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 Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back

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SUSmonoikhwan
post Dec 11 2018, 01:52 PM

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QUOTE(David83 @ Dec 11 2018, 09:43 AM)
Damn the PAC!

Tried to setup Quick Balance.
Able to go through 1st step but stuck at PAC SMS.
Error message: [merr00050] when requested PAC SMS
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How did you able to get past the 1st step?
I'm in the same boat as you. Only have CC account but no CASA. When I pressed Settings > Quick Balance Device, I got message "You do not have the access rights for this function. For activation, please visit the nearest PBB branch."

Haih another trip to PBB branch? In 2018, everything is manual with this bank.

This post has been edited by monoikhwan: Dec 11 2018, 01:53 PM
SUSDavid83
post Dec 11 2018, 02:26 PM

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QUOTE(monoikhwan @ Dec 11 2018, 01:52 PM)
How did you able to get past the 1st step?
I'm in the same boat as you. Only have CC account but no CASA. When I pressed Settings > Quick Balance Device, I got message "You do not have the access rights for this function. For activation, please visit the nearest PBB branch."

Haih another trip to PBB branch? In 2018, everything is manual with this bank.
*
I didn't do anything.
I just tried again this morning.
cybpsych
post Dec 11 2018, 07:00 PM

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Get More Rewards with PB Card at Da Men Mall [ PBB | T&Cs ]

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cx2531
post Dec 11 2018, 07:19 PM

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anyone tried apply some of the pbb card through ringgitplus? wonder how to claim the RM200 giant voucher
fruitie
post Dec 11 2018, 07:48 PM

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QUOTE(cx2531 @ Dec 11 2018, 07:19 PM)
anyone tried apply some of the pbb card through ringgitplus? wonder how to claim the RM200 giant voucher
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Me. Once you spent RM 250, PBB will inform RP. RP will then contact you via email to redeem the gift. I have redeemed and got it.
If you haven't received email from RP, then call PBB CS to ask them to inform RP for the gift.
jiaen0509
post Dec 11 2018, 10:45 PM

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Want to know how Public Bank work.

Let say my statement balance is RM1000. And I receive WK 18,19,20 total RM150 cash back.

Then I need to pay my Credit Card RM850 or RM1000 instead before due date.
LostAndFound
post Dec 11 2018, 11:42 PM

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QUOTE(TongCN @ Dec 11 2018, 08:35 AM)
Wait what?
I didnt get Week 20 but my trax is:

RM60.01 - 7:08
RM60.02 - 7:10
RM60.03 - 7:13 <-- quota ends here  bangwall.gif
RM60.04 - 7:15
RM60.05 - 7:16
RM60.06 - 7:17
RM60.07 - 7:xx - i cant find the sms
RM60.08 - 7:19

While my friend first tranx is 7:06 ends in 7:11 entitle RM50
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Correct ah. When he finished 8 transaction (7:11) still got cashback. When you finish your 3rd transaction cashback finish di, so you don't get anything.

If your 3rd transaction was 7:11 you would have gotten the reduced cashback amount at least, probably.

QUOTE(jiaen0509 @ Dec 11 2018, 10:45 PM)
Want to know how Public Bank work.

Let say my statement balance is RM1000. And I receive WK 18,19,20 total RM150 cash back.

Then I need to pay my Credit Card RM850 or RM1000 instead before due date.
*
850. Assuming that W18/19/20 is received after your statement generated, of course.....
deanitro
post Dec 12 2018, 03:10 AM

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is shopee app purchase eligible for 5% online shopping cash rebate?
beLIEve
post Dec 12 2018, 04:54 AM

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QUOTE(deanitro @ Dec 12 2018, 03:10 AM)
is shopee app purchase eligible for 5% online shopping cash rebate?
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Yes. Make sure you choose credit card and use quantum MasterCard. Don't choose FPX
ClarenceT
post Dec 12 2018, 06:04 AM

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QUOTE(deanitro @ Dec 12 2018, 03:10 AM)
is shopee app purchase eligible for 5% online shopping cash rebate?
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If you receive OTP to complete the transaction.
ClarenceT
post Dec 12 2018, 06:08 AM

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QUOTE(jiaen0509 @ Dec 11 2018, 10:45 PM)
Want to know how Public Bank work.

