I am trying to find out more about MSIG auto insurance.

Under the additional coverage, what do you think are essential (other than of course e-hailing)?

------------------------ Additional Coverage -----------------------------------

a) Passenger Legal Liability (Compulsory purchase for car travelling to Singapore)Passenger Legal Liability

b)Legal Liability of Passenger for Acts of Negligence Legal Liability of Passenger for Acts of Negligence

c)Limited Special Perils (floods,storm,landslide,landslip,subsidence) - Cover up to 25%Limited Special Perils - Cover up to 25%

d)Special Perils (floods,storm,landslide,landslip,subsidence) - Cover up to 100%Special Perils - Cover up to 100%

e)SRCC (Strikes, Riots and Civil Commotion)SRCC (Strikes, Riots and Civil Commotion)

f)24-Hour Unlimited Towing Service*24-Hour Unlimited Towing Service*

g)Waiver of Compulsory ExcessWaiver of Compulsory Excess

h)Waiver of Betterment CostWaiver of Betterment Cost

i)E-HailingE-Hailing

j)Smart Key Shield (New)Smart Key Shield (New) RM 0

k)Windscreen Coverage Windscreen Coverage RM 0

l)CART ExtensionCompensation for Assessed Repair Time (CART)

m)Driver's Personal Accident (New)Driver Personal Accident (New)