Outline ·
[ Standard ] ·
Linear+
Auto Insurance for Grab drivers
TSriver.sand
|
Dec 1 2018, 09:52 PM, updated 6y ago
|
|
I am trying to find out more about MSIG auto insurance.
Under the additional coverage, what do you think are essential (other than of course e-hailing)?
------------------------ Additional Coverage -----------------------------------
a) Passenger Legal Liability (Compulsory purchase for car travelling to Singapore)Passenger Legal Liability
b)Legal Liability of Passenger for Acts of Negligence Legal Liability of Passenger for Acts of Negligence
c)Limited Special Perils (floods,storm,landslide,landslip,subsidence) - Cover up to 25%Limited Special Perils - Cover up to 25%
d)Special Perils (floods,storm,landslide,landslip,subsidence) - Cover up to 100%Special Perils - Cover up to 100%
e)SRCC (Strikes, Riots and Civil Commotion)SRCC (Strikes, Riots and Civil Commotion)
f)24-Hour Unlimited Towing Service*24-Hour Unlimited Towing Service*
g)Waiver of Compulsory ExcessWaiver of Compulsory Excess
h)Waiver of Betterment CostWaiver of Betterment Cost
i)E-HailingE-Hailing
j)Smart Key Shield (New)Smart Key Shield (New) RM 0
k)Windscreen Coverage Windscreen Coverage RM 0
l)CART ExtensionCompensation for Assessed Repair Time (CART)
m)Driver's Personal Accident (New)Driver Personal Accident (New)
|
|
|
|
marmurra
|
Dec 5 2018, 01:28 AM
|
Getting Started
|
Thanks.
This post has been edited by marmurra: Apr 22 2019, 10:28 PM
|
|
|
|
marmurra
|
Apr 8 2019, 04:54 AM
|
Getting Started
|
Thanks.
This post has been edited by marmurra: Apr 22 2019, 10:26 PM
|
|
|
|
yhtan
|
Apr 8 2019, 09:57 AM
|
|
QUOTE(yhtan @ Apr 2 2019, 09:36 AM) Just renew my insurance and opt for ehailing add on, additional 10%+ before NCD, after NCD another 27% this is from AXA for my car, insured value 21k with 55% NCD
|
|
|
|
Micky78
|
May 15 2019, 05:34 PM
|
|
nice quo..
|
|
|
|
silentfeed P
|
May 22 2019, 08:26 AM
|
New Member
|
QUOTE(yhtan @ Apr 8 2019, 09:57 AM) this is from AXA for my car, insured value 21k with 55% NCD how much for ehailing? is it RM109?
|
|
|
|
Micky78
|
May 24 2019, 06:21 PM
|
|
QUOTE(silentfeed @ May 22 2019, 08:26 AM) how much for ehailing? is it RM109? need to ask what other benefits.. axa offer upto 10k PA cover....other insurer might defer... better take full special peril cover.. u never know..
|
|
|
|
ahwai
|
Jul 5 2019, 03:22 PM
|
|
all grab vehicles recommend to enhance legal liability to passengers legal liability of passengers e-hailing add on 24 hour unlimited towing
|
|
|
|
yhtan
|
Jul 5 2019, 03:27 PM
|
|
QUOTE(silentfeed @ May 22 2019, 08:26 AM) how much for ehailing? is it RM109? Yes, that RM109. I heard it will affect NCD if there is accident claim.
|
|
|
|
SleeplessEyes
|
Jul 11 2019, 03:11 PM
|
|
QUOTE(yhtan @ Jul 5 2019, 03:27 PM) Yes, that RM109. I heard it will affect NCD if there is accident claim. RM 109 / 12 months = RM 9.08 per month or RM 109 / 365 days = 30 sens a Day That means Crab is making extra money from their Daily insurance ??? Cause Grab quoted mine Rm 1.80 per day . And I'm on AXA with almost same sum insured value as you. NCD I think maybe mine aint 55%. Need to check what is the NCD again. Thats why I feel Crab is taking advantage by threatening say - this is compulsory, blah blah blah, deduct Rm 1.80 per 24 hours. This post has been edited by SleeplessEyes: Jul 11 2019, 03:12 PM
|
|
|
|
yhtan
|
Jul 11 2019, 04:50 PM
|
|
QUOTE(SleeplessEyes @ Jul 11 2019, 03:11 PM) RM 109 / 12 months = RM 9.08 per month or RM 109 / 365 days = 30 sens a Day That means Crab is making extra money from their Daily insurance ??? Cause Grab quoted mine Rm 1.80 per day . And I'm on AXA with almost same sum insured value as you. NCD I think maybe mine aint 55%. Need to check what is the NCD again. Thats why I feel Crab is taking advantage by threatening say - this is compulsory, blah blah blah, deduct Rm 1.80 per 24 hours. Insured value almost same and NCD 55% then go for whole year one, no point taking daily unless u planning to drive 100 days for whole year. I would say the above daily insurance plan is good for those driving solely for weekend only.
|
|
|
|
SleeplessEyes
|
Jul 16 2019, 05:00 PM
|
|
QUOTE(yhtan @ Jul 11 2019, 04:50 PM) Insured value almost same and NCD 55% then go for whole year one, no point taking daily unless u planning to drive 100 days for whole year. I would say the above daily insurance plan is good for those driving solely for weekend only. I just called AXA and they said for my policy they will count prorated since my insurance policy already half a year. They quoted me RM 77.10 if I start today 16 July. Reasonable compare to daylight robbery from Grab. And yes Im not those drive on weekend only. I drive for Grab daily except Weekends. In fact MyCar so far doesn't force its Drivers to sign up for daily insurance This post has been edited by SleeplessEyes: Jul 16 2019, 05:01 PM
|
|
|
|
yhtan
|
Jul 16 2019, 05:14 PM
|
|
QUOTE(SleeplessEyes @ Jul 16 2019, 05:00 PM) I just called AXA and they said for my policy they will count prorated since my insurance policy already half a year. They quoted me RM 77.10 if I start today 16 July. Reasonable compare to daylight robbery from Grab. And yes Im not those drive on weekend only. I drive for Grab daily except Weekends. In fact MyCar so far doesn't force its Drivers to sign up for daily insurance It is just an add-on which driver can opt in immediately, if u count further it is a profit making by offer u such service, same like their cash advance.
|
|
|
|
vincentxiang
|
Nov 7 2019, 12:19 AM
|
|
I hav 2 questions about ehailing insurance: - can i do pro-rated as my road tax will expire on april 2020? - can i buy ehailing insurance from different insurer? (example, auto insurance under AIA bu ehailing insurance under Etiqa)
|
|
|
|
yhtan
|
Nov 7 2019, 09:35 AM
|
|
QUOTE(vincentxiang @ Nov 7 2019, 12:19 AM) I hav 2 questions about ehailing insurance: - can i do pro-rated as my road tax will expire on april 2020? - can i buy ehailing insurance from different insurer? (example, auto insurance under AIA bu ehailing insurance under Etiqa) E-hailing insurance is just add on, expiry date still follow your road tax. Cannot, either u buy from your insurance provider or buy daily insurance from grab.
|
|
|
|