Let say my statement balance is RM1000. And I receive WK 18,19,20 total RM150 cash back.

Then I need to pay my Credit Card RM850 or RM1000 instead before due date.
*
Always pay the statement balance by the due date.
The card issuers can charge you interest if you don't pay the full statement balance and by the due date.

This post has been edited by ClarenceT: Dec 12 2018, 06:08 AM
lwc629
post Dec 12 2018, 07:24 AM

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QUOTE(jiaen0509 @ Dec 11 2018, 10:45 PM)
Want to know how Public Bank work.

Let say my statement balance is RM1000. And I receive WK 18,19,20 total RM150 cash back.

Then I need to pay my Credit Card RM850 or RM1000 instead before due date.
*
QUOTE(ClarenceT @ Dec 12 2018, 06:08 AM)
Always pay the statement balance by the due date.
The card issuers can charge you interest if you don't pay the full statement balance and by the due date.
*
statement balance can be offset by cashback credited into account after statement date



ClarenceT
post Dec 12 2018, 07:52 AM

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QUOTE(lwc629 @ Dec 12 2018, 07:24 AM)
statement balance can be offset by cashback credited into account after statement date
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I know, but it is not always true, and the bank can enforce it anytime. You are taking risk to get charged of interest but you get a few cents of saving.
LostAndFound
post Dec 12 2018, 08:17 AM

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QUOTE(ClarenceT @ Dec 12 2018, 07:52 AM)
I know, but it is not always true, and the bank can enforce it anytime. You are taking risk to get charged of interest but you get a few cents of saving.
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Different bank different practice. If the practice changes will very quickly have notice here from those who habitually do this. And changing this is a matter of changing how their internal system processes cash back, which is a cost to the bank.

Most banks that allow cashback to offset in fact display something to indicate that, for example updating the minimum payment (MBB does this) or showing the cashback as payment received.
TongCN
post Dec 12 2018, 08:33 AM

Look ma, I have lots stars :D
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QUOTE(LostAndFound @ Dec 11 2018, 11:42 PM)
Correct ah. When he finished 8 transaction (7:11) still got cashback. When you finish your 3rd transaction cashback finish di, so you don't get anything.

If your 3rd transaction was 7:11 you would have gotten the reduced cashback amount at least, probably.
850. Assuming that W18/19/20 is received after your statement generated, of course.....
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Ya, i'm aware of it smile.gif

I just wanna show that quota ends there icon_rolleyes.gif
ClarenceT
post Dec 12 2018, 09:35 AM

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QUOTE(TongCN @ Dec 12 2018, 08:33 AM)
Ya, i'm aware of it smile.gif

I just wanna show that quota ends there icon_rolleyes.gif
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OTP time is not always accurate as you were given a few minutes to complete the transaction.

AskarPerang
post Dec 12 2018, 10:48 AM

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QUOTE(cx2531 @ Dec 11 2018, 07:19 PM)
anyone tried apply some of the pbb card through ringgitplus? wonder how to claim the RM200 giant voucher
*
This is the email reply from ringgitplus:

Good day to you.

Kindly allow a period of 30 days to be completed from the card activation and upon fulfilling the minimum spend of RM250 from the approval date to confirm if the unique code to be sent to yourself.

If you still have not received the unique code to redeem your free gift, kindly let us know the exact date the minimum spend requirement above was completed and we will be able to check for you.

If you have any questions please just reply, I'd love to help you.

Regards,

Diana

RinggitPlus.com
hihihehe
post Dec 12 2018, 10:58 AM

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does the monthly cashback following statement date or every 1st of month?
SUSDavid83
post Dec 12 2018, 10:58 AM

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QUOTE(hihihehe @ Dec 12 2018, 10:58 AM)
does the monthly cashback following statement date or every 1st of month?
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Statement date
hihihehe
post Dec 12 2018, 11:24 AM

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QUOTE(David83 @ Dec 12 2018, 10:58 AM)
Statement date
*
thanks

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