaken
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That’s for CIMB. But m2u has no limit.

This post has been edited by Cookie101: May 28 2020, 08:37 AM
MGM
post May 28 2020, 08:36 AM

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QUOTE(Cookie101 @ May 28 2020, 08:24 AM)
Maybe you don’t have to change at all. Can’t remember exactly. But after you added it, it appears on mobile app.

You can transfer any amount.

» Click to show Spoiler - click again to hide... «

That’s for CIMB. But m2u has no limit.
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I used M2u desktop not app, n when tried with 30k, it gave a msg that max is 5k. May be u have previously change the 3rd party limit from the default 5k to 30k?
Cookie101
post May 28 2020, 08:41 AM

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QUOTE(MGM @ May 28 2020, 08:36 AM)
I used M2u desktop not app, n when tried with 30k, it gave a msg that max is 5k. May be u have previously change the 3rd party limit from the default 5k to 30k?
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I just tried adding in another Maybank account and there’s no limit restrictions either. It didn’t restrict to 5k or 30k.

Did you set up pay limit to 5k?

This post has been edited by Cookie101: May 28 2020, 08:43 AM
MGM
post May 28 2020, 10:09 AM

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QUOTE(Cookie101 @ May 28 2020, 08:41 AM)
I just tried adding in another Maybank account and there’s no limit restrictions either. It didn’t restrict to 5k or 30k.

Did you set up pay limit to 5k?
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Didnt tried the option of changing the 3rd party limit, cos I was in a hurry to transfer the funds when I read someone said here it takes 2 working days. Also didnt realise that could the reason.
I transfered on 26/5 8pm and they were credited on 27/5 but only reflected online on 28/5. So should be "transfer completed the next working day not 2 working days".

This post has been edited by MGM: May 28 2020, 10:10 AM
romuluz777
post May 28 2020, 10:16 AM

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QUOTE(MGM @ May 27 2020, 12:17 PM)
Using M2U to transfer funds to EPF is limited to <= rm5000 per transactions, so have to do 12x for rm60k. What about other banks?
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No limit for PBB e-banking.
In January this year I transferred $60K one shot.

MUM
post May 28 2020, 10:28 AM

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QUOTE(romuluz777 @ May 28 2020, 10:16 AM)
No limit for PBB e-banking.
In January this year I transferred $60K one shot.
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just asking,...did you register biller (EPF) as favourite before doing that transaction in January?
since you did not use the Securesign token device but just used the phone and TAC only...

This post has been edited by MUM: May 28 2020, 10:29 AM
romuluz777
post May 28 2020, 10:33 AM

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QUOTE(MUM @ May 28 2020, 11:28 AM)
just asking,...did you register biller (EPF) as favourite?
since you did not use the Securesign token device but just used the phone and TAC only...
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No, I've never signed up EPF as a fav payee, this is not necessary and I think the system doesn't allow you to do this.
Just TAC number sent to the smartphone.


Payment -> Other Payment -> EPF Payment - > Fill in yr name, MyKad No, EPF Acct Number, Month of Caruman, Amount of Caruman,
select self cuntribution....kaotim.


GrumpyNooby
post May 28 2020, 10:35 AM

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QUOTE(romuluz777 @ May 28 2020, 10:33 AM)
No, I've never signed up EPF as a fav payee, this is not necessary and I think the system doesn't allow you to do this.
Just TAC number sent to the smartphone.
Payment -> Other Payment -> EPF Payment - > Fill in yr name, MyKad No, EPF Acct Number, Month of Caruman, Amount of Caruman,
select self cuntribution....kaotim.
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But why I encountered such error:

QUOTE
Transaction Unsuccessful.
Maximum transaction amount for open payment is RM9,999.99.
Please register biller as favourite or apply for SecureSign Token if the payment amount is RM10,000.00 and above.


