by normal career progression. should at least have 100k savings by 30. if not, need to check on spending la.

Used to have almost rm400k when i was 30 (last year), i saved to get married.
Then spent around 80% for wedding & honeymoon.
My wife just gave birth in september, spent another 30k+ for hospital, confinement, buy baby stuff etc.
I have money come in around 20k & go out around 15k every month, i spend a lot.
Current balance in bank is around 20K+ only. Some money should come in again this or next week.
The problem is my high spending. I like to go shopping, upgrade new iphone every year for me & my wife, buy games & new gadgets, so my saving is always low but i have money to spend la every month.

wah spent 80% of 400k just for wedding?

around that la. for wedding & 2 weeks honeymoon in italy & santorini.
wedding nowadays is not cheap

This post has been edited by Dio Escobar: Nov 7 2019, 12:29 PM

Only 15k. Getting lesser everyday. Living by the paycheck.

saving?? hahaha how to saving..today in and after 3 days pull back...bcos my gaji ciput...

i gettng married next year too.

20k dowry + videography + photography + gown + all shits = around 100k.

your honey moon must be very YOLO hhahaha.

30 years old... gosh. That was nearly 20 years ago for me. Not much savings as everything went into studies...

One of the month in that year my saving left less than 500. The lowest my saving have been ever since started working professionally. Because buy and renovate property.

My advise to those that buying property for first time, don't buy at max you can afford, and always double the saving then what you plan to spend for renovate, you budget 50k renovate but end up will spend 100k.

If after U start working salary is 20k then can kot. After U already what? 25 or 26? One year save 20 or 25 k then 30y.o will have 100k saving.

this type most scary. once cashflow issue. gg.

I'm currently 23 with 17k savings....
30 years old to have 100k seems very to be a very difficult KPI to reach tho....
Unless gaji increase alot la hahahhaha

This post has been edited by Desmune97: Nov 7 2019, 04:44 PM

saving x paya la

anak tu rezeki mah

Asb 200k

Liability
- Apartment loan 360k
- Car Loan 30K
- Education Loan 40k

Asset
- Share 80k
- Cash 5K

28 years old
FML

Use to save 10k a month

Now negative 10 k a month. Reasons

1) started family 4 kids
2) bought houses now hard to rent

Now depending on quarterly epf withdrawal and yearly bonus

Achievable. Don’t worry. Just plan your finance properly. I start to get serious at 25 thankgod. 😂

Seriously ?

Many will die ad using this

at 30 parents still gip money to ayam... kinda fakap.......

*duplicated*

This post has been edited by bronkos: Nov 7 2019, 06:54 PM