Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Auto Insurance for Grab drivers

views
     
TSriver.sand
post Dec 1 2018, 09:52 PM, updated 6y ago

Look at all my stars!!
*******
Senior Member
3,788 posts

Joined: Feb 2012
I am trying to find out more about MSIG auto insurance.

Under the additional coverage, what do you think are essential (other than of course e-hailing)?

------------------------ Additional Coverage -----------------------------------

a) Passenger Legal Liability (Compulsory purchase for car travelling to Singapore)Passenger Legal Liability

b)Legal Liability of Passenger for Acts of Negligence Legal Liability of Passenger for Acts of Negligence

c)Limited Special Perils (floods,storm,landslide,landslip,subsidence) - Cover up to 25%Limited Special Perils - Cover up to 25%

d)Special Perils (floods,storm,landslide,landslip,subsidence) - Cover up to 100%Special Perils - Cover up to 100%

e)SRCC (Strikes, Riots and Civil Commotion)SRCC (Strikes, Riots and Civil Commotion)

f)24-Hour Unlimited Towing Service*24-Hour Unlimited Towing Service*

g)Waiver of Compulsory ExcessWaiver of Compulsory Excess

h)Waiver of Betterment CostWaiver of Betterment Cost

i)E-HailingE-Hailing

j)Smart Key Shield (New)Smart Key Shield (New) RM 0

k)Windscreen Coverage Windscreen Coverage RM 0

l)CART ExtensionCompensation for Assessed Repair Time (CART)

m)Driver's Personal Accident (New)Driver Personal Accident (New)


marmurra
post Dec 5 2018, 01:28 AM

Getting Started
**
Junior Member
246 posts

Joined: Dec 2017
Thanks.

This post has been edited by marmurra: Apr 22 2019, 10:28 PM
marmurra
post Apr 8 2019, 04:54 AM

Getting Started
**
Junior Member
246 posts

Joined: Dec 2017
Thanks.

This post has been edited by marmurra: Apr 22 2019, 10:26 PM
yhtan
post Apr 8 2019, 09:57 AM

Look at all my stars!!
*******
Senior Member
8,547 posts

Joined: Sep 2005
From: lolyat


QUOTE(yhtan @ Apr 2 2019, 09:36 AM)
Just renew my insurance and opt for ehailing add on, additional 10%+ before NCD, after NCD another 27%

user posted image
*
this is from AXA for my car, insured value 21k with 55% NCD
Micky78
post May 15 2019, 05:34 PM

Regular
******
Senior Member
1,094 posts

Joined: Nov 2008
From: Cheras


nice quo..
silentfeed P
post May 22 2019, 08:26 AM

New Member
*
Probation
1 posts

Joined: Apr 2019
QUOTE(yhtan @ Apr 8 2019, 09:57 AM)
this is from AXA for my car, insured value 21k with 55% NCD
*
how much for ehailing? is it RM109?
Micky78
post May 24 2019, 06:21 PM

Regular
******
Senior Member
1,094 posts

Joined: Nov 2008
From: Cheras


QUOTE(silentfeed @ May 22 2019, 08:26 AM)
how much for ehailing? is it RM109?
*
need to ask what other benefits.. axa offer upto 10k PA cover....other insurer might defer...

better take full special peril cover.. u never know..
ahwai
post Jul 5 2019, 03:22 PM

Casual
***
Junior Member
445 posts

Joined: Aug 2005
all grab vehicles recommend to enhance
legal liability to passengers
legal liability of passengers
e-hailing add on
24 hour unlimited towing

yhtan
post Jul 5 2019, 03:27 PM

Look at all my stars!!
*******
Senior Member
8,547 posts

Joined: Sep 2005
From: lolyat


QUOTE(silentfeed @ May 22 2019, 08:26 AM)
how much for ehailing? is it RM109?
*
Yes, that RM109. I heard it will affect NCD if there is accident claim.
SleeplessEyes
post Jul 11 2019, 03:11 PM

I'm me bro, let me be me
*******
Senior Member
2,390 posts

Joined: Feb 2007
QUOTE(yhtan @ Jul 5 2019, 03:27 PM)
Yes, that RM109. I heard it will affect NCD if there is accident claim.
*
RM 109 / 12 months = RM 9.08 per month
or RM 109 / 365 days = 30 sens a Day

That means Crab is making extra money from their Daily insurance ???
Cause Grab quoted mine Rm 1.80 per day .

