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Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back
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fruitie
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Dec 23 2018, 12:40 AM
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Rise and Shine
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For the Quantum MC 12 months 0% installment. Does it have any exclusion? I am thinking to pay off some of my PTPTN payment and call to convert to 0% for 12 months. Since PTPTN is a government fee, I'm not too sure if it's excluded.
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fruitie
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Dec 23 2018, 01:29 PM
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Rise and Shine
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QUOTE(cybpsych @ Dec 23 2018, 03:45 AM) nope. just min amount to convert and ensure before statement is out. Thanks for the information! Helpful as usual.
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fruitie
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Dec 24 2018, 01:33 AM
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Rise and Shine
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Finally it's the last week of the weekly campaign. Hope to see it coming back again next year.
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fruitie
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Dec 24 2018, 05:07 PM
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Rise and Shine
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QUOTE(Lingohal @ Dec 24 2018, 04:45 PM) Here you go. The letter that came with the new Quantum card. [attachmentid=10145188] Sorry. Tried my best to make sure that the picture is shown in portrait. However, whenever it is uploaded, it automatically got changed to landscape. I threw away the letter I think, I don't think I'm entitled because I have spent more than that and didn't get any rebate.  I got my card in end of Oct.
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fruitie
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Dec 24 2018, 06:54 PM
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Rise and Shine
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QUOTE(Lingohal @ Dec 24 2018, 05:16 PM) I got the card early this month, somewhere around 7 Dec. You won't know whether you get the rebate until probably end of Dec, since you got it end of Oct. The rebate won't come immediately upon hitting RM500. We will get it only after 2 months. Just have your fingers crossed that you'll get the rebate.  I got my VS in early Oct and nothing was credited to me. I wasn't as lucky as you to get such promo. I have paid for RM 25 each for both cards.
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fruitie
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Dec 26 2018, 03:58 PM
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Rise and Shine
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Called CS to convert the PTPTN payment I made yesterday to 12 months 0% Flexi Payment, fuss free despite it's not posted in my PBe yet. It's only appearing in Authorized Charges but it's already showing on CS' side, so she helped me to do it.
All were good besides I got a not-so friendly CS which I never faced with other PBB CS. Anyway, luckily she did as what I requested so I don't bother much.
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fruitie
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Dec 27 2018, 12:16 PM
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Rise and Shine
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QUOTE(Edward12399 @ Dec 27 2018, 11:15 AM) I'm waiting my quantum cards, Visa card is useless for me. can i cancel before activate it? Thanks. Can. I did it. QUOTE(cybpsych @ Dec 27 2018, 11:19 AM) call CS and ask whether you can cancel it before issuance. what we do is to apply Mastercard only during the application, remark on the application form. What happened to me was I applied via CS and he told me must come with pair though I told him I don't need Quantum Visa, he said it must be sent in a pair. Oh well, since can cancel before activating then I accept. Wasted their effort to emboss only.
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fruitie
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Dec 27 2018, 01:33 PM
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Rise and Shine
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QUOTE(Edward12399 @ Dec 27 2018, 12:59 PM) Did the cancel for you? Thanks Yes, can be cancelled. I got it and straight cancelled without activating it. Wasted time and resources.
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fruitie
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Dec 28 2018, 02:30 PM
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Rise and Shine
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QUOTE(alesi616 @ Dec 28 2018, 08:29 AM) If apply quantum dual card will get charge SST rm25 x2 upon approval, even you cancel it before activation still get charge rite? Please enlighten me… Cancel before activation no need to pay anything. Been there, done that. Once received my Quantum cards, I only activated MC and called CS to cancel Visa. Visa was removed from my PBe immediately. Anyway, WK24 pocketed. Started at 12.30 a.m. my usual time, so no issue in getting it.
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fruitie
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Dec 28 2018, 02:32 PM
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Rise and Shine
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QUOTE(Omgf @ Dec 28 2018, 02:31 PM) Meaning 31st Dec no need to swipe? Since Wk26 cover from 24 to 31st. Yes, technically this campaign has ended.
