I am against cleaning of engine bay with compressed air or worse, water. With compressed air, you might loosen something (wiring or connections). With water you might cause corrosion or short circuiting or wet sensitive electronic components.
I just wipe with cloth when the mood comes. Else, just leave it. To me, the "internal" maintenance is more important than external.

Thank you for your replies. I am going to switch to another insurance company, which is not offered by the branch I bought my car from. So many cock-ups on my policy under this insurance company or this branch.

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I'm not sure they have semi synthetic. . Since the top up amount is not too high, I chose fully synthetic for peace of mind although my mileage is way below 10k per 6 months

Due to the oil being "thinner" or less viscous, the FC is expected to be better. As mentioned, it's a small money to pay for peace of mind.

One of the benefits is the agreed value offered under HIP.

I renewed online for my previous car too, including getting windshield coverage without any need to submit proof of windshield condition. This time, I'm going for HIP so renewing online is out of the question.
Before I got my Honda, I was wondering whether there is any benefit of paying 10% for insurance agents to renew. Do they do all the legwork and paperwork when we make any claims? The paperwork and running around when you need to make any claim is certainly mind boggling, compared to the ease of doing claims in say, Singapore, where you just let the authorised workshop do all the document chasing and traffic police is not involved in most of the circumstances.

Nope, once you renew elsewhere, it's no more under HIP.

Yes, indeed I'm looking for HIP.

I never saw any in that area at all, but if you talking about it being located *inside* the tunnel, then I could have easily missed it as my full attention would be on the traffic around me due to the danger of having an accident in a tunnel.

I actually dislike too dark tinting because it affects visibility, especially on our poorly lit roads at night.

That is like saying it's ok to drive with sunglasses on at night, once you get used to it.
Getting used to it doesn't mean it does not affect vision. But I guess different folks have different preference.

No offence bro, but just because you have no issue does not mean it is safe for the whole motoring population. The chronic tailgaters think tailgating is not dangerous because they have no issue tailgating, but does it mean it's safe to tailgate?

+1

A truly competent driver anticipates danger by looking way ahead, up to few cars in front of him - through the windscreens of the cars in front of him. Those that look only at the front vehicle are not only incompetent, they are overly confident of their skill and motor-response time. On a straight road, one car distance can't see much if the view is blocked by sunshades. I'm sure you have seen incompetent drivers who fail to see ahead and only see the roadside obstruction way after you have changed lane because you are being competent and look up ahead?

You are right that lorries and buses that block our view are endangering us. Do you not agree that the rempits who do drafting behind buses and lorries are in great danger because their vision is blocked?

I will switch lane to allow other incompetent drivers to drive behind them,then join the lane. Now, I can see the van, lorry, SUV from far behind. I used to drive an MPV and I always allowed myself a longer braking distance not because I was worried about hitting the car in front, but I was worried about being rear ended. Despite this, I experienced countless honking by drivers behind me when I slowed down my MPV due to sudden slowdown of traffic in front of me or motorcyclists trying to commit suicide, because they could not see what I saw.
And despite all this careful braking, I got rear ended once.

Thankfully, our traffic consists of mostly sedan cars, so it's still bearable. The day when all the sedans start to block their rear windscreen with dark tints and sunshades will be the day I switch to SUV.

Didn't you mention you were involved in an accident? Was it before or after your renewal?

MSIG IMO has the best customer service when you contact them through the phone. Easy to connect and knowledgeable staff.

Unless there is a general rise in premiums, I'd think your accident, though not your fault, might be the contributing factor.

Well, insurance companies are free to decide the premium now. If the company needs to raise premiums, which customers do you think they will target? The one hitting others, no need to say. The one with no accident - precious customer. The one kena hit...hmmm, high potential to have future claims because he could have been more alert and given more warning to the car behind him, lol.

Using 24" will leave about 1" not covered at the bottom arc. It does not affect you vision that much, but I wish I bought the 26" instead of 24" too.

Drone sound? I don't find it in my car. But then again, I only hit 140kph once.

I'd keep the old wipers in the trunk as spares (you'll never know when any itchy hand will steal the new wipers). And do consider buying PIAA wiper refills for the old wipers. They are good.

Did they ask you in advance? It's not included in the package so they will have to ask you before proceeding. These items are not necessary IMO. Ask them why they need engine cleaner at 10k. And ask them if their fully synthetic engine oil is no good, hence the engine oil treatment.

Kena ketuk liao. You might want to clarify with HM as these items are really unnecessary IMO.

Edit: I upgraded to fully synthetic too, and they didn't try to sell me these things. You can ask HM "does that mean those who don't add these stuff will screw up their engine?". I'm sure many of us here didn't opt for these things too.

This post has been edited by mushigen: Apr 16 2019, 10:55 AM

Mine is about seven months old, so it's too early to tell. Generally, PIAA wipers are reported to last a long time.

Well, in my 20-plus years of driving, I've never had my whole car stolen but I'm pretty sure others have lost cars before.
Wipers get stolen for a variety of reasons, and it doesn't help that the J-hook type is so common and easy to steal. A set of new wipers is not exactly cheap to begin with.

It's around RM120-130 a pair, from Lazada. As for fakes, in Bolehland, that is the risk we have to take - even when you buy from physical shops. But no regrets as they wipe really well.

LOL, that's why it's not surprising wipers get stolen. That cap only costs < RM10 each or per pair, but that pair of wipers on the new Honda City parked beside you in that secluded place cost > RM50... tempting.

White is nice, makes the car look bigger and elegant.

Agree that white requires TLC, which is why I can never own one
I'm very happy with my near maintenance-free lunar silver.
As stated below, you can go for the wiper refill which uses back your old frame. If the frame looks old, it may reduce its appeal. I bought the whole wipers instead of refills because I was not sure if refills would fit. I can confirm that the refills have the exact dimensions as the original rubber.

If the regular wipers work well for you, I see no point in buying expensive PIAA ones. I think I'm "cursed" when it comes to wipers - none of my wipers in my cars continued to work well after just a few months. They either juddered or caused streaking. Hoping these expensive PIAA will end the misery.

Yes, that kength and width measurements for stock wipers are right.
The 6mm and 8mm are the width measurements of the wiper refills, looking from the top (plan view).

Guys with HIP policies, does your policy state "market value" or "agreed value"?

In my policy schedule, there is only a "Your estimated value of the car = RM8x,xxx" under the section where market value is usually stated. It doesn't state whether it's the market value or agreed value. However, there is a clause that says for first year, full purchase price is claimable so it's still OK.

I'm concerned about the wording for second year onwards. So for those who renewed insurance under HIP, how is the insured value worded? Market value or Agreed Value? The HIP general information sheet may say this and that, but ultimately what is stated on the insurance policy schedule matters most.