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 Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back

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jiaen0509
post Nov 27 2018, 03:05 PM

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If I apply BT at PBB. Mean PBB will help me pay my MBB credit card let say 3k.

After that I need to pay 3k devide 12months to PBB every month?

Will it affect my PBB credit limit?
jiaen0509
post Nov 27 2018, 05:24 PM

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QUOTE(beLIEve @ Nov 27 2018, 03:06 PM)
Yes - 3k divide 12 each month. The "money" is taken from your PBB credit card. Total cedit limit remains the same, but available limit will reduce by 3k.
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QUOTE(tan_aniki @ Nov 27 2018, 03:20 PM)
flex payment, call for cash, bt etc all the same concept.
you will pay the one time fee for this case is RM0 then every month pay the total/tenure month.
let's say your credit limit is RM10k, it will become RM7k and next month will become RM7250.
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QUOTE(ClarenceT @ Nov 27 2018, 03:34 PM)
If I am not wrong, early settlement charge RM100 apply.
Don't assume you can simply cancel a CC and transfer the outstanding balance to another PB CC, and without charge, not always like Maybank CCs!
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Thank you all. Finally I understand the BT concept.
jiaen0509
post Dec 5 2018, 12:09 PM

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QUOTE(LostAndFound @ Dec 5 2018, 10:17 AM)
You can maintain your cashback amount, just have to pay out more only =). Our finance minister thanks you for your diligence.

EDIT: Week 18 cashback is out. I got full RM 50 for 5:50am transactions.
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You sure WK18 is out? Mean I lost WK18. Last transaction 8.30am.
jiaen0509
post Dec 5 2018, 01:59 PM

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QUOTE(cybpsych @ Dec 5 2018, 12:14 PM)
check later a bit.
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Still not yet credit yet... sad
jiaen0509
post Dec 5 2018, 02:42 PM

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8.30am missed the CB.

So what is the best time? 1am??
jiaen0509
post Dec 5 2018, 03:32 PM

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QUOTE(cybpsych @ Dec 5 2018, 02:44 PM)
when was 3rd transaction?

then we can narrow down between 1st -> 3rd window already finish quota.
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8.18am
8.19am
8.21am
8.26am
8.27am
8.29am
8.30am
8.31am

Top-up at 00:01 to 02:00 safe? Because I normally not yet sleep on that time. But saw some people feedback that missed CB when topup on 00:xx. So I always topup at 7am or 8+
jiaen0509
post Dec 6 2018, 03:19 PM

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SPEND NOW 4 MORE - WK19 50.00 CR

Last Transaction 6:41am

More competitive now...

This post has been edited by jiaen0509: Dec 6 2018, 03:21 PM
jiaen0509
post Dec 10 2018, 05:06 PM

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QUOTE(Gabriel03 @ Dec 10 2018, 04:49 PM)
Didn't get it. Getting earlier and earlier....
Transaction between 7.22 to 7.35 a.m.
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My WK 21&22 both 7am+
I think hopeless already
jiaen0509
post Dec 10 2018, 08:57 PM

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QUOTE(cybpsych @ Dec 10 2018, 08:54 PM)
noticed there are different boxes/tabs?
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Android Version updated? Really kesian PBe app developers. iOS now still black at top and bottom. They resolution still iPhone4 generations.

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jiaen0509
post Dec 11 2018, 10:45 PM

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Want to know how Public Bank work.

Let say my statement balance is RM1000. And I receive WK 18,19,20 total RM150 cash back.

Then I need to pay my Credit Card RM850 or RM1000 instead before due date.
jiaen0509
post Dec 14 2018, 06:42 PM

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SPEND NOW 4 MORE - WK21 50.00 CR

Last transaction at 7:36AM

I tot hopeless already because of 7am++
jiaen0509
post Dec 22 2018, 01:57 AM

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WK 22 - RM50

Last Transaction 7:08am
jiaen0509
post Dec 24 2018, 12:34 PM

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Sad. I miss the last Cash Back😢
jiaen0509
post Jan 8 2019, 12:22 PM

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My credit limit is currently 2x my monthly salary. Anyone have idea what CL normally PBB offer? 2x?2.5? Because I would like to request to increase the credit limit. Not sure what amount I have to put.
jiaen0509
post Jun 29 2019, 07:06 PM

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The combine cashback for Principle and Supp when only start?
jiaen0509
post Jun 29 2019, 07:10 PM

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QUOTE(fruitie @ Jun 29 2019, 07:08 PM)
Since when it's implementing?
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I saw someone discussed here before. It is affect the seperate statement for sup card?
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