Outline ·
[ Standard ] ·
Linear+
Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back
|
Human Nature
|
Apr 5 2019, 10:44 AM
|
|
QUOTE(sysy @ Apr 5 2019, 10:12 AM) Happen to me for the past few month. But only when i do IBFT to pb bank then it show got error. No issue when using IBG. Not sure is there restriction from public bank on how many time of IBFT to thier card. Don't think it's a specific restriction as I only do it once per month. I tried IBFT to another PBB card the next day and it works. So may be random glitch
|
|
|
|
|
|
sysy
|
Apr 5 2019, 12:03 PM
|
Getting Started

|
QUOTE(Human Nature @ Apr 5 2019, 10:44 AM) Don't think it's a specific restriction as I only do it once per month. I tried IBFT to another PBB card the next day and it works. So may be random glitch  maybe i am the lucky 1, what i mean is u IBFT for your supp card as well, it always successful for my first 2 IBFT, then all will be fail. i tried next day also fail
|
|
|
|
|
|
kelvinlzy
|
Apr 5 2019, 02:37 PM
|
|
For the Quantum Flexi-Payment Plan, it is based on the amount of a single transaction right? Not combination of several transactions right?
Example: I swipe 2k, then another 3k, FPP can only apply for 2k, 3k or both provided I have enough CL? Or I can apply for 5k FPP one shot?
Thanks.
|
|
|
|
|
|
cybpsych
|
Apr 5 2019, 02:47 PM
|
|
QUOTE(kelvinlzy @ Apr 5 2019, 02:37 PM) For the Quantum Flexi-Payment Plan, it is based on the amount of a single transaction right? Not combination of several transactions right? Example: I swipe 2k, then another 3k, FPP can only apply for 2k, 3k or both provided I have enough CL? Or I can apply for 5k FPP one shot? Thanks. per transaction. apply multiple times lor.
|
|
|
|
|
|
kelvinlzy
|
Apr 5 2019, 03:43 PM
|
|
QUOTE(cybpsych @ Apr 5 2019, 02:47 PM) per transaction. apply multiple times lor. I was thinking to combine smaller amounts (<1.2k) and convert to FPP. That won't be the case then, thanks.
|
|
|
|
|
|
cybpsych
|
Apr 5 2019, 04:04 PM
|
|
QUOTE(cybpsych @ Oct 8 2016, 12:25 PM) per transaction. e.g. buy electrical appliances (e.g. fridge, TV, etc.) from merchant A with amount RM2k, swipe with PBB card, then after 3 days, call PBB to convert that RM2k into 9month Flexipay. advantages: good for single large sum transaction. no additional fees. simple call-in to CS, done in 1 minute. if you have multiple flexipay done, you can also BT your upcoming statement to another card, further extending the period (e.g. BT to MBB's 12mth 0%). disadvantages: not by statement (for this, you do BT instead), need min RM2k for 9month 0% flexipay, tricky when your purchase is near bill date (T&C: 3 days after transaction, 5 days before bill date). here's what's shown in the statement:  QUOTE(kelvinlzy @ Apr 5 2019, 03:43 PM) I was thinking to combine smaller amounts (<1.2k) and convert to FPP. That won't be the case then, thanks. flxipay doesnt work that way. see above screenshot.
|
|
|
|
|
|
kelvinlzy
|
Apr 5 2019, 04:19 PM
|
|
QUOTE(cybpsych @ Apr 5 2019, 04:04 PM) flxipay doesnt work that way. see above screenshot. Ok, do BT instead, got it, thanks.
|
|
|
|
|
|
celciuz
|
Apr 5 2019, 05:58 PM
|
|
QUOTE(adele123 @ Apr 3 2019, 02:13 PM) Just call, i think it's not too difficult to waive based on own experience. colleague got waived easily. I got waived when spend 500 or something. Paid my monthly statement through website and then noticed it has RM25 CR, yay. "CASH REWARDS/DEBIT REVERSAL ADJUSTMENT"
|
|
|
|
|
|
wywy2020
|
Apr 6 2019, 03:38 PM
|
|
QUOTE(celciuz @ Apr 5 2019, 05:58 PM) Paid my monthly statement through website and then noticed it has RM25 CR, yay. "CASH REWARDS/DEBIT REVERSAL ADJUSTMENT" public bank can waived the RM25 tax?
|
|
|
|
|
|
wywy2020
|
Apr 6 2019, 03:39 PM
|
|
if i am using Quantum Mastercard to pay utilities bill via Jompay online, do i entitle for the 5% cash rebate? does it consider as online transaction?
|
|
|
|
|
|
!@#$%^
|
Apr 6 2019, 03:49 PM
|
|
QUOTE(wywy2020 @ Apr 6 2019, 03:39 PM) if i am using Quantum Mastercard to pay utilities bill via Jompay online, do i entitle for the 5% cash rebate? does it consider as online transaction? read 1st page
|
|
|
|
|
|
SUSDavid83
|
Apr 6 2019, 03:49 PM
|
|
QUOTE(wywy2020 @ Apr 6 2019, 03:38 PM) public bank can waived the RM25 tax? Call CS and ask. Subject to approval!
|
|
|
|
|
|
wywy2020
|
Apr 6 2019, 04:59 PM
|
|
QUOTE(alexanderclz @ Apr 6 2019, 03:49 PM) I actually tried but no cash rebate. Appreciate if Anyone can share?
|
|
|
|
|
|
SUSDavid83
|
Apr 6 2019, 05:01 PM
|
|
QUOTE(wywy2020 @ Apr 6 2019, 04:59 PM) I actually tried but no cash rebate. Appreciate if Anyone can share? JomPay must be paid from PBe right? All bill payment within PBe won't get cash back for PBB VS and PBB QMC. Clear enough? It's under exclusion list if you pull out the cash back TnC. This post has been edited by David83: Apr 6 2019, 05:02 PM
|
|
|
|
|
|
cybpsych
|
Apr 6 2019, 05:01 PM
|
|
QUOTE(wywy2020 @ Apr 6 2019, 04:59 PM) I actually tried but no cash rebate. Appreciate if Anyone can share? exclude transaction via www.pbebank.com
|
|
|
|
|
|
!@#$%^
|
Apr 6 2019, 05:04 PM
|
|
QUOTE(wywy2020 @ Apr 6 2019, 04:59 PM) I actually tried but no cash rebate. Appreciate if Anyone can share? yeah it's as described in the first page.
|
|
|
|
|
|
wilson1989
|
Apr 6 2019, 05:25 PM
|
Getting Started

|
Hi All, if I have PBB Visa signature & PBB Quantum card. Is that means I am eligible to receive total cash back of (RM38 + RM 30)?
|
|
|
|
|
|
cybpsych
|
Apr 6 2019, 05:27 PM
|
|
QUOTE(wilson1989 @ Apr 6 2019, 05:25 PM) Hi All, if I have PBB Visa signature & PBB Quantum card. Is that means I am eligible to receive total cash back of (RM38 + RM 30)? yes, 2 separate card, right?
|
|
|
|
|
|
wilson1989
|
Apr 6 2019, 05:36 PM
|
Getting Started

|
QUOTE(cybpsych @ Apr 6 2019, 05:27 PM) yes, 2 separate card, right? yes. besides that, can I only apply for Quantum Master?
|
|
|
|
|
|
cybpsych
|
Apr 6 2019, 05:38 PM
|
|
QUOTE(wilson1989 @ Apr 6 2019, 05:36 PM) yes. besides that, can I only apply for Quantum Master? if not mistaken, can. just remark it on the application form. if cannot, cancel the QVisa immediately after gotten it.
|
|
|
|
|