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fruitie
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Dec 28 2018, 03:15 PM
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Rise and Shine
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QUOTE(Deskihaoz @ Dec 28 2018, 02:54 PM) Yea...Enrolled already..Thanks for reminding tho!! And I was thinking want to keep Master and cut off Visa since Visa like not really useful...or Visa got any hidden function or benefits for people usage? And can ask about the flexi 0% 12 month ...So means we go to any shop and buy somethings..pay with cc 1st den oni call to bank ask them arrange the payment to flexi pay? A lot questions....Im newbie to CC stuff...Paiseh  Most of us cut off the Visa though. Yes, pay with Quantum card then call to convert. Must be at least RM 1200.
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fruitie
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Dec 28 2018, 03:26 PM
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Rise and Shine
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QUOTE(ClarenceT @ Dec 28 2018, 03:22 PM) I use Quantum Visa. 5% rebate - departmental stores (eg Parkson, Aeon, Isetan), Entertainment (eg Disneyland), Taobao (Alipay). I didn't know Taobao is departmental.  Oh well, hardly use CC to pay Taobao these days. Either Alipay credit or BP. Good to know about this, puzzled why will it fall under departmental.
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fruitie
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Dec 29 2018, 12:48 AM
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Rise and Shine
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May I know for the 12 months 0% Flexipay, how will I know if it's successful? Is it I can only see in next statement or will it be posted in unbilled transactions like BT once approved?
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fruitie
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Dec 29 2018, 01:19 AM
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Rise and Shine
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QUOTE(Human Nature @ Dec 29 2018, 01:07 AM) the amount will be posted as unbilled as CR Then tomorrow I better call CS again to check the status. Thanks!
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fruitie
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Dec 29 2018, 02:04 PM
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Rise and Shine
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Lesson learnt, call to convert Flexipay 12 months for 0% only when the transaction is posted. I called again and immediately received SMS that it's converted. I asked this CS what happened to my previous request, she said can see I have requested and remark has been put and will be picked up by respective department. However, I didn't receive anything after 3 days.
So for peace of mind, only request to convert after it's posted and not when it's still floating though CS said there's no issue but well God knows.
Now just pray hard, this Quantum benefit is still retained..
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fruitie
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Dec 29 2018, 09:45 PM
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Rise and Shine
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QUOTE(sj0217 @ Dec 29 2018, 09:33 PM) If you want to “delay” a month of payment, you can call on the statement date itself, it will only be appear on following statement.  Oh? I didn't know that. I was afraid once posted on statement and cannot be converted anymore.
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fruitie
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Dec 29 2018, 10:58 PM
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Rise and Shine
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QUOTE(zhixie @ Dec 29 2018, 10:30 PM) Hi all, wanna ask if taobao is consider as online shopping transaction? Is it worth pay using PBb cc to get get 5% cashback Check out first page. QUOTE(beaverknight @ Dec 29 2018, 10:39 PM) AFAIK there’s a TNC stating call to convert after transaction posted and 5(?) days before statement date. I see, my first time doing it but glad it's fine now.
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fruitie
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Dec 31 2018, 06:48 PM
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Rise and Shine
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QUOTE(smartly @ Dec 31 2018, 06:44 PM) is PBB VS CB calculated base on 1st till 31st of each month ? Based on your statement date.
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fruitie
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Dec 31 2018, 11:56 PM
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Rise and Shine
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QUOTE(zhixie @ Dec 31 2018, 11:56 PM) If every month ask to charge pb cc quantum MasterCard or signature? Is it yes? It has to be online transaction...
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fruitie
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Jan 1 2019, 08:57 PM
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Rise and Shine
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QUOTE(aaron1kee @ Jan 1 2019, 08:54 PM) Hey guys looking to apply for a PB card with 0% BT for 6/12 months. Any recommendation for this? 0% BT for 6 months already ended. Now it has charges. For 12 months may end this month. PBB VS and Quantum cards are useful.
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