And I'm on AXA with almost same sum insured value as you. NCD I think maybe mine aint 55%. Need to check what is the NCD again.

Thats why I feel Crab is taking advantage by threatening say - this is compulsory, blah blah blah, deduct Rm 1.80 per 24 hours.

This post has been edited by SleeplessEyes: Jul 11 2019, 03:12 PM
yhtan
post Jul 11 2019, 04:50 PM

Look at all my stars!!
*******
Senior Member
8,547 posts

Joined: Sep 2005
From: lolyat


QUOTE(SleeplessEyes @ Jul 11 2019, 03:11 PM)
RM 109 / 12 months =  RM 9.08 per month
or RM 109 / 365 days = 30 sens a Day

That means Crab is making extra money from their Daily insurance ???
Cause Grab quoted mine Rm 1.80 per day .

And I'm on AXA with almost same sum insured value as you. NCD I think maybe mine aint 55%. Need to check what is the NCD again.

Thats why I feel Crab is taking advantage by threatening say - this is compulsory, blah blah blah, deduct Rm 1.80 per 24 hours.
*
Insured value almost same and NCD 55% then go for whole year one, no point taking daily unless u planning to drive 100 days for whole year.

I would say the above daily insurance plan is good for those driving solely for weekend only.
SleeplessEyes
post Jul 16 2019, 05:00 PM

I'm me bro, let me be me
*******
Senior Member
2,390 posts

Joined: Feb 2007
QUOTE(yhtan @ Jul 11 2019, 04:50 PM)
Insured value almost same and NCD 55% then go for whole year one, no point taking daily unless u planning to drive 100 days for whole year.

I would say the above daily insurance plan is good for those driving solely for weekend only.
*
I just called AXA and they said for my policy they will count prorated since my insurance policy already half a year.
They quoted me RM 77.10 if I start today 16 July. Reasonable compare to daylight robbery from Grab.

And yes Im not those drive on weekend only. I drive for Grab daily except Weekends. In fact MyCar so far doesn't force its Drivers to sign up for daily insurance

This post has been edited by SleeplessEyes: Jul 16 2019, 05:01 PM
yhtan
post Jul 16 2019, 05:14 PM

Look at all my stars!!
*******
Senior Member
8,547 posts

Joined: Sep 2005
From: lolyat


QUOTE(SleeplessEyes @ Jul 16 2019, 05:00 PM)
I just called AXA and they said for my policy they will count prorated since my insurance policy already half a year.
They quoted me RM 77.10 if I start today 16 July. Reasonable compare to daylight robbery from Grab.

And yes Im not those drive on weekend only. I drive for Grab daily except Weekends. In fact MyCar so far doesn't force its Drivers to sign up for daily insurance
*
It is just an add-on which driver can opt in immediately, if u count further it is a profit making by offer u such service, same like their cash advance.
vincentxiang
post Nov 7 2019, 12:19 AM

Casual
***
Junior Member
348 posts

Joined: Jan 2003
From: kuala lumpur


I hav 2 questions about ehailing insurance:
- can i do pro-rated as my road tax will expire on april 2020?
- can i buy ehailing insurance from different insurer? (example, auto insurance under AIA bu ehailing insurance under Etiqa)
yhtan
post Nov 7 2019, 09:35 AM

Look at all my stars!!
*******
Senior Member
8,547 posts

Joined: Sep 2005
From: lolyat


QUOTE(vincentxiang @ Nov 7 2019, 12:19 AM)
I hav 2 questions about ehailing insurance:
- can i do pro-rated as my road tax will expire on april 2020?
- can i buy ehailing insurance from different insurer? (example, auto insurance under AIA bu ehailing insurance under Etiqa)
*
E-hailing insurance is just add on, expiry date still follow your road tax.

Cannot, either u buy from your insurance provider or buy daily insurance from grab.

 

Change to:
| Lo-Fi Version
0.0137sec    0.37    5 queries    GZIP Disabled
Time is now: 29th March 2024 - 02:10 PM