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 Exclusively for Perodua VIVA owner, 2nd T.T - Come & register here! =)

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c_calvin
post Nov 5 2007, 06:55 PM

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QUOTE(lunacy @ Nov 5 2007, 03:42 PM)
of cos not in the bank la ...its from SA , he ask me to sign . he said later will fill in the details ...what to do .....already said like that, just sign lo ... if kena tipu means SUI lo ....

scary ... 1st time buy new car , don know wat is the procedure ... sucks
*
i think it's ok la
i also sign lots of document when i book the car... biggrin.gif
lunacy
post Nov 6 2007, 12:06 AM

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QUOTE
QUOTE(lunacy @ Nov 5 2007, 03:42 PM)
of cos not in the bank la ...its from SA , he ask me to sign . he said later will fill in the details ...what to do .....already said like that, just sign lo ... if kena tipu means SUI lo ....

scary ... 1st time buy new car , don know wat is the procedure ... sucks






then i think its the order form la ... the paper which says u placed a booking form and paid a sum for the dp ...

i just came back from the bank, went there and sign the hire purchase agreement and all ...



ya ...cant remenber what form i signed d ..but i think also hire purchase agreement , loan agreement , jpj . What else need to sign ? I heard got something registration card and delivery order form ? really don know , have to hear what SA told lo ..even its not true ...cant help ... don know what is the process also
sykz
post Nov 6 2007, 12:06 AM

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Helo to all Viva owners,

I got new bodykits just for Viva. You all might wanna check it out. Can view pics at my thread, just click below or visit www.supreme-support.blogspot.com.

Thanks.
earl-ku
post Nov 6 2007, 07:52 AM

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QUOTE(lunacy @ Nov 6 2007, 12:06 AM)
ya ...cant remenber what form i signed d ..but i think also hire purchase agreement , loan agreement , jpj . What else need to sign ? I heard got something registration card and delivery order form ? really don know , have to hear what SA told lo ..even its not true ...cant help ... don know what is the process also
*
the hire and purchase papers la ... but there shouldnt be any blank ones leh ...

but i never signed any jpj papers ... which bank are you at?
lunacy
post Nov 6 2007, 11:13 AM

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QUOTE
QUOTE(lunacy @ Nov 6 2007, 12:06 AM)
ya ...cant remenber what form i signed d ..but i think also hire purchase agreement , loan agreement , jpj . What else need to sign ? I heard got something registration card and delivery order form ? really don know , have to hear what SA told lo ..even its not true ...cant help ... don know what is the process also





the hire and purchase papers la ... but there shouldnt be any blank ones leh ...

but i never signed any jpj papers ... which bank are you at?



i not at any bank ...just sign at the perdua place ... the sa take from bank to me to sign ... bank is maybank
earl-ku
post Nov 6 2007, 11:28 AM

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QUOTE(lunacy @ Nov 6 2007, 11:13 AM)
i not at any bank ...just sign at the perdua place ... the sa take from bank to me to sign ... bank is maybank
*
i see i see, lets cross our finger and hope for the best ... haha
lunacy
post Nov 6 2007, 02:07 PM

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Just called the SA, he said now waiting for kastam to approve don know what "thing" . Once Kastam is ok , what other procedure need to proceed b4 i get my car ? What about JPJ ?
madstone
post Nov 6 2007, 02:53 PM

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when they settle with Kastam, they will go to JPJ to register the car
once they got the 'Geran', it will be in 3 to 5 days waiting, depends

the thing is, keep calling your salesperson asking abt the car
lunacy
post Nov 6 2007, 05:54 PM

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QUOTE
when they settle with Kastam, they will go to JPJ to register the car
once they got the 'Geran', it will be in 3 to 5 days waiting, depends

the thing is, keep calling your salesperson asking abt the car



take so long to take geran ? i thought only one day can kau tim ? jus now called sa , saying still waiting for geran . but tomoro can register jpj ... don know real or not ...u know la , sa like ot blaf , keep saying no prob no prob , very fast very fast .. in the end ...."is like that one, dude"
madstone
post Nov 6 2007, 08:04 PM