I don't have SecureSign Token with me.
MUM
post May 28 2020, 10:36 AM

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QUOTE(romuluz777 @ May 28 2020, 10:33 AM)
No, I've never signed up EPF as a fav payee, this is not necessary and I think the system doesn't allow you to do this.
Just TAC number sent to the smartphone.
Payment -> Other Payment -> EPF Payment - > Fill in yr name, MyKad No, EPF Acct Number, Month of Caruman, Amount of Caruman,
select self cuntribution....kaotim.
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notworthy.gif thanks,...try post 412,...seems like the requirements (added/changed/amended)?

romuluz777
post May 28 2020, 10:50 AM

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QUOTE(GrumpyNooby @ May 28 2020, 11:35 AM)
But why I encountered such error:
I don't have SecureSign Token with me.
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Hmm, that's strange. I didnt encounter this.
Why don't you call up the Cust Service to ask how to manage this.
Maybe requirements hv been tightened since then.


This post has been edited by romuluz777: May 28 2020, 10:51 AM
MUM
post May 28 2020, 10:53 AM

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QUOTE(romuluz777 @ May 28 2020, 10:50 AM)
Hmm, that's strange. I didnt encounter this.
Why don't you call up the Cust Service to ask how to manage this.
Maybe requirements hv been tightened since then.
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till then,...try to update us again the procedure in Jan 2021, after you had made another lumpsum of 60k into EPF again notworthy.gif
MGM
post May 28 2020, 10:56 AM

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QUOTE(Cookie101 @ May 28 2020, 08:41 AM)
I just tried adding in another Maybank account and there’s no limit restrictions either. It didn’t restrict to 5k or 30k.

Did you set up pay limit to 5k?
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DID u use [EPF Open Payment] or [EPF Registered Payment]?
Just now I changed the 3rd Party Limit from 5k to 7k and still got the same problem:

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romuluz777
post May 28 2020, 11:26 AM

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QUOTE(MUM @ May 28 2020, 11:53 AM)
till then,...try to update us again the procedure in Jan 2021, after you had made another lumpsum of 60k into EPF again  notworthy.gif
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Haha...will do, bro nod.gif
lyc1982
post May 28 2020, 12:38 PM

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QUOTE(yklooi @ May 27 2020, 12:00 AM)
can you check online to see if that money is in?
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i made 8x rm5k via cimbcliks on 22/5...at this point of time, i accidentally deposited extra rm10 on the 8th transaction

only 7x rm5k shown in my epf account

till today i haven't received the rm5k (8th transaction) back in my cimb account...given 25 & 26 May are public holidays

should i call ?
magika
post May 28 2020, 12:54 PM

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QUOTE(lyc1982 @ May 28 2020, 12:38 PM)
i made 8x rm5k via cimbcliks on 22/5...at this point of time, i accidentally deposited extra rm10 on the 8th transaction

only 7x  rm5k shown in my epf account

till today i haven't received the rm5k (8th transaction) back in my cimb account...given 25 & 26 May are public holidays

should i call ?
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I was at the kwsp counter a number of years ago depositing , when the counter told me to be careful not deposit above the max limit as the amount will be "tergantung" , whatever it means .

Cookie101
post May 28 2020, 01:13 PM

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QUOTE(MGM @ May 28 2020, 10:56 AM)
DID u use [EPF Open Payment] or [EPF Registered Payment]?
Just now I changed the 3rd Party Limit from 5k to 7k and still got the same problem:

user posted image
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Registered payment
lyc1982
post May 28 2020, 01:27 PM

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QUOTE(magika @ May 28 2020, 12:54 PM)
I was at the kwsp counter a number of years ago depositing , when the counter told me to be careful not deposit above the max limit as the amount will be "tergantung" , whatever it means .
*
that means i need to pay a visit to kwsp counter...sigh


MGM
post May 28 2020, 01:46 PM

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QUOTE(Cookie101 @ May 28 2020, 01:13 PM)
Registered payment
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I wonder what else did u do differently that circumvent this 5k limit restriction? hmm.gif
lyc1982
post Jun 4 2020, 03:11 PM

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QUOTE(lyc1982 @ May 28 2020, 01:27 PM)
that means i need to pay a visit to kwsp counter...sigh
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just to update here:

i went to epf office, and was informed i need to call epf hotline to check

but epf hotline not entertaining epf self contribution matter until cmco is over...

while my rm5k still stuck somewhere after 7 working days

bangwall.gif

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