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 EPF - self contribution, need advise

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CommodoreAmiga
post Mar 3 2024, 04:32 PM

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QUOTE(leanman @ Mar 3 2024, 04:27 PM)
Really these are the options now?
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Depends on you lor. If you have confidence, continue dumping. Or you think that amount is enough, you can think about investing elsewhere.
CommodoreAmiga
post Mar 3 2024, 08:56 PM

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https://www.msn.com/en-my/news/national/peo...2cbaf9b03&ei=28

Educate public to contribute....

Then why create Account 3.... laugh.gif
CommodoreAmiga
post Mar 4 2024, 01:46 PM

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QUOTE(nexona88 @ Mar 4 2024, 01:32 PM)
i-Saraan participants year 2022 - 291,743 members

i-Saraan participants year 2023 -382,983 members
it's recorded a substantial increase of 31%  icon_rolleyes.gif
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All fark it and bersara.
CommodoreAmiga
post Mar 4 2024, 02:33 PM

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QUOTE(wkalvin @ Mar 4 2024, 02:08 PM)
My self contribution on 28Feb24 still didn't show in KWSP system, do your guys having same problem? do you know how to contact them? I can't see any contact number
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Bad time to deposit...KWSP servers must be working OT to deposit diviidend. Give one more day until tomorrow, then contact them.
CommodoreAmiga
post Mar 6 2024, 03:47 PM

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QUOTE(nexona88 @ Mar 6 2024, 03:45 PM)
1. Whatever your balance... It's would still split 70/30 till age 55.. after that combined onto account 55.. you take part or all..

2. Excess of over 1mil... Meaning you got 1.2mil, max you can take out is 200k

3. Not sure. Follow the inheritance law??? For Non Muslim only....
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One question...excess 1.2 mil. Take 200k is from which account?
CommodoreAmiga
post Mar 11 2024, 12:28 PM

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QUOTE(virtualgay @ Mar 11 2024, 11:50 AM)
I am still with a job
Yet to lose my job
But is good to know
I did not know perkeso can help
I need to inform my 2 cube mates who kena last week
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Perkeso EIS. Can claim money for 6 months. But only if you have proper document from your previous company saying you have been retrenched. You resign yourself, sorry, no money for you. You got fired because you did some bad things, also no money. Also provided your previous company got pay EIS, which should be deducted from your monthly salary.

This post has been edited by CommodoreAmiga: Mar 11 2024, 12:41 PM
CommodoreAmiga
post Mar 11 2024, 08:28 PM

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QUOTE(virtualgay @ Mar 11 2024, 07:37 PM)
Not lifo is high salary cut then hire ppl with lesser experience
My job could easily be clone as not rocket science
So they hire ppl with 5 years experience to replace the 2 that just kena cut
Still hiring in progress
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Actually, there are laws. If you retrench a position, you're not suppose to hire the same position back within a certain time period.......big companies usually very careful with this. If unfairly dismissed, can go what labour department and seek advice to sue your ex bosses. Most of the time, can win case one if the company cincai fire with no clear black and white, warnings or reasons.
CommodoreAmiga
post Mar 16 2024, 06:03 PM

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QUOTE(rx330 @ Mar 15 2024, 12:05 PM)
x berapa faham boss

meaning if I masuk now during March 31st, im entitled for March till December 2024?
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No. Only 1 day in March + April to December 2024. And bank in 3 days before 31st March, else it's 1 day for April + May to Dec 2024.
CommodoreAmiga
post Mar 27 2024, 08:06 PM

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https://www.thestar.com.my/news/nation/2024...5-says-ministry

KUALA LUMPUR: The Dewan Negara was on Wednesday told that there are 227,000 contributors of the Employees' Provident Fund (EPF) who have basic savings of at least RM240,000 in Account 1 by the age of 55, as of February.

Finance Minister II Senator Datuk Seri Amir Hamzah Azizan said the total represents EPF contributors between the ages of 50 and 54 or 41% of 551,000 contributors in the age group.


Besides, he said a total of 604,000 members made voluntary contributions to increase their savings, with a total contribution of about RM8.42bil last year.

"Members can also choose and work with employers to increase contributions because this is one of the attractiveness of the company by helping employees to increase contributions," he said during a question and answer session at Dewan Negara on Wednesday (March 27).

