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 Auto Insurance for Grab drivers

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yhtan
post Apr 8 2019, 09:57 AM

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From: lolyat


QUOTE(yhtan @ Apr 2 2019, 09:36 AM)
Just renew my insurance and opt for ehailing add on, additional 10%+ before NCD, after NCD another 27%

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this is from AXA for my car, insured value 21k with 55% NCD
yhtan
post Jul 5 2019, 03:27 PM

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From: lolyat


QUOTE(silentfeed @ May 22 2019, 08:26 AM)
how much for ehailing? is it RM109?
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Yes, that RM109. I heard it will affect NCD if there is accident claim.
yhtan
post Jul 11 2019, 04:50 PM

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From: lolyat


QUOTE(SleeplessEyes @ Jul 11 2019, 03:11 PM)
RM 109 / 12 months =  RM 9.08 per month
or RM 109 / 365 days = 30 sens a Day

That means Crab is making extra money from their Daily insurance ???
Cause Grab quoted mine Rm 1.80 per day .

And I'm on AXA with almost same sum insured value as you. NCD I think maybe mine aint 55%. Need to check what is the NCD again.

Thats why I feel Crab is taking advantage by threatening say - this is compulsory, blah blah blah, deduct Rm 1.80 per 24 hours.
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Insured value almost same and NCD 55% then go for whole year one, no point taking daily unless u planning to drive 100 days for whole year.

I would say the above daily insurance plan is good for those driving solely for weekend only.
yhtan
post Jul 16 2019, 05:14 PM

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From: lolyat


QUOTE(SleeplessEyes @ Jul 16 2019, 05:00 PM)
I just called AXA and they said for my policy they will count prorated since my insurance policy already half a year.
They quoted me RM 77.10 if I start today 16 July. Reasonable compare to daylight robbery from Grab.

And yes Im not those drive on weekend only. I drive for Grab daily except Weekends. In fact MyCar so far doesn't force its Drivers to sign up for daily insurance
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It is just an add-on which driver can opt in immediately, if u count further it is a profit making by offer u such service, same like their cash advance.
yhtan
post Nov 7 2019, 09:35 AM

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From: lolyat


QUOTE(vincentxiang @ Nov 7 2019, 12:19 AM)
I hav 2 questions about ehailing insurance:
- can i do pro-rated as my road tax will expire on april 2020?
- can i buy ehailing insurance from different insurer? (example, auto insurance under AIA bu ehailing insurance under Etiqa)
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E-hailing insurance is just add on, expiry date still follow your road tax.

Cannot, either u buy from your insurance provider or buy daily insurance from grab.

 

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