30.. approx got 1.5m to 1.6m

Then buy a quarter mil car
buy shop office and house
Spend parents makan minum enjoy (like 30k for makan for a year)

Now left 950k

Sad...

Very impressive savings for some of you!

28yo

assets
fd 50k
Ut 10k
Share 20k

Liability
Ptptn -40k
Car -15k

Net current 35k
Epf 50k
Net 85k

Targeted 30
Fd 80k
Ut 15k
Share 25k
Ptptn -32k
Car 0k
Epf100k
House -200k

Age 31..

Asset
1. Landed property - 420k
2. Apartment - 520k
3. EPF - 430k
4. Cash savings - 120k
5. Shares - 100k

hoping to reach 1 mil in 3 years time!

Cuz i thought of getting a car... a myvi which cost around 550 per month.... with my kacang puteh salary...
I most likely my savings would ended up become 600 per month only...

27 years old

Assets
ASNB 20k
Condo 550k (invested 100k for d/p and renovation 50k)
Condo 650k
EPF 50k left

Liability
Debt 900k

32 Years Old Now
Married with 2 kids

Cash in Hand

Rm 30k

Investment

ASB - Rm 120k
ASBF Rm 200k (Loan still have 198k)
PM - Rm 5k
EPF - Rm 100k

Assets

Landed House - Rm 350k (Fully Paid)
Studio Houde - Rm 300k
2 Cars - Worth Rm 100k now

Liability

Studio House - Rm 152k
Car - Rm 90k
CC Loan - 25k

Until now dont know whether im on the right track or not. Got sifu can advise ?

0

You are not doing too badly

Need a few more info to calculate your financial ratios before drawing a conclusion, but at least you have positive net worth

Kinda shit liquidity though, probably shittier liquidity ratio (can't be known withouts knowing your commitments and income)

Can be better, but not bad. Don't feel too good about it, you can work on it to make your finances more robust

You don't need savings...

Whatever comes in goes to pay the debts...

YOLO...

Money is too be spent...

Not hoarded for the bank when u GG

30? that was over 20 years ago.... can't remember liao. haha

let yolo to the max！👍

True. Plus once you have cash cow, just milk them and spend. Nothing to worry.

Chill... God will provide...

Why compare? Some people with just rm100 savings enough bersyukur and happy. Some people wedding rm1000 enough, others rm60,000 also not happy, say not grand enough since its a one in a lifetime experience.

Some are born with a silverspoon, some struggle to have savings even at 30 due to having to support family.

Look at yourself and create your own path. Important is you have to improve instead of staying stagnant, or worse becoming complicent and deteriorate.

Wife working ?. How much your salary

Single, 30 years old.
Worked for 7 full years in Singapore.
This year (2020) is the 8th year.
Current savings (cash): 25.3k SGD
Current cash in stock: 24.7k SGD
Current passive income: $1.7k SGD per year
Passive income can survive around 2.5 months in my hometown if I don't go out.

Kept my money in SGD because of how bad the exchange rate is. Only converted to RM when I need to balik kampung or remit money.

30y

Sp500 80k
Asm 65k
Cash 15k (why Asm always no stock?)

Epf 100k
House 200k tenkiu pamabank paid
Iswara 2k (Sian always kena high beam from behind)
China pong 500 (custom rom hehe)
Csgo hebe pc 500 (Nvidia 1060 6gb, 16g downloadable RAM, last week cmos battery mati)

Ptptn lon 0
Cc lon 0
House lon 0
Car lon 0
Kawan lon 0 (consider burn)
Personal lon 0

When can buy 500sqft foreveralone studio?


We will make America huat again

This post has been edited by alexkos: Feb 9 2020, 07:08 PM

0 yolo

Exhchange rate where got bad, convert instantly rich fag