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 Auto Insurance for Grab drivers

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SleeplessEyes
post Jul 11 2019, 03:11 PM

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QUOTE(yhtan @ Jul 5 2019, 03:27 PM)
Yes, that RM109. I heard it will affect NCD if there is accident claim.
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RM 109 / 12 months = RM 9.08 per month
or RM 109 / 365 days = 30 sens a Day

That means Crab is making extra money from their Daily insurance ???
Cause Grab quoted mine Rm 1.80 per day .

And I'm on AXA with almost same sum insured value as you. NCD I think maybe mine aint 55%. Need to check what is the NCD again.

Thats why I feel Crab is taking advantage by threatening say - this is compulsory, blah blah blah, deduct Rm 1.80 per 24 hours.

This post has been edited by SleeplessEyes: Jul 11 2019, 03:12 PM
SleeplessEyes
post Jul 16 2019, 05:00 PM

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QUOTE(yhtan @ Jul 11 2019, 04:50 PM)
Insured value almost same and NCD 55% then go for whole year one, no point taking daily unless u planning to drive 100 days for whole year.

I would say the above daily insurance plan is good for those driving solely for weekend only.
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I just called AXA and they said for my policy they will count prorated since my insurance policy already half a year.
They quoted me RM 77.10 if I start today 16 July. Reasonable compare to daylight robbery from Grab.

And yes Im not those drive on weekend only. I drive for Grab daily except Weekends. In fact MyCar so far doesn't force its Drivers to sign up for daily insurance

This post has been edited by SleeplessEyes: Jul 16 2019, 05:01 PM

 

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