This post has been edited by CommodoreAmiga: Mar 27 2024, 08:06 PM
CommodoreAmiga
post May 27 2024, 05:19 PM

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QUOTE(MUM @ May 27 2024, 05:05 PM)
This kwsp faq mentioned "retired"

https://www.kwsp.gov.my/member/savings/i-sa...or%20i%2DSaraan.

Anyway can try ...not harm trying.
If they auto tagged your account as "I saraan" due to no consistent employer's contributions data l, then good lor
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Pretty sure not elligible as long you have regular employee income.
CommodoreAmiga
post Aug 24 2024, 10:53 AM

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QUOTE(chinkw1 @ Aug 24 2024, 10:44 AM)
Can we walk in to Maybank, OTC to do KWSP Self Contribution?

Or only can do using i Account Apps?
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Just do online lah, why bother OTC. Can transfer directly from Maybank online or via KWSP app.
CommodoreAmiga
post Aug 30 2024, 10:00 AM

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Used the EPF app on 28th to FPX in some contribution, today updated in EPF app already. Received a notification from the app this morning. So just 3 working days.
CommodoreAmiga
post Sep 21 2024, 09:09 AM

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QUOTE(nexona88 @ Sep 20 2024, 08:16 PM)
Only 300k++  gotten for 2024...

I remember posting  that nearly 1mil is registered for i-saraan...

Where the balance went to??? 2nd half contribution..  meaning only in 2025 reflected....
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Maybe not qualified?
CommodoreAmiga
post Oct 21 2024, 09:24 AM

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QUOTE(nexona88 @ Oct 20 2024, 10:33 PM)
Ahhh yess...
Age limit huh... Those above 50.. tough luck...

Maybe those below 50 might have chance...
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Yeah, me no chance already. Left RM1200 to take.
CommodoreAmiga
post Oct 21 2024, 03:46 PM

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QUOTE(nexona88 @ Oct 21 2024, 12:04 PM)
Cannot be...

If 3 years to go..

Then it's 1.5k not 1.2k left??

2 years to go, mean 1k left...

Assuming getting max 500 per year
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QUOTE(MUM @ Oct 21 2024, 12:44 PM)
Perhaps this year still hv 200 not yet claim?
Still hv 1334 to top up by Dec24 to claim 200.
Then next year 500 and year after next 500.
Before reaching max eligible age.
Total 1200?
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QUOTE(nexona88 @ Oct 21 2024, 02:12 PM)
Maybe 🤔

Anyway
Need confirmation from CommodoreAmiga on what he meant by left 1.2k only
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Eh? I though it's RM600 per year now? Still RM 500? Lol. Then left RM1K only. laugh.gif
CommodoreAmiga
post Oct 22 2024, 08:38 AM

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QUOTE(TOS @ Oct 21 2024, 09:12 PM)
Say what wei. Translate lah.
CommodoreAmiga
post Oct 22 2024, 09:20 AM

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QUOTE(BboyDora @ Oct 22 2024, 08:44 AM)
top right, click the 3 dots. and choose translate  smile.gif  smile.gif
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Where got translate 404. Semua Cina.
CommodoreAmiga
post Oct 29 2024, 08:31 AM

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QUOTE(nexona88 @ Oct 23 2024, 10:00 PM)
2023 got lifetime 5k thingy meh??

I remember this 5k lifetime only enforced after they start giving 500 (which is Year 2024)..

The 300 period one no 5k lifetime...
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Yes, previously no limit. Then gov saw this thread,too many lowyat kaki taking advantage of this and decided to impose limit. It's all your salahan always post here. 😁

This post has been edited by CommodoreAmiga: Oct 29 2024, 08:31 AM
CommodoreAmiga
post Oct 30 2024, 07:43 AM

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QUOTE(dwRK @ Oct 29 2024, 11:04 AM)
me think this is good... set a limit so folks dun expects it to be forever... lol... but ppl will be ppl forever complain... hahaha...

actually last time i was thinking... when you born, automatic get epf account and gov give your 2k... when you 60... account already compound to 66k... much better headline news... give you 5k now also cannot compound to 66k... hahaha...
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Yes, much better idea. Menabung dari kecik kecik like Rosmah! Each citizen born will auto open EPF account to get money!

I vote you for PMXI !
CommodoreAmiga
post Nov 8 2024, 08:32 AM

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QUOTE(ronnie @ Nov 7 2024, 10:03 PM)
14 years old can open an EPF account to start earning i-Saraan actually.
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Kecik kecik sudah mau bersara.... laugh.gif

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