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One thing to check whether he/she bluff/lying or not
check the road tax date
IF the RT dated testerday, that's mean u have to ask him/her why r so late since the date appeared in the RT is yesterday?

what else u got for your Viva?
last time i heard got free tinted, free steering lock & free air freshner ( laugh.gif )
what color u choose?

earl-ku
post Nov 6 2007, 08:32 PM

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QUOTE(madstone @ Nov 6 2007, 08:04 PM)
One thing to check whether he/she bluff/lying or not
check the road tax date
IF the RT dated testerday, that's mean u have to ask him/her why r so late since the date appeared in the RT is yesterday?

what else u got for your Viva?
last time i heard got free tinted, free steering lock & free air freshner ( laugh.gif )
what color u choose?
*
wahaha yeap thats rite, they promise u this la, very fast wan la ... in the end, say its like this wan ... ahahaha this is freakin true

all i get is a RM150 tinting voucher ...
jdreamer
post Nov 6 2007, 09:54 PM

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Just wondering that if I buy a Viva now, then after one year, I wanna sell it off, that buyer of my Viva only needs to continue to pay the loan and I do not need to pay anything else right?

In other words, I just have to pay for the first month, then after I sell it, I am free from anything, right?
earl-ku
post Nov 6 2007, 10:09 PM

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QUOTE(jdreamer @ Nov 6 2007, 09:54 PM)
Just wondering that if I buy a Viva now, then after one year, I wanna sell it off, that buyer of my Viva only needs to continue to pay the loan and I do not need to pay anything else right?

In other words, I just have to pay for the first month, then after I sell it, I am free from anything, right?
*
haha - that would depend on how much u gonna sell it for ... say ur car is 100k, at 4% interest for 5 years with 0% dp

(100,000 X 4%) X 5 years = 20k
so ur car is 120k in total
120 / 60 months = RM2k per month

that works out to about 20k interest, and u are gonna pay 2k per month for 5 years

so u need to be paying the interest for the first 10 months = thats RM20k so thats the interest ... so u got to be paying for at least 10 months for the interest only ...


jdreamer
post Nov 6 2007, 10:16 PM

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Alright, that means.. if I loan 40k, and I've paid for around 10k, then I have to clear the remaining 30k first, right?
earl-ku
post Nov 6 2007, 10:20 PM

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QUOTE(jdreamer @ Nov 6 2007, 10:16 PM)
Alright, that means.. if I loan 40k, and I've paid for around 10k, then I have to clear the remaining 30k first, right?
*
if u loan 40k, u got to clear the interest first, say for a 40k loan, with 4% interest for 5 years, the interest itself is 8k, so u have to repay the 8k interest first, then u sell the car, and when u sell - u got to sell it back at 40k, but u confirm rugi interest wan ...

but this calculations are all excluding quick settlement, quick settlement or lump sum, calculations i duno how to kira ...

This post has been edited by earl-ku: Nov 6 2007, 10:23 PM
babylabbit
post Nov 6 2007, 10:33 PM

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wahh so geng one sell car no depreciation one ah... 1st year sell car chow lou one tongue.gif
earl-ku
post Nov 6 2007, 10:35 PM

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QUOTE(babylabbit @ Nov 6 2007, 10:33 PM)
wahh so geng one sell car no depreciation one ah... 1st year sell car chow lou one tongue.gif
*
yeah, u buy first year, sell ... u can die on the spot ...
jdreamer
post Nov 6 2007, 10:41 PM

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Oh, I understand now. biggrin.gif
earl-ku
post Nov 7 2007, 07:44 AM

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QUOTE(jdreamer @ Nov 6 2007, 10:41 PM)
Oh, I understand now. biggrin.gif
*
actually those i have mentioned above is not very true, as i have mentioned - i have not taken into consideration if u settle the loan in one lump sum ...

but thats roughly how it goes la, first year or so, u pay, its all interest ...

This post has been edited by earl-ku: Nov 7 2007, 07:44 AM
jdreamer
post Nov 7 2007, 11:57 AM

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What is the difference between solid and metalic? I heard that white isn't metalic right?

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